Tenders

Välisministeeriumi teenistujate pikaajaliseks välislähetuseks või koolituseks (üle 90 päeva järjest) reisi- ja tervisekindlustuse tellimine 2026. aastaks

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This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
November 17, 2025
Contract Details
Category
Services
Reference
300989
Value
€450,000
Location
Estonia
Published
October 15, 2025
Organization
CPV Code
Project Timeline

Tender Published

October 15, 2025

Deadline for Questions

November 10, 2025

Submission Deadline

November 17, 2025

Tender Opening

November 17, 2025

Contract Start Date

January 01, 2026

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Budget
€450,000
Duration
12 months
Location
Estonia
Type
Services
Market Benchmark
Avg. Winning Price
€844,224
Avg. Bids
3.1
Competition
Medium
SME Winners
69%
297 tenders analyzed

Original Tender Description

Välisministeeriumi teenistujate pikaajaliseks välislähetuseks või koolituseks (üle 90 päeva järjest) reisi- ja tervisekindlustuse ostmine
Electronic Submission

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Requirements & Qualifications

30 requirements across 5 categories

Submission (5)
Mandatory (4)
Compliance (5)
Technical (12)
Financial (4)
SUBMISSION REQUIREMENTS5
--File the bid electronically through the Estonian e-procurement system (Riigihanked.riik.ee) before the stated deadline.
--Attach completed e-ESPD (XML) and signed Form-3 price/cover table.
--Include copy of Estonian insurer licence (or passporting notification).
MANDATORY QUALIFICATIONS4
--Hold an Estonian non-life-insurance licence (or equivalent passported EU/EEA authorisation registered in Estonia).
--Be registered as an insurer in the Estonian Financial Supervision Authority’s public register.
--Demonstrate prior underwriting of multi-country travel/health policies with cover periods ≥ 90 consecutive days.
COMPLIANCE REQUIREMENTS5
--Accept every clause of the draft contract without reservation—no alternative or partial terms allowed.
--Keep the offer irrevocable for 3 months from the electronic submission deadline.
--Issue policies directly in the name of the Estonian Ministry of Foreign Affairs (no intermediaries as policyholder).
TECHNICAL REQUIREMENTS12
--Underwrite worldwide territory (Europe 69 %, rest of world 19 %, other 12 %) for the entire 2026 calendar year.
--Guarantee minimum indemnity limits per insured person:
--– Medical & hospital: €150 000
FINANCIAL REQUIREMENTS4
--Quote one all-inclusive annual premium (net of VAT) per insured person for the full scope.
--Base price must cover estimated 325 k€ annual premium volume and 160 k€ annual claims outlay.
--No variable surcharges or deductibles may be imposed on the Ministry or individual insured staff.

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Documents

6 documents available with AI summaries

VastavustingimusedPDF
300989_vastavustingimused.pdf -- 9.8 KB

Mandatory compliance: bid only if you are an Estonian-registered insurer (or foreign insurer with local authorisation) that can issue travel/health covers of ≥90 days, accept all tender terms without reservation, keep the offer open 3 months, submit price and maximum indemnity limits in the exact Form-3 table, and confirm no conditional or partial bids.

Vorm 1DOC
VORM 1.docx -- 26.8 KB

Estonia’s Ministry of Foreign Affairs invites insurers to submit a single-lot bid for a mandatory, no-VAT, 2026 travel-and-health policy covering staff on >90-day postings abroad, pricing one annual premium per person that meets or beats the stated minimum limits (e.g., €150k medical, €64k repatriation, €2.5k Rx/dental, €1k paediatric vaccines) and explicitly includes all seven listed core risks.

Hankepass rahvusvahelises formaadis (ESPD) v2.0 laiendatudXML
300989_ESPD_v2.0_laiendatud.xml -- 265.4 KB

ESPD vormi laiendatud versioon, mida hankelepingu kandidaadid peavad täitma ja esitama.

Hindamiskriteeriumid ja hinnatavad näitajadPDF
300989_hindamiskriteeriumid.pdf -- 3.0 KB

Mandatory single-criterion tender: insurers must quote the lowest annual premium (ex-VAT) per person covering all required basic and free additional travel/health risks for Estonian Ministry staff on 90+ day foreign assignments, with 100 % of the score based on price (cheapest wins).

Hankepass täiendatavate selgitustegaPDF
300989_hankepass_taiendavate_selgitustega.pdf -- 66.6 KB

This is the Estonian Foreign Ministry’s 2026 procurement of a single-provider travel-and-health-insurance cover for staff sent abroad or on training for more than 90 consecutive days; bidders must prove they can underwrite and service such long-term risks in multiple countries and submit the completed e-ESPD, but no detailed technical/financial qualification thresholds or evaluation weightings are disclosed in this ESPD preview document.

Pakkumuse esitamise ettepanekDOC
Pakkumuse esitamise ettepanek_Reisi- ja tervi... -- 98.2 KB

The Estonian Ministry of Foreign Affairs is procuring a single-provider, mandatory travel- and health-insurance policy (covering illness, accident, dental, chronic-disease and child-check-up claims) for all staff on overseas postings or training exceeding 90 days in 2026; bidders must be licensed insurers able to underwrite Europe-wide plus global coverage (69 % and 19 % of risk respectively) and handle annual premiums of roughly €325 k and claims of €160 k, so only insurers with proven international health claims capacity and competitive pricing should compete.

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