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Health insurance services for employees of the Institute of Mathematics and Computer Science of the University of Latvia

Closed

Updated October 14, 2026

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
March 11, 2026
Contract Details
Category
Services
Reference
166518
Value
€81,000
Location
Riga, Latvia
Published
February 23, 2026
CPV Code
Evaluation Criteria
Technical ComplianceTechnical
Price OfferPrice
Project Timeline

Tender Published

February 23, 2026

Deadline for Questions

March 04, 2026

Submission Deadline

March 11, 2026

Tender Opening

March 11, 2026

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Key facts

Estimated value
€81,000
Deadline
Expired
CPV Code
66512200 — Health insurance services
Procedure
Open procedure
Budget
€81,000
Duration
12 months
Location
Riga
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Health insurance services for employees of the Institute of Mathematics and Computer Science of the University of Latvia

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Win Strategy

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65%
Estimated Win ProbabilityModerate Fit

This tender presents a moderate opportunity for established health insurance providers in Latvia. Success hinges on a meticulously compliant bid that clearly demonstrates technical capability and competitive pricing, while leveraging any implicit advantages in service delivery and client relationships. The absence of explicit evaluation criteria necessitates a strong focus on meeting all mandatory requirements and presenting a compelling, value-driven offer.

Key Winning Messages

Reliable and Comprehensive Health Coverage Tailored for Academic Professionals

Cost-Effective Solutions with Demonstrable Value and Discounts

Seamless Service Delivery and Proven Expertise in the Latvian Market

Key Opportunities
Leverage existing relationships or a strong reputation within the Latvian academic or public sector.
Offer highly competitive pricing through efficient operational models and achievable discounts.
Clearly articulate the benefits of the proposed main and supplementary programs, aligning them with the needs of IT/math professionals.
Key Challenges
Lack of specified evaluation criteria makes it difficult to optimize bid strategy beyond meeting mandatory requirements.

Focus on exceeding minimum technical requirements where possible, present a clear and comprehensive offer, and ensure pricing is highly competitive. Assume price and technical compliance are paramount.

Potential for multiple established providers to bid, leading to price competition.

Conduct thorough market research to understand competitor pricing and offerings. Emphasize value beyond just price, such as superior service or broader coverage within the specified parameters.

The tender is for a 12-month duration, potentially limiting the scope for long-term strategic partnerships or significant upfront investment by bidders.

Focus on delivering exceptional service and value within the contract period to position for future renewals or extensions.

Ideal Bidder Profile
A legally registered health insurance provider in Latvia with a proven track record of servicing similar public sector or academic institutions. The ideal bidder possesses the necessary licenses, offers a robust portfolio of at least two main health insurance programs and optional supplements meeting or exceeding the technical specification, and can demonstrate competitive pricing with applicable discounts. Experience in managing policies for approximately 180 individuals is crucial.
Key Requirements
Legal registration and authorization to provide health insurance services in Latvia.
Possession of necessary licenses and permits to operate in Latvia.
Demonstrated experience in providing health insurance services to similar organizations.
Offer of at least two main health insurance programs and optional supplementary programs meeting technical specification.
Insurance sums and coverage levels meeting or exceeding minimum requirements.
Ability to provide specified discounts.
Price offer including all taxes, fees, and related expenses.
Completion and submission of bidder's application form and price offer in the sample form.
Adherence to public procurement regulations and submission by the deadline.
Key Discriminators
Demonstrated understanding of the specific health needs of professionals in mathematics and computer science.
A highly competitive pricing structure that offers clear value for money, potentially exceeding discount expectations.
Exceptional customer service and claims processing efficiency, even if not explicitly evaluated.
A clear and concise proposal that is easy for the contracting authority to review and understand.
Social Value Opportunities
While 'Social Aspects: No' is indicated, a bidder could proactively highlight any existing corporate social responsibility initiatives that align with the values of a public academic institution, such as supporting local health awareness campaigns or offering employee wellness programs beyond the core insurance.
Bid Focus Areas
Technical Compliance (Programs, Coverage, Sums, Discounts)

Ensure all minimum requirements in the technical specification are met or exceeded. Clearly map proposed offerings to each requirement. Highlight any areas where the bid offers superior coverage or benefits.

Price Offer

Develop a highly competitive price that reflects all costs and includes the specified discounts. Ensure the price offer form is completed accurately and meticulously. Benchmark against market rates for similar services.

Eligibility and Exclusion Grounds

Thoroughly review and address all mandatory exclusion grounds. Provide all required documentation for eligibility to avoid disqualification. Ensure legal registration and licensing are up-to-date and clearly evidenced.

Recommendations5
Meticulous Technical Specification Alignment
CriticalHigh effort

Ensure every aspect of the 'Iepirkuma priekšmeta prasības, 1.versija' and 'Nolikuma pielikums A -Tehniskā specifikācija' is addressed. Clearly demonstrate how the proposed insurance programs, sums, and coverage levels meet or exceed the minimum requirements for approximately 180 individuals.

Directly addresses a core evaluation factor and avoids disqualification.
Competitive Pricing Strategy
CriticalHigh effort

Develop a pricing strategy that is not only compliant but also demonstrably competitive. Analyze the estimated value and competitor pricing (if possible) to offer a price that provides excellent value for money, incorporating all specified discounts effectively.

Maximizes the chance of winning in a potentially price-sensitive tender.
Highlight Service Excellence
HighMed effort

Even without explicit evaluation, emphasize the bidder's commitment to excellent customer service, efficient claims processing, and accessibility for insured individuals. This can be a subtle but powerful differentiator.

Builds confidence and trust with the contracting authority.
Thorough Compliance Check
CriticalMed effort

Conduct a rigorous internal review of all submission requirements, including mandatory exclusion grounds, eligibility criteria, and submission formats, to prevent any administrative errors or omissions.

Prevents immediate disqualification.
Proactive Clarification Requests
HighLow effort

If any aspect of the tender documents is unclear, particularly regarding the technical specification or expected service levels, submit formal clarification requests to the contracting authority well in advance of the deadline.

Ensures a fully compliant and accurate bid, reducing the risk of misinterpretation.
Competitive Positioning
Position as the most reliable and cost-effective provider of health insurance for academic professionals in Latvia. Emphasize a deep understanding of the specific needs of employees in research and IT environments. Highlight a streamlined claims process and excellent customer support as key operational strengths that translate to value for the insured individuals and the institution.

Competitors

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Requirements & Qualifications

13 requirements across 5 categories

Submission (4)
Mandatory (1)
Compliance (2)
Technical (5)
Financial (1)
SUBMISSION REQUIREMENTS4
--Bidders must complete and submit the bidder's application form.
--Bidders must submit a price offer in the sample price offer form.
--All submissions must adhere to the regulations outlined in the public procurement regulations.
MANDATORY EXCLUSION GROUNDS1
--Bidders must not be subject to any mandatory exclusion grounds as defined by the public procurement law.
ELIGIBILITY REQUIREMENTS2
--Bidders must be legally registered entities authorized to provide health insurance services.
--Bidders must have the necessary licenses and permits to operate in Latvia.
TECHNICAL CAPABILITY REQUIREMENTS5
--Bidders must demonstrate experience in providing health insurance services to similar organizations.
--Bidders must be able to offer at least two main health insurance programs and optional supplementary programs as detailed in the technical specification.
--The offered insurance sums and coverage levels must meet or exceed the minimum requirements outlined in the technical specification.
FINANCIAL REQUIREMENTS1
--Bidders must submit a price offer including all taxes, fees, and related expenses.

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Documents

6 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
166518_PD.ANY_1_1_1_20260223150133.pdf -- 94.8 KB

This document outlines the technical and financial requirements for a tender concerning health insurance services for employees of the University of Latvia's Institute of Mathematics and Computer Science.

publiskā iepirkuma nolikumsPDF
nolikums_2026_02 ar pielikumiem.pdf -- 914.5 KB

This document contains the regulations for an open tender procedure for health insurance services for employees of the Institute of Mathematics and Computer Science of the University of Latvia.

Nolikuma pielikums A -Tehniskā specifikācijaDOC
PIELIKUMS A_1.docx -- 36.5 KB

This document contains the technical specification outlining the minimum requirements for healthcare services, insurance sums, discounts, and coverage levels for approximately 180 insured individuals, with specific details on two main programs and optional supplementary programs.

Nolikuma pielikums B - Pretendenta pieteikuma paraugsDOC
PIELIKUMS B.docx -- 20.8 KB

This document contains a bidder's application form for participation in an open tender for health insurance services for employees of the University of Latvia's Institute of Mathematics and Computer Science.

Nolikuma pielikums C - Cenu piedāvājuma paraugsDOC
PIELIKUMS C_1.docx -- 15.0 KB

This document contains a sample price offer form for insurance premiums, requiring bidders to include all taxes, fees, and related expenses.

Nolikuma paraugs D - iepirkuma līguma paraugsDOC
PIELIKUMS D.docx -- 19.9 KB

This document contains a draft contract for employee health insurance services for the Institute of Mathematics and Computer Science of the University of Latvia, based on the results of procurement LU MII 2026/02.

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75
Good

Tender Quality Score

This tender for health insurance services is generally well-structured with clear requirements and a reasonable timeline. However, it lacks explicit evaluation criteria and has potential issues with document access, impacting overall fairness and practicality.

Score Breakdown

Legal Compliance75/100

The tender adheres to standard procurement procedures, including a clear CPV code and a defined open procedure. Deadlines appear reasonable within the context of the submission period. No disputes are noted. Regulatory compliance is assumed based on the structure.

Clarity80/100

The description of the service is clear, and the technical specifications are detailed, outlining program types, coverage, and individual numbers. Requirements are documented in attached specifications and forms.

Completeness70/100

Most basic information is present, including estimated value, duration, and deadlines. Seven documents are attached, covering the technical specification, contract draft, and submission forms. However, the absence of explicit evaluation criteria could be considered a gap.

•Missing evaluation criteria
Fairness85/100

The estimated value is disclosed, and the criteria for exclusion and eligibility are objective. The use of e-procurement is a positive aspect. However, the 'Issues: Restricted document access' flag suggests potential limitations for bidders to fully access necessary information, which could impact fairness.

•Restricted document access
Practicality65/100

The tender is marked as 'E-Procurement', suggesting electronic submission is possible. A contract start date is not explicitly mentioned, and financing information is absent. The duration is specified. The potential for restricted document access also impacts practicality.

•No contract start date specified
•Financing information not provided
Data Consistency90/100

Key fields such as title, reference, organization, and value are populated. Dates are logical, and there are no reported suspensions or disputes. The tender status is active.

Sustainability50/100

There is no explicit mention of green procurement, social aspects, or innovation within the provided tender details. The tender is not indicated as EU funded.

•No green procurement criteria
•No social criteria

Strengths

Clear title and reference number
Detailed technical specifications
Use of e-procurement
Objective eligibility and exclusion grounds

Concerns

Missing explicit evaluation criteria
Potential restricted document access
Lack of sustainability considerations

Recommendations

1. Clarify document access procedures for all bidders.
2. Publish explicit evaluation criteria to ensure transparency.
3. Consider incorporating sustainability aspects in future tenders.

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