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Tenders

Darbinieku veselības un nelaimes gadījumu apdrošināšana II

Closed

Updated October 09, 2026

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
January 19, 2026
Contract Details
Category
Services
Reference
162954
Value
€41,999
Location
Pieriga, Latvia
Published
December 30, 2025
CPV Code
Project Timeline

Tender Published

December 30, 2025

Deadline for Questions

January 12, 2026

Submission Deadline

January 19, 2026

Tender Opening

January 19, 2026

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Key facts

Estimated value
€41,999
Deadline
Expired
CPV Code
66512200 — Health insurance services
Procedure
Open procedure
Budget
€41,999
Duration
12 months
Location
Pieriga
Type
Services
67
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Darbinieku veselības un nelaimes gadījumu apdrošināšana II

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Requirements & Qualifications

46 requirements across 5 categories

Submission (12)
Mandatory (2)
Compliance (7)
Technical (19)
Financial (6)
SUBMISSION REQUIREMENTS12
--Proposals must be submitted electronically via the EIS system.
--The submission deadline is 2026-01-19 10:00:00.
--Bidders must use the provided Technical Proposal template.
MANDATORY EXCLUSION GROUNDS2
--Bidders must affirm the truthfulness and independence of their submission.
--Subcontractors must declare no conflict of interest.
ELIGIBILITY REQUIREMENTS7
--Bidders must confirm agreement to all tender requirements, including the draft contract.
--Bidders must acknowledge data processing terms.
--Bidders must declare their company size.
TECHNICAL CAPABILITY REQUIREMENTS19
--Proposed insurance services must fully comply with the tender's Technical Specifications.
--Proposed insurance services must fully comply with mandatory contract terms.
--The insurance policy must include a comprehensive basic program.
FINANCIAL REQUIREMENTS6
--The estimated contract value is 41,999.0 EUR.
--The maximum annual premium is 41,999.00 EUR (excl. VAT).
--Bidders must specify insurance premiums for both the basic and additional programs per employee.

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Documents

8 documents available with AI summaries

1.pielikums Tehniskās specifikācijasDOC
1.pielikums Tehniskās specifikācijas

This document outlines the minimum technical specifications for employee health and accident insurance, including a comprehensive basic program and optional additional programs. It details specific coverage limits for various medical services, accident benefits, critical illnesses, medication, dental care, rehabilitation, sports activities, and optical aids. The tender also specifies crucial administrative and contractual conditions, such as contract duration, payment terms, flexibility for employee changes, and requirements for direct cashless payments at medical institutions.

2.pielikums Tehniskais piedāvājumsDOC
2.pielikums Tehniskais piedāvājums

This document serves as the Technical Proposal template for employee health and accident insurance. Bidders are required to detail their proposed insurance services, ensuring full compliance with the tender's Technical Specifications and mandatory contract terms. The submission must include comprehensive program descriptions, a list of non-reimbursable medical services, and references to supporting documentation for evaluation, especially for additional points. Any conflicting terms in the insurance policy will be superseded by the tender's specifications.

3.pielikums Finanšu piedāvājumsDOC
3.pielikums Finanšu piedāvājums

This document is a financial offer template for the "Employee Health and Accident Insurance II" tender. Bidders are required to specify the insurance premiums for both the basic and additional programs per employee. Additionally, they must propose a surcharge coefficient (not exceeding 1.3) for insuring employees' relatives, ensuring no age limits and the possibility to insure up to 10 relatives.

4.pielikums Pretendenta pieteikuma veidlapaDOC
4.pielikums Pretendenta pieteikuma veidlapa

This document is Annex 4, the Bidder's Application Form for the "Employee Health and Accident Insurance II" tender. Bidders must complete and submit this form to formally present their offer, confirming agreement to all tender requirements, including the draft contract, and acknowledging data processing. It also requires bidders to declare their company size and affirm the truthfulness and independence of their submission.

5.pielikums Apakšuzņēmēja apliecinājumsDOC
5.pielikums Apakšuzņēmēja apliecinājums

This document is Annex 5, the Subcontractor's Declaration, for the "Employee Health and Accident Insurance II" tender. It is a mandatory form for any bidder intending to use subcontractors for the contract execution, requiring the subcontractor to commit to specific tasks and confirm their consent to the tender terms and contract draft. The subcontractor must also declare no conflict of interest, state their enterprise size, and acknowledge the client's privacy policy. A separate declaration is required for each engaged subcontractor and sub-subcontractor.

6.pielikums Līguma projektsDOC
6.pielikums Līguma projekts

This document is a draft service agreement for employee health and accident insurance, outlining the terms and conditions between "Jūrmalas gaisma" (the Client) and the selected Insurer. It defines key insurance terminology, specifies the contract duration of 12 months with an extension option, and sets the maximum annual premium at 41,999.00 EUR. The draft details the rights and obligations of both parties, including data processing, premium payment procedures, claims handling, and conditions for contract modification or termination.

Iepirkuma priekšmeta prasības, 1.versijaDOC
Iepirkuma priekšmeta prasības, 1.versija

This document outlines the comprehensive requirements for submitting proposals for employee health and accident insurance. It details mandatory forms for qualification, technical, and financial offers, specifying that financial proposals must be in EUR. The tender will be evaluated based on the economically most advantageous offer, considering both price/cost-effectiveness and specific quality criteria for the proposed insurance programs.

NolikumsDOC
Nolikums

This document outlines the regulations for the tender "Employee Health and Accident Insurance II" issued by "Jūrmalas gaisma". Bidders must submit their proposals electronically via the EIS system by January 19, 2026, 10:00 AM. The tender seeks comprehensive health and accident insurance services, with a maximum contract value of 41,999.00 EUR (excl. VAT) for a 12-month period, extendable by one year. Proposals will be evaluated based on the economically most advantageous offer, considering weighted criteria for insurance terms, programs, and premium.

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67
Good

Tender Quality Score

This tender for employee health and accident insurance is severely hampered by the complete lack of accessible tender documents, making it impossible for bidders to prepare a compliant and competitive offer. While some technical requirements are outlined, the absence of full specifications and evaluation criteria raises significant concerns regarding transparency and fairness.

Score Breakdown

Legal Compliance100/100

Basic legal compliance elements like mandatory exclusion grounds are present. However, the fundamental lack of accessible tender documents (including evaluation criteria) is a major legal compliance issue regarding transparency and equal treatment principles in public procurement.

•Restricted document access
•No documents attached
Clarity40/100

The extracted technical requirements are specific, indicating a clear understanding of the desired insurance coverage. However, the overall clarity of the procurement process is critically undermined by the absence of any accessible tender documents, leaving bidders without essential information.

•No documents attached
•Restricted document access
Completeness83/100

The tender is critically incomplete due to the total absence of accessible tender documents, including the full technical specifications, draft contract, and evaluation criteria. While the extracted requirements list many specific coverage details, their full context is missing.

•No documents attached
•Restricted document access
Fairness60/100

The restricted document access fundamentally compromises the fairness of the procurement process, creating an uneven playing field where potential bidders cannot access the necessary information to compete equally. This lack of transparency is a significant concern.

•Restricted document access
•No documents attached
Practicality40/100

It is highly impractical for any bidder to prepare a comprehensive, compliant, and competitive proposal without access to the full tender documentation, including detailed technical specifications and the draft contract.

•No documents attached
•Restricted document access
Data Consistency100/100

The provided basic information and extracted requirements are internally consistent. However, the absence of any accessible tender documents prevents a broader assessment of data consistency across the full tender package.

•No documents attached
•Restricted document access
Sustainability0/100

The tender does not include any specified green or social procurement criteria, representing a missed opportunity to integrate sustainability considerations into the procurement of insurance services.

•Not green procurement
•No social criteria

Strengths

Clear identification of procuring entity, title, and reference number.
Estimated value and contract duration are specified.
Inclusion of mandatory exclusion grounds.
Detailed technical requirements are outlined (even if not accessible).

Concerns

Complete lack of accessible tender documents (specifications, draft contract).
Missing evaluation criteria, hindering fair assessment of bids.
Restricted document access, severely impacting transparency and fairness.
Absence of green and social procurement criteria.

Recommendations

1. Immediately publish all tender documents, including full technical specifications, draft contract, and evaluation criteria.
2. Ensure full transparency by removing all document access restrictions.
3. Consider integrating relevant green and social procurement criteria for future tenders.

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