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Tenders

Health Insurance for Employees of the Ministry of Agriculture and its Subordinate Institutions

Closed

Updated October 14, 2026

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
March 09, 2026
Contract Details
Category
Services
Reference
164874
Value
€1,427,350
Location
Latvia
Published
February 05, 2026
Organization
CPV Code
Evaluation Criteria
Technical Proposal / Quality of ServicesQuality
Offered PricePrice
Project Timeline

Tender Published

February 05, 2026

Deadline for Questions

March 02, 2026

Submission Deadline

March 09, 2026

Tender Opening

March 09, 2026

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Key facts

Estimated value
€1,427,350
Deadline
Expired
CPV Code
66512200 — Health insurance services
Procedure
Open procedure
Lots
Divided into lots
Budget
€1,427,350
Duration
12 months
Location
Latvia
Type
Services
69
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Health Insurance for Employees of the Ministry of Agriculture and its Subordinate Institutions
EU Funded

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65%
Estimated Win ProbabilityModerate Fit

This tender for employee health insurance requires a strong focus on meeting detailed technical and financial specifications across multiple parts. Success hinges on demonstrating robust operational capability, competitive pricing, and meticulous adherence to all mandatory requirements, as evaluation is based on economic advantageousness.

Key Winning Messages

Comprehensive and tailored health insurance solutions for the Ministry of Agriculture and its institutions, ensuring employee well-being and operational continuity.

Economically advantageous and transparent pricing, delivering maximum value for public funds.

Reliable and efficient service delivery backed by proven expertise in public sector insurance.

Key Opportunities
The tender is structured into multiple parts, allowing bidders to potentially specialize or bid on specific segments if they possess unique strengths in those areas.
The estimated value of 1,427,350.2 suggests a significant contract, offering substantial revenue potential for the winning bidder.
While not explicitly stated as 'innovative', the complexity of managing insurance for multiple subordinate institutions may allow for proposals that offer streamlined administrative processes or enhanced digital interfaces.
Key Challenges
The absence of specified evaluation criteria makes it difficult to precisely optimize the bid for scoring, requiring a comprehensive approach to meet all aspects of economic advantageousness.

Focus on delivering the most competitive pricing while ensuring all technical and mandatory requirements are met to the highest standard. Assume 'economic advantageousness' will weigh price heavily, but also consider factors like service quality and administrative efficiency as implicit components.

The tender is divided into multiple parts, each with its own set of requirements, increasing the complexity of bid preparation and the risk of non-compliance in one or more areas.

Thoroughly review and understand the specific requirements for each part being bid on. Implement a rigorous internal review process to ensure all criteria for all selected parts are met. Consider dedicating specific teams to each part if bidding on multiple.

The short duration of 12 months for the contract might indicate a need for a highly efficient onboarding and service delivery setup, potentially favoring bidders with established operational frameworks.

Highlight existing operational efficiencies and rapid deployment capabilities in the technical proposal. Demonstrate a clear plan for swift implementation and ongoing service management.

Ideal Bidder Profile
An established insurance provider with a proven track record in public sector health insurance contracts, possessing strong financial stability, a comprehensive understanding of Latvian healthcare regulations, and the capacity to manage multiple coverage levels and administrative complexities across various subordinate institutions.
Key Requirements
Adherence to detailed technical specifications for coverage levels, payment limits, and information requirements for each part.
Compliance with all mandatory exclusion and eligibility criteria for each relevant part.
Submission of a financially competitive proposal, including details on additional premiums.
Accurate and timely submission of both technical and financial proposals by the deadline.
Demonstration of technical capability to manage diverse insurance needs across multiple institutions.
Key Discriminators
Demonstrated experience and success in managing health insurance for large public sector organizations with multiple branches or subordinate entities.
A highly competitive pricing structure that offers clear value for money, potentially through optimized administrative costs or bulk purchasing power.
A robust and user-friendly digital platform for policy management, claims processing, and employee self-service, enhancing administrative efficiency for the Ministry.
Social Value Opportunities
While 'Social Aspects: No' is stated, a proactive commitment to supporting employee well-being beyond basic coverage, such as offering preventative health programs or mental health support resources, could be a subtle differentiator if framed as enhancing overall employee productivity and morale, indirectly benefiting the Ministry.
Bid Focus Areas
Economic Advantageousness (Price and Value)

Develop a highly competitive pricing model that reflects economies of scale and efficient operational costs. Clearly articulate the value proposition beyond just the lowest price, highlighting service quality, administrative ease, and comprehensive coverage that meets or exceeds requirements.

Technical Compliance and Capability

Meticulously address every technical specification outlined in Appendix 6 and the part-specific documents. Showcase proven experience and robust systems for managing diverse insurance needs, claims, and reporting for public sector clients.

Mandatory and Eligibility Criteria

Ensure absolute compliance with all exclusion and selection criteria. Conduct thorough due diligence on the bidder's legal, financial, and operational standing to avoid any grounds for disqualification.

Recommendations5
Deconstruct Part-Specific Requirements
CriticalHigh effort

Each part (1-7) has unique exclusion, selection, technical, and financial requirements. A detailed matrix must be created for each part to ensure every criterion is addressed and evidenced.

Ensures full compliance and avoids disqualification for any bid part.
Optimize for Economic Advantageousness
CriticalHigh effort

Since evaluation is based on economic advantageousness and specific criteria are not detailed, assume a strong weighting for price. Develop a competitive pricing strategy that balances profitability with market competitiveness. Clearly articulate the value proposition beyond price.

Maximizes scoring potential in the primary evaluation factor.
Highlight Operational Efficiency and Service Excellence
MediumMed effort

Emphasize streamlined claims processing, efficient administration, and responsive customer service. This can be a subtle differentiator even without explicit innovation requirements.

Builds confidence in service delivery and operational capability.
Rigorous Internal Review and Quality Assurance
CriticalHigh effort

Implement a multi-stage internal review process for both technical and financial proposals, involving subject matter experts and legal counsel, to catch any errors or omissions before submission.

Minimizes risk of errors and ensures a high-quality, compliant submission.
Proactive Clarification of Ambiguities
HighLow effort

If any aspect of the technical specifications, coverage levels, or financial requirements across the different parts is unclear, submit formal clarification requests to the contracting authority well in advance of the deadline.

Reduces the risk of misinterpretation and ensures the bid accurately reflects the contracting authority's needs.
Competitive Positioning
Position as a reliable, experienced provider with a deep understanding of the Latvian public sector and its specific needs for employee health insurance. Emphasize stability and long-term partnership potential, even within a 12-month contract.

Competitors

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Requirements & Qualifications

10 requirements across 5 categories

Submission (3)
Mandatory (1)
Compliance (1)
Technical (3)
Financial (2)
SUBMISSION REQUIREMENTS3
--Bidders must prepare and submit a technical proposal and a financial proposal in accordance with the specifications for each relevant part of the procurement.
--All proposals must be submitted by the deadline: 2026-03-09T10:00:00.
--Proposals will be evaluated based on economic advantageousness, requiring bidders to structure their offers accordingly.
MANDATORY EXCLUSION GROUNDS1
--Bidders must meet the specified exclusion criteria as detailed in the tender documents for each relevant part (e.g., Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7).
ELIGIBILITY REQUIREMENTS1
--Bidders must satisfy the specified selection criteria as detailed in the tender documents for each relevant part (e.g., Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7).
TECHNICAL CAPABILITY REQUIREMENTS3
--Bidders must submit a technical proposal that adheres to the technical specifications outlined in the tender documents, including Appendix 6 (technical specification) and requirements for each relevant part (e.g., Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7).
--The technical proposal must detail various coverage levels and required information for health insurance services.
--The technical proposal must specify coverage and payment limits as required for each relevant part.
FINANCIAL REQUIREMENTS2
--Bidders must submit a financial proposal that adheres to the financial specifications outlined in the tender documents for each relevant part (e.g., Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7).
--The financial proposal must include details on additional premiums as required for each relevant part.

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Documents

8 documents available with AI summaries

Iepirkuma priekšmeta 1.daļas prasības, 1.versijaPDF
164874_PD.ANY_1_1_1_20260205052237.pdf -- 102.2 KB

This document outlines the exclusion and selection criteria, technical and financial proposal requirements, and evaluation criteria for a health insurance procurement for employees of the Latvian Ministry of Agriculture and its subordinate institutions.

Iepirkuma priekšmeta 2.daļas prasības, 1.versijaPDF
164874_PD.ANY_1_1_2_20260205052238.pdf -- 102.3 KB

This document outlines the requirements for Part 2 of a health insurance procurement, detailing exclusion and selection criteria, technical and financial proposal specifications, and the evaluation methodology based on economic advantageousness, including coverage, payment limits, and additional premiums.

Iepirkuma priekšmeta 3.daļas prasības, 1.versijaPDF
164874_PD.ANY_1_1_3_20260205052238.pdf -- 102.3 KB

This document contains the detailed requirements and evaluation criteria for Part 3 of a health insurance tender for employees of the Ministry of Agriculture and its subordinate institutions, covering exclusion conditions, selection criteria, technical and financial proposals, and assessment methodologies.

Iepirkuma priekšmeta 4.daļas prasības, 1.versijaPDF
164874_PD.ANY_1_1_4_20260205052238.pdf -- 102.3 KB

This document contains the detailed requirements for bidders, including exclusion and selection criteria, technical and financial proposal specifications, and the evaluation methodology for proposals concerning health insurance services for employees of the Ministry of Agriculture and its subordinate institutions.

Iepirkuma priekšmeta 5.daļas prasības, 1.versijaPDF
164874_PD.ANY_1_1_5_20260205052239.pdf -- 102.3 KB

This document contains the detailed requirements and evaluation criteria for Part 5 of a health insurance procurement for employees of the Ministry of Agriculture and its subordinate institutions.

Iepirkuma priekšmeta 6.daļas prasības, 1.versijaPDF
164874_PD.ANY_1_1_6_20260205052239.pdf -- 102.3 KB

This document contains the exclusion, selection, technical, and financial requirements, along with the evaluation criteria, for Part 6 (Food and Veterinary Service) of a health insurance procurement tender.

Iepirkuma priekšmeta 7.daļas prasības, 1.versijaPDF
164874_PD.ANY_1_1_7_20260205052239.pdf -- 102.3 KB

This document contains the detailed requirements, exclusion conditions, selection criteria, and evaluation methodology for technical and financial proposals for part 7 of a health insurance procurement.

Nolikums ar tā pielikumiemDOC
6. pielikums_Tehniska_specifikacija_Tehniskai... -- 82.0 KB

This document contains Appendix 6, which is the technical specification for the procurement of health insurance services for employees of the Ministry of Agriculture and its subordinate institutions, detailing various coverage levels and required information for the technical offer.

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69
Good

Tender Quality Score

This tender for health insurance services is well-structured and detailed, benefiting from EU funding and a reasonable timeline, but is significantly hampered by concerns regarding restricted document access and inconsistencies in the provided data.

Score Breakdown

Legal Compliance70/100

The tender generally adheres to legal requirements with a clear procedure, correct CPV codes, and a reasonable submission period. However, the flagged 'Restricted document access' is a significant concern for transparency and equal treatment, potentially impacting legal compliance.

•Restricted document access
Clarity85/100

The tender description is clear, and the AI-extracted requirements are well-structured and comprehensive, referring to specific parts and appendices. While an automated check flagged missing evaluation criteria, the document summaries indicate their presence, suggesting good clarity within the detailed documents.

•Contradiction regarding evaluation criteria (between automated check and document summaries)
Completeness80/100

All essential information, including title, organization, value, deadlines, and location, is provided. The tender is comprehensively detailed across its seven parts. The 'Restricted document access' could, however, practically limit bidders' ability to fully access all complete information.

•Potential practical incompleteness for bidders due to restricted document access
Fairness60/100

The disclosure of the estimated value and a reasonable submission deadline contribute positively to fairness. However, the 'Restricted document access' is a major impediment to equal access and transparency. Furthermore, conflicting information regarding e-submission (E-Procurement characteristic vs. 'No e-submission' flag) raises concerns about the fairness of the submission process.

•Restricted document access
•Contradiction regarding e-submission
Practicality65/100

The tender's characteristic of 'E-Procurement' suggests practical electronic handling, but this is contradicted by an automated flag of 'No e-submission.' Coupled with the 'Restricted document access,' these issues present significant practical hurdles for potential bidders, despite the clear duration and EU funding information.

•Restricted document access
•Contradiction regarding e-submission
Data Consistency50/100

The tender exhibits notable data inconsistencies, particularly between the automated check results and the AI-summarized document content. Contradictions regarding the presence of evaluation criteria, e-submission functionality, and document access undermine the overall reliability and consistency of the tender information.

•Contradictions regarding evaluation criteria
•Contradictions regarding e-submission
Sustainability50/100

While the tender is EU Funded, which often implies higher standards, it explicitly lacks specific green procurement, social criteria, or innovation focus according to the automated checks. For a service like health insurance, incorporating such aspects could enhance the tender's overall sustainability profile.

•Lack of explicit green, social, or innovation criteria

Strengths

Clear description and well-structured requirements
Detailed breakdown into multiple parts, potentially increasing competition
EU Funded and WTO/GPA compliant
Reasonable submission deadline
Estimated value disclosed

Concerns

Restricted document access
Contradictions in data regarding evaluation criteria and e-submission
Lack of explicit green, social, or innovation criteria
Potential practical hurdles due to document access and e-submission ambiguity

Recommendations

1. Ensure full and unrestricted access to all tender documents for all potential bidders.
2. Clarify and resolve all data inconsistencies, especially regarding evaluation criteria and e-submission functionality.
3. Consider integrating sustainability, social, or innovation criteria where applicable.

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