Want tender expert help? See our tender preparation service
Tenders

INSURANCE OF THE WIERUSZÓW MUNICIPALITY

Closed

Updated October 15, 2026

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

Browse Active Tenders
Deadline
Expired
March 26, 2026
Contract Details
Category
Services
Reference
2026/BZP 00159308/01
Value
Not disclosed
Location
Łódzkie, Poland
Published
October 08, 2026
Organization
CPV Code
Project Timeline

Tender Published

March 17, 2026

Deadline for Questions

March 19, 2026

Submission Deadline

March 26, 2026

Win ProbabilityPRO
🔒
Upgrade to Professional
See your estimated win probability based on historical data.
Upgrade to Professional →
Sector InsightsPRO
🔒
Unlock Sector Insights
See average winning prices, competition levels, and market trends.
Upgrade to Professional →

Key facts

Deadline
Expired
CPV Code
66510000-8 — Insurance services
Budget
Not disclosed
Duration
Not specified
Location
Łódzkie
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€724,215
Avg. Bids
0.6
Competition
Low
SME Winners
62%
9,313 tenders analyzed

Original Tender Description

INSURANCE OF THE WIERUSZÓW MUNICIPALITY

Run Risk Analysis

Identify potential risks, inconsistencies, and red flags across all tender documents. Get a detailed risk report with severity levels and mitigation recommendations.

Login

Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for municipal insurance in Wieruszów presents a moderate competition opportunity. The lack of specified evaluation criteria necessitates a strong focus on meeting all mandatory requirements and demonstrating value through competitive pricing and robust service delivery. Bidders should leverage their experience with public sector insurance to build trust and highlight operational efficiency.

Key Winning Messages

Reliable and Comprehensive Insurance Solutions for Gmina Wieruszów

Cost-Effective and Efficient Public Sector Insurance Partner

Proven Expertise in Municipal Insurance and Risk Management

Key Opportunities
Lack of specified evaluation criteria allows for a strong focus on meeting all mandatory requirements and demonstrating value through competitive pricing and service.
Opportunity to differentiate through superior customer service and claims handling, as these are not explicitly defined as evaluation criteria but are implicit in service provision.
The absence of 'Green Procurement' and 'Innovative Aspects' requirements simplifies the bid, allowing focus on core insurance competencies and cost.
Key Challenges
The absence of specified evaluation criteria makes it difficult to tailor the bid to specific weighting, requiring a comprehensive approach to all aspects.

Focus on excelling in all mandatory requirements and providing a highly competitive price. Assume that price and demonstrable capability will be heavily weighted. Ensure all technical and financial requirements are met with a clear margin of compliance.

Limited information available from AI-extracted summaries of tender documents (SWZ.pdf, Załącznik Nr 4, etc.) necessitates thorough review of the actual documents.

Prioritize obtaining and meticulously reviewing all original tender documents (SWZ.pdf, Załącznik Nr 4, Załącznik Nr 4a, Formularz ofertowy) to understand the full scope of requirements, contract terms, and submission formats.

Unknown estimated value and duration can make precise pricing and resource allocation challenging.

Base pricing on market research for similar municipal insurance contracts in Poland and consider a range of potential durations in internal costings. Offer clear pricing structures that allow for flexibility if duration is clarified.

Ideal Bidder Profile
An experienced insurance provider with a proven track record in public sector procurement, particularly with municipalities. The ideal bidder will have a strong understanding of Polish insurance regulations, a robust financial standing, and the capacity to offer competitive pricing while ensuring comprehensive coverage and efficient claims handling. Experience in managing similar-sized public sector contracts is highly advantageous.
Key Requirements
Mandatory Exclusion Grounds
Eligibility Requirements
Technical Capability Requirements
Financial Requirements
Submission Requirements
Key Discriminators
Demonstrated experience and success in insuring similar-sized Polish municipalities.
A highly competitive pricing structure that clearly outlines value for money.
A robust and efficient claims management process with proven turnaround times.
A dedicated account management team with local knowledge and responsiveness.
Social Value Opportunities
While not explicitly required, consider including a commitment to supporting local employment or community initiatives within the Wieruszów municipality as a voluntary addition to demonstrate broader civic responsibility. This could be framed as a 'community benefit' rather than a formal social value commitment.
Bid Focus Areas
Mandatory Requirements (Exclusion, Eligibility, Technical, Financial, Submission)

Ensure 100% compliance with all mandatory requirements. Any non-compliance will lead to disqualification. Document all evidence meticulously.

PriceLikely High (assumed due to lack of other criteria)

Develop a highly competitive pricing model that reflects efficiency and value. Conduct thorough cost analysis to ensure profitability while remaining attractive.

Technical CapabilityLikely High (assumed)

Provide clear evidence of technical expertise, including relevant certifications, experienced personnel, and a demonstrated understanding of municipal insurance needs. Highlight past successful projects.

Recommendations6
Thorough Document Review
CriticalHigh effort

Obtain and meticulously review all original tender documents (SWZ.pdf, Załącznik Nr 4, Załącznik Nr 4a, Formularz ofertowy) to fully understand all mandatory requirements, contract terms, and submission guidelines.

Ensures full compliance and avoids disqualification.
Competitive Pricing Strategy
CriticalHigh effort

Develop a highly competitive pricing structure based on thorough cost analysis and market benchmarking for similar public sector insurance contracts in Poland. Clearly articulate the value proposition.

Maximizes chances of winning, especially given the likely importance of price.
Demonstrate Public Sector Expertise
HighMed effort

Highlight proven experience in successfully delivering insurance services to Polish municipalities, including case studies of similar projects and references.

Builds trust and credibility with the contracting authority.
Proactive Clarification Requests
HighMed effort

If any ambiguities exist in the tender documents (e.g., regarding scope, duration, or implicit evaluation criteria), submit formal clarification requests to the contracting authority well before the deadline.

Reduces risk of misinterpretation and ensures a more accurate bid.
Robust Claims Handling Process
MediumMed effort

Detail a clear, efficient, and responsive claims handling process, emphasizing speed and customer satisfaction, even if not an explicit evaluation criterion.

Adds value and demonstrates operational excellence.
Voluntary Community Benefit
LowLow effort

Consider a voluntary statement about contributing to the local Wieruszów community (e.g., supporting local employment or initiatives) to enhance the bid's appeal.

Potential positive perception, no direct scoring impact.
Competitive Positioning
Position the bid as the most reliable and cost-effective solution for Gmina Wieruszów's insurance needs, emphasizing a deep understanding of public sector procurement and a commitment to service excellence. Highlight operational efficiency and a proven track record to counter potential competitors who may only focus on price.

Competitors

Upgrade to see which companies are likely to bid on this tender, based on historical procurement data.

Login

Requirements & Qualifications

AI extracts and organizes all requirements from tender documents — mandatory qualifications, technical specifications, financial conditions, and submission rules — clearly categorized so you know exactly what's needed to bid.

Login

Documents

11 documents available with AI summaries

Notice PDFPDF
08de8437-6ac3-d3b2-056e-e500011b6e5f.pdf

This document contains a public procurement notice from the Municipality of Wieruszów for insurance services, detailing the scope of coverage, evaluation criteria, and submission procedures.

SWZ.pdfPDF
SWZ.pdf -- 354.9 KB

No content extracted

ZaêÑcznik Nr 1 - Formularz ofertowy (1).docxDOC
ZaêÑcznik Nr 1 - Formularz ofertowy (1).docx -- 106.3 KB

No content extracted

ZaêÑcznik Nr 2 - Oÿwiadczenie wykonawcy skêadane na podstawie art. 125 ust. 1 Us...DOC
ZaêÑcznik Nr 2 - Oÿwiadczenie wykonawcy skêad... -- 93.1 KB

No content extracted

ZaêÑcznik Nr 3 - Oÿwiadczenie wykonawców wspólnie ubiegajÑcych si⌐ o udzielenie ...DOC
ZaêÑcznik Nr 3 - Oÿwiadczenie wykonawców wspó... -- 92.7 KB

No content extracted

ZaêÑcznik Nr 4a - Projektowane postanowienia umowy w sprawie zamówienia publiczn...DOC
ZaêÑcznik Nr 4a - Projektowane postanowienia ... -- 106.9 KB

No content extracted

ZaêÑcznik Nr 4b - Projektowane postanowienia umowy w sprawie zamówienia publiczn...DOC
ZaêÑcznik Nr 4b - Projektowane postanowienia ... -- 101.7 KB

No content extracted

ZaêÑcznik Nr 4 - Projektowane postanowienia umowy w sprawie zamówienia publiczne...DOC
ZaêÑcznik Nr 4 - Projektowane postanowienia u... -- 107.9 KB

No content extracted

ZaêÑcznik Nr 5 - Wniosek o udost⌐pnienie cz⌐ÿci poufnej SWZ.docxDOC
ZaêÑcznik Nr 5 - Wniosek o udost⌐pnienie cz⌐ÿ... -- 91.1 KB

No content extracted

Zmiana ogłoszenia / Notice ChangePDF
notice_change_08de8975-1b2b-cb6f-056e-e50001a...

No summary available for this document.

Zmiana ogłoszenia / Notice ChangePDF
notice_change_08de8ee7-9741-0849-5fad-950001e...

No summary available for this document.

Documents Preview

Sign up to view document summaries and analysis

75
Good

Tender Quality Score

This tender for municipal insurance services is generally well-structured, but lacks specific evaluation criteria and details on contract duration and financing. The submission deadline appears tight given the document complexity.

Score Breakdown

Legal Compliance75/100

The tender adheres to basic legal requirements with a clear CPV code and a specified procedure. However, the absence of a reveal date for certain documents and the potential for a short submission deadline could pose minor compliance risks.

•Missing reveal date for some documents
•Potentially short submission deadline
Clarity80/100

The tender provides a clear title, organization, and basic description of services. The AI-extracted requirements list is helpful, but the lack of specified evaluation criteria hinders full understanding of how bids will be assessed.

•Missing evaluation criteria
Completeness70/100

Most essential information is present, including the organization, title, and deadline. However, the estimated value is not disclosed, and crucial details like contract duration and financing are missing, impacting the completeness of the tender package.

•Estimated value not disclosed
•Missing contract duration
Fairness85/100

The tender appears fair with full document access and e-procurement characteristics. The criteria are objective, and there are no indications of tailored requirements for specific companies. The undisclosed value is a minor concern for fairness.

Practicality65/100

While e-procurement is indicated, the lack of a direct document URL for the main tender documents and the absence of contract start date and duration information reduce practicality. The tight submission deadline also impacts practical execution.

•No direct document URL provided
•Missing contract start date
Data Consistency90/100

Key fields such as title, reference, organization, and deadline are populated. There are no reported disputes or suspensions, and the dates are logically presented within the tender lifecycle.

Sustainability50/100

The tender does not explicitly mention any green procurement, social aspects, or innovation focus, which are standard components of modern sustainability considerations in public procurement.

•No green procurement criteria
•No social criteria

Strengths

Clear title and reference number
Organization and CPV code specified
E-procurement indicated
Documents available for download

Concerns

Missing evaluation criteria
Estimated value not disclosed
Tight submission deadline
Missing contract duration and financing details

Recommendations

1. Specify evaluation criteria clearly.
2. Disclose the estimated contract value.
3. Extend the submission deadline to allow adequate preparation.

AI Scoring Preview

Sign up to view complete requirements and analysis

Complete quality score analysis
Detailed sub-score breakdown
Strengths & concerns insights
Strategic recommendations

No credit card required • Setup in 2 minutes