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Tenders

Employee health insurance

Closed

Updated October 09, 2026

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
March 12, 2026
Contract Details
Category
Services
Reference
166540
Value
€22,000
Location
Riga, Latvia
Published
February 25, 2026
CPV Code
Project Timeline

Tender Published

February 25, 2026

Deadline for Questions

March 05, 2026

Submission Deadline

March 12, 2026

Tender Opening

March 12, 2026

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Key facts

Estimated value
€22,000
Deadline
Expired
CPV Code
66512200 — Health insurance services
Procedure
Open procedure
Budget
€22,000
Duration
12 months
Location
Riga
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Employee health insurance

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Win Strategy

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65%
Estimated Win ProbabilityModerate Fit

This tender for employee health insurance presents a moderate opportunity. The lack of specified evaluation criteria and detailed requirements suggests a need for a proactive bidder to define value and differentiate through a well-structured, cost-effective, and client-centric proposal. Focus on demonstrating clear benefits and operational excellence.

Key Winning Messages

Reliable and Comprehensive Employee Health Coverage tailored to Rīgas Cirks' needs.

Cost-Effective Solution delivering maximum value for the estimated budget.

Seamless Administration and Responsive Support for both employer and employees.

Key Opportunities
Lack of specified evaluation criteria allows the bidder to define and emphasize their strengths.
Opportunity to propose a highly tailored and flexible insurance plan that meets the specific needs of Rīgas Cirks' employees.
The relatively low estimated value (22000.0) suggests a focus on efficiency and cost-effectiveness, which can be a differentiator.
Key Challenges
Absence of defined evaluation criteria makes it difficult to precisely target the scoring mechanism.

Proactively structure the proposal to highlight key strengths that are generally valued in such procurements: cost-effectiveness, service quality, reliability, and ease of administration. Assume a balanced weighting between technical and financial aspects.

Potential for multiple bidders with similar offerings, leading to price-based competition.

Focus on demonstrating superior service levels, administrative efficiency, and a clear understanding of the client's operational context to justify any premium over the lowest price. Offer value-added services that competitors may overlook.

Limited information on specific technical or eligibility requirements may lead to assumptions.

Thoroughly review 'Nolikums ar pielikumiem' and 'Iepirkuma priekšmeta prasības, 1.versija' for any implicit requirements or best practices. If ambiguities remain, consider a clarification request.

Ideal Bidder Profile
An established insurance provider with a proven track record in corporate health insurance, particularly for public sector or cultural organizations. The ideal bidder will have a strong understanding of the Latvian market, a flexible and responsive service model, and the ability to offer competitive pricing while demonstrating added value beyond basic coverage.
Key Requirements
Submission of proposals for employee health insurance.
Proposals must include technical and financial details.
Adherence to the submission process detailed in 'Nolikums ar pielikumiem'.
Compliance with Mandatory Exclusion Grounds.
Key Discriminators
Demonstrated understanding of the unique employee profile of a cultural institution like Rīgas Cirks.
Proactive proposal of value-added services (e.g., wellness programs, dedicated account management, simplified claims process).
Exceptional responsiveness and clarity in the proposal, anticipating potential questions.
Competitive pricing that reflects efficiency and a long-term partnership approach.
Social Value Opportunities
While 'Social Aspects: No' is stated, consider subtly highlighting how the proposed health insurance contributes to employee well-being, which indirectly supports the social mission of a public cultural institution. Frame it as a commitment to the 'people' behind Rīgas Cirks.
Bid Focus Areas
Technical Proposal (Service Quality, Plan Design, Administration)

Detail a comprehensive and flexible health insurance plan. Emphasize ease of administration, prompt claims processing, and excellent customer support for both Rīgas Cirks and its employees. Highlight any unique benefits or coverage options that align with the likely needs of staff in a creative/cultural sector.

Financial Proposal (Pricing, Value for Money)

Provide a clear, competitive, and transparent pricing structure. Demonstrate how the proposed premium offers excellent value for money, considering the scope of coverage and administrative efficiency. Justify the pricing by referencing the estimated value and market benchmarks if possible.

Recommendations6
Thoroughly Analyze 'Nolikums ar pielikumiem' and 'Iepirkuma priekšmeta prasības'
CriticalHigh effort

These documents are crucial for understanding the full scope, submission format, and any implicit requirements. Pay close attention to any details regarding reporting, communication, or specific service level expectations.

Ensures full compliance and avoids disqualification.
Assume Balanced Technical and Financial Evaluation
HighMed effort

Given the lack of specified weights, structure the proposal to excel in both technical merit (service, plan design, administration) and financial competitiveness. Clearly articulate the value proposition that links cost to quality.

Maximizes scoring potential across assumed evaluation dimensions.
Propose Value-Added Services
HighMed effort

Suggest optional services that enhance employee well-being and employer administration, such as wellness initiatives, preventative care advice, or a dedicated account manager. This goes beyond basic insurance and demonstrates a partnership approach.

Sets the bid apart from competitors offering standard packages.
Clarify Ambiguities
MediumLow effort

If any requirements or expectations are unclear after reviewing the documents, proactively submit a clarification request to the contracting authority. This demonstrates engagement and ensures accuracy.

Avoids misinterpretations and ensures the proposal meets expectations.
Benchmark Pricing
MediumMed effort

Research typical health insurance costs for similar organizations in Latvia to ensure the proposed price is competitive but also sustainable and profitable. This helps in positioning the financial offer effectively.

Ensures competitive pricing and financial viability.
Frame Employee Well-being as Indirect Social Value
LowLow effort

Even with 'Social Aspects: No', subtly link the health insurance to supporting the workforce of a public cultural institution, thereby contributing to its operational capacity and mission delivery. This aligns with broader public sector values.

Subtle alignment with public sector ethos.
Competitive Positioning
Position as a proactive, client-focused partner rather than just a transactional supplier. Emphasize flexibility, responsiveness, and a deep understanding of the client's operational context. Highlight efficiency and value for money, especially given the estimated value.

Competitors

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Requirements & Qualifications

7 requirements across 5 categories

Submission (3)
Mandatory (1)
Compliance (1)
Technical (1)
Financial (1)
SUBMISSION REQUIREMENTS3
--Bidders must submit proposals for employee health insurance.
--Proposals must include technical and financial details.
--The submission process is detailed in the "Nolikums ar pielikumiem" document.
MANDATORY EXCLUSION GROUNDS1
--No specific requirements provided.
ELIGIBILITY REQUIREMENTS1
--No specific requirements provided.
TECHNICAL CAPABILITY REQUIREMENTS1
--No specific requirements provided.
FINANCIAL REQUIREMENTS1
--No specific requirements provided.

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Documents

2 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
166540_PD.ANY_1_1_1_20260225141337.pdf -- 101.7 KB

This document outlines the requirements for bidders submitting proposals for employee health insurance for Rīgas cirks, including technical and financial proposal details and evaluation criteria.

Nolikums ar pielikumiemDOC
Nolikums ar pielikumiem.doc -- 364.0 KB

This document contains the regulations and appendices for a public procurement procedure for employee health insurance, detailing submission requirements, evaluation criteria, and bidder qualifications.

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75
Good

Tender Quality Score

This tender for employee health insurance is generally well-structured, with clear basic information and a reasonable timeline. However, it lacks specific details on evaluation criteria and has restricted document access, impacting transparency.

Score Breakdown

Legal Compliance75/100

The tender adheres to general legal compliance by having a clear procedure, a proper CPV code, and no reported disputes. Deadlines appear reasonable for the scope. The main concern is the potential for restricted document access, which could be a compliance issue if it hinders full participation.

•Restricted document access
Clarity80/100

The core service is clearly described as 'Employee health insurance'. The submission requirements are outlined, and the existence of detailed documents ('Nolikums ar pielikumiem' and 'Iepirkuma priekšmeta prasības') suggests further clarity. However, the absence of explicitly stated evaluation criteria in the main notice reduces overall clarity for bidders.

•Missing evaluation criteria
Completeness70/100

Most basic information is present, including title, reference, organization, estimated value, and contract duration. The submission deadline and opening date are specified. However, the lack of explicit details on exclusion, eligibility, technical, and financial requirements within the main tender notice, relying heavily on attached documents, reduces its completeness as a standalone document.

•Reliance on attached documents for key requirements
Fairness85/100

The tender is an open procedure, and the value is disclosed, promoting fairness. The use of e-procurement is a positive aspect. However, the 'Issues' section flags restricted document access, which can be a significant barrier to fair competition if not all potential bidders can access necessary information.

•Restricted document access
Practicality65/100

The tender specifies e-procurement, which is practical. The contract duration is clear. However, the 'Issues' section notes 'No e-submission', which contradicts the 'E-Procurement' characteristic and needs clarification. The absence of a specified contract start date is also a minor practical drawback.

•Contradiction regarding e-submission
•Missing contract start date
Data Consistency90/100

Key fields such as title, reference, organization, and dates are populated. There are no reported suspensions or disputes. The dates provided (Reveal, Submission Deadline, Opening) are logically sequenced.

Sustainability50/100

The tender does not explicitly mention any green procurement, social aspects, or innovation focus. It is also not indicated as EU funded. This suggests a lack of emphasis on sustainability criteria.

•No explicit sustainability criteria

Strengths

Clear basic information and title
Reasonable timeline and contract duration
Disclosed estimated value
Use of e-procurement

Concerns

Restricted document access
Missing explicit evaluation criteria
Ambiguity regarding e-submission

Recommendations

1. Ensure all tender documents are fully accessible to all potential bidders.
2. Clearly state evaluation criteria within the main tender notice or ensure easy access to them.
3. Clarify the e-submission process and confirm its availability.

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