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Health insurance for employees of the Ministry of Education and Science and its subordinate institutions

Closed

Updated October 14, 2026

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
March 06, 2026
Contract Details
Category
Services
Reference
164539
Value
€644,200
Location
Latvia
Published
February 04, 2026
CPV Code
Evaluation Criteria
Price60%
Quality of Service40%
Scope of medical services20%
Additional benefits10%
Claims processing efficiency10%
Project Timeline

Tender Published

February 04, 2026

Deadline for Questions

February 27, 2026

Submission Deadline

March 06, 2026

Tender Opening

March 06, 2026

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Key facts

Estimated value
€644,200
Deadline
Expired
CPV Code
66512200 — Health insurance services
Procedure
Open procedure
Budget
€644,200
Duration
12 months
Location
Latvia
Type
Services
68
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Health insurance for employees of the Ministry of Education and Science and its subordinate institutions
EU Funded

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Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for health insurance services for the Ministry of Education and Science and its subordinate institutions presents a moderate competition opportunity. A winning strategy will focus on meticulous compliance with all mandatory requirements, a clear demonstration of technical and financial robustness, and leveraging any implicit evaluation advantages through a well-structured and compelling proposal, even without explicitly stated evaluation criteria.

Key Winning Messages

Reliable and Comprehensive Health Coverage for Public Servants

Efficient and Transparent Service Delivery

Value-Driven Insurance Solutions Tailored to Institutional Needs

Key Opportunities
Absence of explicitly stated evaluation criteria suggests a strong emphasis on meeting all mandatory requirements and demonstrating overall capability.
The relatively short contract duration (12 months) might favor bidders who can offer a streamlined onboarding and service delivery process.
The CPV code 66512200 (Health insurance services) is specific, allowing bidders to tailor their offerings precisely to this domain.
Key Challenges
Lack of explicit evaluation criteria makes it difficult to optimize the bid for specific scoring, requiring a comprehensive approach to meet all implicit expectations.

Focus on exceeding minimum requirements in all areas, particularly in the technical and financial proposals. Ensure the proposal clearly articulates the benefits and value proposition beyond just meeting the stated requirements.

High volume of employees across multiple institutions could lead to complex administrative and service delivery demands.

Demonstrate robust administrative capacity, efficient claims processing, and a strong customer support system. Highlight experience in managing large, diverse employee groups.

Potential for multiple bidders with similar offerings, leading to price sensitivity if not differentiated.

While price is likely a factor, focus on demonstrating superior service quality, comprehensive network access, and proactive health management initiatives to justify any premium.

Ideal Bidder Profile
An established health insurance provider with a proven track record of serving public sector or large institutional clients in Latvia. The ideal bidder will possess strong financial stability, a comprehensive understanding of Latvian healthcare regulations, a robust network of healthcare providers, and efficient administrative processes for managing large group policies. Experience with similar government tenders and a commitment to service excellence are crucial.
Key Requirements
Mandatory Exclusion Grounds Compliance
Eligibility Requirements (Selection Criteria) Compliance
Technical Proposal Adherence to Specified Requirements
Financial Proposal Adherence to Specified Requirements
Submission of all necessary documents using provided templates
Timely Submission by 2026-03-06 10:00:00
Key Discriminators
Demonstrated experience in serving public sector entities or large educational institutions.
Proactive approach to employee well-being and preventative health programs.
Exceptional customer service and claims handling efficiency.
Flexibility in tailoring policy benefits to meet specific institutional needs.
Social Value Opportunities
While 'Social Aspects: No' is indicated, a bidder could proactively suggest initiatives that indirectly support employee well-being and productivity, such as access to mental health resources or wellness programs, framed as enhancing the value of the insurance offering.
Bid Focus Areas
Technical Proposal

Ensure the technical proposal meticulously addresses all stated requirements for health insurance services. Highlight the breadth and depth of the provider network, the efficiency of claims processing, and the quality of customer support. Include details on how the service will be managed for multiple subordinate institutions.

Financial Proposal

Provide a competitive and transparent pricing structure. Clearly outline all costs and benefits. Consider offering value-added services or tiered options that demonstrate cost-effectiveness and flexibility for the contracting authority.

Compliance (Exclusion and Eligibility)

Thoroughly review and ensure compliance with all mandatory exclusion and eligibility criteria. Any non-compliance will lead to immediate disqualification. Prepare all supporting documentation meticulously.

Recommendations7
Meticulous Compliance with Exclusion and Eligibility Criteria
CriticalHigh effort

Conduct a thorough review of all mandatory exclusion and eligibility criteria as outlined in 'DOCUMENT 3: Iepirkuma priekšmeta prasības, 1.versija'. Ensure all required documentation is complete, accurate, and submitted correctly to avoid disqualification.

Ensures the bid proceeds to the evaluation stage.
Assume Holistic Evaluation and Exceed Minimums
HighMed effort

Given the absence of explicit evaluation criteria, assume the contracting authority will conduct a holistic assessment. Focus on exceeding the minimum requirements in the technical and financial proposals, clearly articulating the value proposition and benefits beyond basic compliance.

Increases the likelihood of a favorable assessment and competitive advantage.
Highlight Administrative Efficiency and Scalability
HighMed effort

Emphasize the bidder's capacity to efficiently manage a large and potentially dispersed group of employees across multiple subordinate institutions. Detail processes for enrollment, claims, and communication that are streamlined and user-friendly.

Addresses potential concerns about managing a complex client base.
Utilize Provided Templates Precisely
CriticalLow effort

Strictly adhere to the provided templates for the application form, technical proposal, and financial proposal as specified in 'DOCUMENT 2: Nolikums'. Any deviation may lead to rejection.

Ensures compliance with submission requirements.
Proactive Clarification on Ambiguities
HighLow effort

If any aspect of the tender requirements or the implied evaluation process remains unclear, proactively submit clarification requests to the contracting authority well before the submission deadline.

Reduces the risk of misinterpretation and ensures a more accurate and competitive bid.
Integrate Value-Added Wellness Support
MediumMed effort

Although social value is not explicitly required, propose optional or integrated wellness programs (e.g., mental health support, preventative health screenings) as a means to enhance employee well-being and productivity, thereby adding value to the insurance contract.

Demonstrates a commitment to holistic employee care and can serve as a subtle differentiator.
Demonstrate Understanding of Public Sector Needs
HighMed effort

Tailor the language and focus of the proposal to reflect an understanding of the specific needs and priorities of a public sector ministry and its subordinate institutions, such as budget accountability, transparency, and employee welfare.

Builds trust and rapport with the contracting authority.
Competitive Positioning
Position the bid as the most reliable and efficient provider for public sector health insurance, emphasizing a proven track record and a deep understanding of institutional requirements. Highlight superior administrative capabilities and customer service to differentiate from potentially price-focused competitors.

Competitors

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Requirements & Qualifications

10 requirements across 5 categories

Submission (6)
Mandatory (1)
Compliance (1)
Technical (1)
Financial (1)
SUBMISSION REQUIREMENTS6
--Bidders must submit an application form.
--Bidders must submit a technical proposal using the provided template.
--Bidders must submit a financial proposal using the provided template.
MANDATORY EXCLUSION GROUNDS1
--Bidders must meet the specified exclusion criteria outlined in the tender documents.
ELIGIBILITY REQUIREMENTS1
--Bidders must meet the specified selection criteria outlined in the tender documents.
TECHNICAL CAPABILITY REQUIREMENTS1
--Bidders must submit a technical proposal that adheres to the specified requirements for health insurance services.
FINANCIAL REQUIREMENTS1
--Bidders must submit a financial proposal that adheres to the specified requirements.

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Documents

2 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
164539_PD.ANY_1_1_1_20260204050946.pdf -- 95.8 KB

This document contains the requirements for submitting a tender, including exclusion and selection criteria, technical and financial proposal requirements, other necessary documents, and the evaluation criteria for a health insurance procurement for the Ministry of Education and Science.

NolikumsZIP
Nolikums_4.zip -- 381.6 KB

This document contains an application form, technical and financial proposal templates, a draft service contract, and evaluation criteria for an open competition for health insurance services for employees of the Ministry of Education and Science and its subordinate institutions.

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68
Good

Tender Quality Score

This tender for health insurance services demonstrates good clarity and data consistency, but is significantly hampered by restricted document access, which raises serious concerns about fairness and transparency. It also lacks explicit sustainability criteria.

Score Breakdown

Legal Compliance75/100

The tender appears to comply with basic legal requirements, including reasonable deadlines, clear procedure type (open), and proper CPV code assignment. Its 'EU Funded' and 'WTO/GPA' characteristics suggest adherence to higher regulatory standards. However, the 'Restricted document access' flag is a potential compliance risk regarding transparency obligations for open procedures.

•Restricted document access
Clarity85/100

The tender description is clear, and AI-extracted requirements are well-structured and comprehensive. Document summaries indicate that detailed technical specifications, financial requirements, and evaluation criteria are available within the tender documents, ensuring a good level of clarity for potential bidders.

Completeness70/100

Most essential information, including title, reference, organization, estimated value, deadlines, and duration, is provided. Requirements and evaluation criteria are stated to be defined in the attached documents. However, the 'Restricted document access' issue means that the full content is not readily available, impacting the effective completeness for bidders.

•Restricted document access
Fairness40/100

Fairness is severely compromised by the 'Restricted document access' flag. While the estimated value is disclosed, deadlines are reasonable, and e-procurement is enabled, the inability to freely access all tender documents creates a significant barrier to equal participation and transparency, which is critical for an open procedure.

•Restricted document access
Practicality70/100

The tender supports electronic submission, which is a key practical advantage. The duration and financing information are clearly specified. However, the lack of an explicit contract start date and the 'Restricted document access' (implying no direct public URL) are minor practical drawbacks.

•No explicit contract start date
•Restricted document access (no direct public URL)
Data Consistency90/100

The core data fields, including title, reference, organization, financial details, and timeline, are consistently populated and logical. There are no reported disputes or suspensions. While the automated checks had some internal contradictions with other tender characteristics, the tender's own data is robust.

Sustainability30/100

The tender does not explicitly incorporate green procurement, social aspects, or innovation focus. While it is EU-funded, which often implies higher standards, these specific sustainability criteria are not highlighted or required.

•Not green procurement
•No social criteria

Strengths

Clear title, organization, and service description.
Estimated value is disclosed and not classified.
Reasonable submission deadline (31 days) for an open procedure.
EU Funded, E-Procurement, and WTO/GPA characteristics.
Detailed AI-extracted requirements covering exclusion, eligibility, technical, financial, and submission aspects.

Concerns

Restricted document access significantly undermines fairness and transparency.
Lack of explicit green, social, or innovation procurement criteria.
Absence of a clear contract start date.
Performance conditions are stated generally, relying heavily on attached documents which are not freely accessible.

Recommendations

1. Ensure full and unrestricted public access to all tender documents to enhance transparency and fairness.
2. Integrate explicit sustainability criteria (environmental, social, innovation) into future tenders, especially for EU-funded projects.
3. Provide a clear contract start date to aid bidders in planning and resource allocation.

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