Tenders

Insurance services

Open
Deadline
2 days left
March 04, 2026
Contract Details
Category
Services
Reference
306201
Value
€83,000
Location
Estonia
Published
February 17, 2026
CPV Code
Evaluation Criteria
Property Insurance according to Alternative 1 description100%
Liability Insurance according to description100%
Travel Insurance according to description100%
Property Insurance Alternative 2100%
Directors & Officers Liability Insurance100%
Project Timeline

Tender Published

February 17, 2026

Deadline for Questions

February 25, 2026

Submission Deadline

March 04, 2026

Tender Opening

March 04, 2026

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Budget
€83,000
Duration
Not specified
Location
Estonia
Type
Services
79
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€844,224
Avg. Bids
3.1
Competition
Medium
SME Winners
69%
297 tenders analyzed

Original Tender Description

The contracting authority orders the following types of insurance: property insurance (2 alternatives), liability insurance, travel insurance, and directors' and officers' liability insurance.
Electronic Submission

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Requirements & Qualifications

16 requirements across 5 categories

Submission (5)
Mandatory (2)
Compliance (2)
Technical (5)
Financial (2)
SUBMISSION REQUIREMENTS5
--The bid must conform to the submission conditions.
--Business secrets must be clearly marked in the bid.
--Joint bidders must provide a power of attorney.
MANDATORY EXCLUSION GROUNDS2
--Must meet the exclusion grounds described in the tender passport (ESPD explanatory guide).
--Subcontractors must not be subject to sanctions-related restrictions.
ELIGIBILITY REQUIREMENTS2
--Must meet the qualification requirements described in the tender passport (ESPD explanatory guide).
--Joint bidders must provide a power of attorney.
TECHNICAL CAPABILITY REQUIREMENTS5
--The bid must comply with the insurance program conditions, including coverage, sums, and deductibles, as described in Annex 1.
--The bid must take into account the buildings listed in Annex 1.1.
--The bid must take into account the medical equipment listed in Annex 1.2.
FINANCIAL REQUIREMENTS2
--The cost structure of the bid must be presented according to the specified requirements.
--Offer a competitive price for property, liability, and travel insurance, as the lowest price is a key evaluation criterion.

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Documents

10 documents available with AI summaries

VastavustingimusedPDF
306201_vastavustingimused.pdf -- 23.9 KB

This document outlines the conditions for tender submission, including requirements for tender compliance, cost presentation structure, designation of business secrets, power of attorney for joint bidders, and sanction-related restrictions on subcontractors.

Hindamiskriteeriumid ja hinnatavad näitajadPDF
306201_hindamiskriteeriumid.pdf -- 7.8 KB

This document details the evaluation criteria and methodology for tender submissions, where the lowest price receives maximum points for property, liability, and travel insurance offers.

Hankepass täiendatavate selgitustegaPDF
306201_hankepass_taiendavate_selgitustega.pdf -- 67.0 KB

This document is an explanatory guide to the European Single Procurement Document (ESPD) conditions, outlining bidder qualification requirements and exclusion grounds, but it is not intended for direct completion.

Lisa 1.1 Hoonete loetelud kindlustusele osad 1-4XLS
Lisa 11_Hoonete loetelud kindlustusele osad 1... -- 25.4 KB

Tender document 'Lisa 1.1 Hoonete loetelud kindlustusele osad 1-4' in .XLSX format (25,987 bytes).

Lisa 1.2 Aktsiaselts Ida-Tallinna Keskhaigla kindlustatud seadmed osad 1-4XLS
Lisa 12_Aktsiaselts Ida-Tallinna Keskhaigla k... -- 21.7 KB

This document lists the medical equipment belonging to East Tallinn Central Hospital that requires insurance coverage, including their value and details, for bidders to prepare an insurance offer.

Lisa 1.3 Hoonete kirjeldus osad 1-4DOC
Lisa 13_ Hoonete kirjeldus osad 1-4.docx -- 323.2 KB

This document describes the buildings of East Tallinn Central Hospital and their risk factors, which are essential for preparing an insurance service offer.

Lisa 1 Tehniline kirjeldus osad 1-4DOC
Lisa 1_Tehniline kirjeldus_kindlustusavaldus ... -- 70.1 KB

This document outlines the insurance program conditions for the tender, including required coverages, insurance sums, deductibles, and provides examples of past incidents.

Lisa 2 Tehniline kirjeldus_Juhtkonna vastutuskindlustus osa 5DOC
Lisa 2_Tehniline kirjeldus_kindlustusavaldus_... -- 33.5 KB

This document outlines the technical specifications and desired scope of Directors & Officers Liability Insurance (D&O) for Aktsiaselts Ida-Tallinna Keskhaigla.

RHAD üldosaDOC
RHAD üldosa.docx -- 39.0 KB

This document is the general part of the procurement documents for insurance services, detailing the contracting authority's information, contact person, legal references, the electronic procurement process, and listing all tender parts and appendices.

Tehniline kirjeldus_Juhtkonna vastutuskindlustus ENG (osa 5 tõlge)DOC
Tehniline kirjeldus_kindlustusavaldus_Juhtkon... -- 67.6 KB

This document outlines the technical specifications for the required Directors' and Officers' Liability Insurance as part of the tender for insurance services.

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79
Good

Tender Quality Score

This tender for insurance services is generally well-structured and clear, with detailed technical requirements and explicit evaluation criteria. However, it lacks specific contract duration and geographical NUTS code, and does not incorporate sustainability aspects.

Score Breakdown

Legal Compliance85/100

The tender appears to comply with national and EU procurement regulations, utilizing the ESPD and an e-procurement system. Deadlines are reasonable, and the CPV code is correctly assigned. The procedure type 'A' (Open Procedure) with 'Negotiation Allowed' is a slight ambiguity but likely permissible under national law.

Missing NUTS code
Clarity90/100

The tender documentation is highly clear and detailed, with specific technical requirements for various insurance types, buildings, and equipment provided in multiple annexes. Evaluation criteria, specifically 'lowest price', are explicitly stated in Document 3, contradicting the automated check. An English translation for D&O insurance is a commendable addition.

Completeness70/100

While most essential information like title, organization, value, and deadlines are present, the tender lacks a specified contract duration and a NUTS code for geographical location. The extensive set of attached documents, however, provides comprehensive technical details.

Missing contract duration
Missing NUTS code
Fairness90/100

The tender demonstrates high fairness with full document access, disclosed estimated value, and objective evaluation criteria based on the lowest price. The e-procurement system ensures equal access, and the detailed technical requirements, while specific, appear necessary for comprehensive insurance services for a hospital rather than being tailored to a specific company.

Practicality65/100

Electronic submission is supported, and the e-procurement portal URL is provided. However, the absence of a clear contract start date and duration poses a practical challenge for bidders in formulating their offers and planning.

Missing contract start date
Missing contract duration
Data Consistency90/100

Key dates are logical and consistent, and there are no reported disputes or suspensions. While the NUTS code and contract duration are missing, the core data provided is consistent. The automated check's flag for 'Missing evaluation criteria' is incorrect, as Document 3 clearly defines it.

Missing NUTS code
Missing contract duration
Sustainability50/100

The tender does not include any specific criteria related to green procurement, social aspects, or innovation. This is common for insurance services but represents a missed opportunity to integrate broader sustainability goals. It is not indicated as EU-funded.

No green procurement
No social criteria

Strengths

Clear and detailed technical specifications provided in multiple annexes
Explicit evaluation criteria based on lowest price
Utilization of e-procurement and ESPD for compliance
English translation of D&O insurance requirements
Reasonable submission deadline

Concerns

Missing specific contract duration
Missing NUTS code for geographical identification
Absence of sustainability criteria (green, social, innovation)
Ambiguity of 'Negotiation Allowed' in an 'Open Procedure'

Recommendations

1. Clearly state the expected contract duration to aid bidder planning.
2. Include the NUTS code for complete geographical identification.
3. Consider integrating sustainability criteria where applicable, even for services like insurance, to align with modern procurement practices.

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