Want tender expert help? See our tender preparation service
Tenders

Employee Health Insurance

Closed

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

Browse Active Tenders
Deadline
Expired
March 25, 2026
Contract Details
Category
Services
Reference
165990
Value
€99,200
Location
Latvia
Published
March 09, 2026
CPV Code
Evaluation Criteria
Financial OfferPrice
Technical Specification - Technical OfferTechnical
Draft ContractOther
RegulationsOther
Requirements for the Subject of Procurement, Version 1Other
Declaration of Independently Developed OfferOther
Bidder's Experience CertificateExperience
Project Timeline

Tender Published

March 09, 2026

Deadline for Questions

March 18, 2026

Submission Deadline

March 25, 2026

Tender Opening

March 25, 2026

Win ProbabilityPRO
🔒
Upgrade to Professional
See your estimated win probability based on historical data.
Upgrade to Professional →
Buyer IntelligencePRO
🔒
Unlock Buyer Intelligence
See spending patterns, preferred procedures, and more.
Upgrade to Professional →
Sector InsightsPRO
🔒
Unlock Sector Insights
See average winning prices, competition levels, and market trends.
Upgrade to Professional →
Budget
€99,200
Duration
12 months
Location
Latvia
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Employee Health Insurance

Run Risk Analysis

Identify potential risks, inconsistencies, and red flags across all tender documents. Get a detailed risk report with severity levels and mitigation recommendations.

Login

Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for employee health insurance requires a strong focus on technical capability, particularly in laboratory testing, and meticulous adherence to submission requirements. Winning will depend on demonstrating superior value within the financial offer and potentially exceeding basic technical specifications to differentiate.

Key Winning Messages

Comprehensive and cost-effective health insurance solutions with demonstrated expertise in laboratory diagnostics.

Reliable and compliant service delivery, ensuring seamless employee health coverage.

Value-driven partnership focused on employee well-being and organizational efficiency.

Key Opportunities
Demonstrate superior technical capability in laboratory testing beyond the minimum requirements.
Leverage the absence of explicit evaluation criteria to establish a strong value proposition through the financial and technical offers.
Highlight experience in similar corporate health insurance contracts through the experience certificate.
Key Challenges
Lack of specified evaluation criteria makes it difficult to precisely tailor the bid for maximum scoring.

Focus on delivering the best possible value in both the financial and technical offers, assuming price and technical merit will be key. Proactively address all stated requirements comprehensively.

Potential for high competition given the open tender nature and the relatively modest estimated value, which might attract many providers.

Differentiate through a clear value proposition, potentially offering slightly enhanced services or a more competitive pricing structure than the perceived market average.

Ideal Bidder Profile
An established health insurance provider with a proven track record in corporate health plans, possessing robust laboratory testing capabilities (especially in hematology) and a streamlined, compliant submission process. Experience certificates demonstrating successful past performance are crucial.
Key Requirements
Bidder's experience certificate
Declaration of independently developed offer
Cover the cost of laboratory tests as specified in the technical specification (including Hematology analysis)
Submit a technical offer
Comply with the terms and conditions of the draft contract ('Līguma projekts')
Key Discriminators
Proactive and transparent communication regarding laboratory test coverage and potential for additional diagnostic support.
A highly detailed and well-structured technical offer that clearly articulates the bidder's capabilities and commitment to quality in laboratory analysis.
A financial offer that demonstrates exceptional value for money, potentially through bundled services or optimized cost structures.
Social Value Opportunities
While not explicitly required, consider including a statement on commitment to employee well-being beyond basic insurance, such as promoting preventative health measures or offering access to mental health resources. This can be a subtle differentiator.
Bid Focus Areas
Financial Offer

Ensure the financial offer is competitive and clearly demonstrates value for money. Break down costs where possible to show transparency and efficiency. Consider offering tiered options if feasible.

Technical Offer

Go beyond simply meeting the laboratory test requirements. Detail the quality assurance processes for these tests, the expertise of the laboratory personnel, and any advanced diagnostic capabilities. Emphasize efficiency and accuracy in Hematology analysis.

Experience Certificate

Provide a comprehensive certificate that clearly outlines successful past contracts for employee health insurance, highlighting scale, duration, and positive outcomes. Quantify achievements where possible.

Recommendations5
Thoroughly Document Experience
CriticalMed effort

Ensure the Bidder's Experience Certificate is detailed, verifiable, and directly showcases relevant experience in providing employee health insurance. Quantify past successes where possible.

Directly addresses a mandatory eligibility requirement and builds credibility.
Maximize Value in Financial and Technical Offers
CriticalHigh effort

Since evaluation criteria are not specified, assume price and technical merit are paramount. Craft a financial offer that is highly competitive and a technical offer that clearly demonstrates superior capability, especially in laboratory testing (Hematology).

Increases the likelihood of meeting unstated but implied evaluation priorities.
Highlight Laboratory Expertise
HighMed effort

Go beyond the minimum requirements for laboratory tests. Detail the quality control, accreditations, and technological advancements of your laboratory services, particularly for Hematology analysis.

Sets the bidder apart by showcasing a core competency directly relevant to the tender.
Meticulous Compliance Check
CriticalHigh effort

Conduct a rigorous review of all submission requirements, including the 'Iepirkuma priekšmeta prasības, 1.versija', 'Nolikums', and 'Līguma projekts' documents, to ensure 100% adherence.

Prevents disqualification due to procedural errors.
Address Unspecified Evaluation Criteria Proactively
HighMed effort

While criteria are not listed, assume a balance of price, technical merit, and experience. Structure the bid to excel in all these areas, providing clear evidence of value and capability.

Mitigates the risk of misinterpreting or underestimating the contracting authority's priorities.
Competitive Positioning
Position as a provider offering not just insurance, but a comprehensive health management solution with a strong diagnostic backbone. Emphasize reliability and cost-effectiveness, backed by proven experience and robust laboratory capabilities.

Competitors

Upgrade to see which companies are likely to bid on this tender, based on historical procurement data.

Login

Requirements & Qualifications

14 requirements across 5 categories

Submission (7)
Mandatory (1)
Compliance (3)
Technical (2)
Financial (1)
SUBMISSION REQUIREMENTS7
--Submit a financial offer form.
--Submit a declaration of independently developed offer.
--Submit a bidder's experience certificate.
MANDATORY EXCLUSION GROUNDS1
--None explicitly stated in provided summaries.
ELIGIBILITY REQUIREMENTS3
--Bidder must provide an independently developed tender.
--Bidder must not have engaged in anti-competitive communication with other bidders.
--Bidder must provide a bidder's experience certificate.
TECHNICAL CAPABILITY REQUIREMENTS2
--Bidder must cover the cost of laboratory tests as specified in the technical specification.
--Specific section for Hematology analysis is mentioned.
FINANCIAL REQUIREMENTS1
--Bidder must submit a financial offer.

Requirements Preview

Sign up to view complete requirements and analysis

Documents

7 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
165990_PD.ANY_1_1_1_20260309162209.pdf -- 100.1 KB

This document outlines the requirements for bidders participating in a procurement procedure for employee health insurance, detailing application, technical, and financial proposal submissions.

Apliecinājums par neatkarīgi izstrādātu piedāvājumuDOC
2.pielikums_apliecinajums_par_neatkarigi_izst... -- 24.4 KB

This document is a declaration by the bidder confirming that their submitted tender is independently developed and that they have not engaged in any anti-competitive communication with other bidders.

Tehniskā specifikācija - tehniskais piedāvājumsXLS
3.1.pielikums_APMAKSĀTO_LABORATORISKO_IZMEKLĒ... -- 44.5 KB

This document contains a list of laboratory tests to be paid for by the bidder, with a specific section for Hematology analysis.

Finanšu piedāvājumsDOC
4.pielikums_Finansu_piedavajums_1.docx -- 19.0 KB

This document is a financial offer form for an open tender for employee health insurance.

Pretendenta pieredzes apliecinājumsDOC
5.pielikums_pieredzes apraksts_1.docx -- 16.8 KB

This document is a bidder's experience certificate for an open tender for employee health insurance.

Līguma projektsDOC
6.pielikums_ligums projekts.docx -- 43.3 KB

This document contains a draft contract for employee health insurance between SIA “Rīgas veselības centrs” and an insurance provider, outlining the terms, conditions, and payment procedures for the service.

NolikumsDOC
nolikums_apdrosinasana_2026.doc -- 282.5 KB

This document contains the regulations for an open tender procedure for employee insurance, specifying general information, participant requirements, submission guidelines, and bid opening procedures.

Documents Preview

Sign up to view document summaries and analysis

75
Good

Tender Quality Score

This tender for employee health insurance is generally well-structured with clear requirements and a reasonable timeline. However, it lacks explicit evaluation criteria and has some concerns regarding document access and e-submission.

Score Breakdown

Legal Compliance75/100

The tender adheres to standard procurement procedures with a clear open procedure and proper CPV code. Deadlines appear reasonable, and there is no indication of disputes. Regulatory compliance is assumed based on the structure.

Clarity80/100

The description of the service is clear, and the requirements are documented through various attached forms and specifications. The conditions for participation are specified, although evaluation criteria are missing.

•Missing evaluation criteria
Completeness70/100

Most basic information is present, including deadlines, estimated value, and contract duration. All essential documents for submission are listed and appear to be attached, though access might be an issue.

•Restricted document access
Fairness85/100

The tender is open to all bidders, and the value is disclosed. The criteria for an independently developed tender and avoiding anti-competitive communication promote fairness. However, the 'Restricted document access' issue raises concerns about full document accessibility for all potential bidders.

•Restricted document access
Practicality65/100

While e-procurement is mentioned, the absence of explicit e-submission details and the potential for restricted document access reduce practicality. The contract start date is not specified, and financing information is absent.

•No e-submission
•Contract start date not specified
Data Consistency90/100

Key fields such as title, reference, organization, and deadlines are populated. There are no reported disputes or suspensions, and the dates provided are logical within the tender timeline.

Sustainability50/100

The tender does not explicitly mention green procurement, social aspects, or innovation. It is also not indicated as EU funded, limiting its sustainability score.

•Not green procurement
•No social criteria

Strengths

Clear description of services
Well-defined submission requirements
Reasonable timeline and value disclosure
Use of CPV code

Concerns

Missing evaluation criteria
Potential restricted document access
Lack of explicit e-submission details
Absence of sustainability considerations

Recommendations

1. Clearly state evaluation criteria.
2. Ensure all tender documents are fully accessible to all potential bidders.
3. Provide explicit instructions for e-submission.

AI Scoring Preview

Sign up to view complete requirements and analysis

Complete quality score analysis
Detailed sub-score breakdown
Strengths & concerns insights
Strategic recommendations

No credit card required • Setup in 2 minutes