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Tenders

Voluntary insurance of land vehicles (KASKO)

Closed

Updated October 09, 2026

Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
March 17, 2026
Contract Details
Category
Services
Reference
167100
Value
Not disclosed
Location
Latvia
Published
March 02, 2026
CPV Code
Project Timeline

Tender Published

March 02, 2026

Deadline for Questions

March 10, 2026

Submission Deadline

March 17, 2026

Tender Opening

March 17, 2026

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Key facts

Deadline
Expired
CPV Code
66514110 — Motor vehicle insurance services
Procedure
Open procedure
Budget
Not disclosed
Duration
Not specified
Location
Latvia
Type
Services
73
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Voluntary insurance of land vehicles (KASKO)

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Win Strategy

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65%
Estimated Win ProbabilityModerate Fit

This tender for KASKO insurance for the Latvian Republic Prosecutor's Office presents a moderate competition opportunity. A winning strategy will focus on demonstrating robust technical capability and financial stability, while leveraging the lack of specified evaluation criteria to propose a highly competitive and value-driven solution. Proactive engagement and a clear understanding of the contracting authority's needs are paramount.

Key Winning Messages

Reliable and Comprehensive KASKO Coverage for the Latvian Republic Prosecutor's Office

Cost-Effective and Efficient Insurance Solutions Tailored to Public Sector Needs

Proven Expertise in Managing Public Sector Vehicle Insurance Portfolios

Key Opportunities
Lack of specified evaluation criteria allows for proactive proposal structuring.
Opportunity to define value beyond just price by proposing superior service levels or risk management.
Potential for a long-term relationship if initial contract is managed exceptionally well.
Key Challenges
Absence of detailed evaluation criteria makes it difficult to precisely target scoring.

Focus on demonstrating excellence across all likely evaluation dimensions (price, technical merit, service, reliability) and clearly articulate the benefits of the proposed solution in the proposal narrative.

Lack of specified technical, financial, and eligibility requirements necessitates a conservative approach to ensure compliance.

Thoroughly review 'Nolikums ar pielikumiem' and 'Iepirkuma priekšmeta prasības, 1.versija' for any implicit or explicit requirements. Assume standard, robust requirements and build a proposal that exceeds them.

No explicit mention of Green or Social Procurement may limit differentiation in those areas, but also reduces compliance burden.

While not mandatory, consider subtly highlighting any existing sustainability or social responsibility initiatives that align with general good corporate citizenship, without overstating their relevance to this specific tender.

Ideal Bidder Profile
An established insurance provider with a strong track record in providing vehicle insurance services to public sector entities in Latvia. The ideal bidder possesses significant financial capacity, a well-developed claims management process, and a flexible service offering that can be tailored to the specific needs of a government institution. Experience with large fleets and a commitment to efficient service delivery would be advantageous.
Key Requirements
Submission procedures detailed in 'Nolikums ar pielikumiem'
Technical and financial proposal requirements detailed in 'Iepirkuma priekšmeta prasības, 1.versija'
Mandatory exclusion grounds (details not provided, but assumed to be standard)
Eligibility requirements (details not provided, but assumed to be standard)
Technical capability requirements (details not provided, but assumed to be standard)
Financial requirements (details not provided, but assumed to be standard)
Key Discriminators
Proactive and transparent communication with the contracting authority throughout the tender process.
A highly detailed and transparent pricing structure that clearly demonstrates value for money.
A robust and clearly articulated claims management process that emphasizes speed, efficiency, and minimal disruption for the Prosecutor's Office.
Demonstrated experience in managing insurance for government or public sector fleets, highlighting understanding of their unique operational needs.
Social Value Opportunities
While not a mandatory requirement, consider including a commitment to supporting local employment within the insurance claims handling process or a pledge to use environmentally conscious repair services where feasible, framed as good corporate citizenship.
Bid Focus Areas
Technical Proposal

Detail a comprehensive KASKO policy that covers a wide range of risks relevant to a government fleet. Emphasize the robustness of the claims handling process, including response times, dedicated account management, and ease of reporting. Highlight any technological solutions used to streamline claims and policy management. Ensure all aspects of 'Iepirkuma priekšmeta prasības, 1.versija' are addressed comprehensively.

Financial Proposal

Provide a clear, competitive, and transparent pricing structure. Demonstrate value for money by linking price to the quality of service and coverage offered. Consider offering tiered pricing options or discounts for long-term commitment if appropriate and permissible.

Compliance

Meticulously adhere to all submission procedures outlined in 'Nolikums ar pielikumiem'. Ensure all mandatory exclusion grounds are addressed and that eligibility requirements are clearly met. Double-check all documentation for accuracy and completeness.

Recommendations6
Thoroughly Analyze 'Nolikums ar pielikumiem' and 'Iepirkuma priekšmeta prasības, 1.versija'
CriticalHigh effort

These documents are the primary source of tender requirements. A deep dive is needed to understand submission procedures, technical and financial proposal expectations, and any implicit requirements not explicitly stated as 'criteria'.

Ensures compliance and a well-structured bid.
Proactively Define Value Proposition in Absence of Explicit Criteria
HighMed effort

Since evaluation criteria are not specified, the bid must clearly articulate the unique benefits and value proposition of the proposed KASKO insurance. Focus on reliability, efficiency, cost-effectiveness, and superior service tailored to a public sector entity.

Helps the contracting authority understand and prioritize the bidder's offering.
Highlight Expertise in Public Sector Fleet Management
HighMed effort

Demonstrate a clear understanding of the operational complexities and risk profiles associated with insuring a government fleet. Provide case studies or examples of successful management of similar portfolios.

Builds confidence and trust with the contracting authority.
Develop a Detailed and Transparent Pricing Model
MediumMed effort

Even without explicit weighting, price is always a significant factor. A clear breakdown of costs, including any potential for savings or value-added services, will be beneficial.

Enhances perceived fairness and value.
Assume Standard Exclusion and Eligibility Criteria
HighMed effort

In the absence of specific details, assume standard mandatory exclusion grounds (e.g., insolvency, fraud, tax evasion) and eligibility requirements (e.g., legal standing, licenses). Ensure the bidder unequivocally meets these.

Prevents immediate disqualification.
Consider Subtle Social Value Commitments
LowLow effort

While not a requirement, any voluntary commitment to local employment or sustainable practices can be a minor positive differentiator, framed as good corporate citizenship.

Minor positive impression.
Competitive Positioning
Position the bid as the most reliable and efficient solution for the Latvian Republic Prosecutor's Office, emphasizing a proactive approach to risk management and claims handling that minimizes disruption to their critical operations. Highlight a proven ability to deliver cost-effective insurance without compromising on coverage or service quality.

Competitors

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Requirements & Qualifications

6 requirements across 5 categories

Submission (2)
Mandatory (1)
Compliance (1)
Technical (1)
Financial (1)
SUBMISSION REQUIREMENTS2
--[Submission procedures detailed in 'Nolikums ar pielikumiem']
--[Technical and financial proposal requirements detailed in 'Iepirkuma priekšmeta prasības, 1.versija']
MANDATORY EXCLUSION GROUNDS1
--[No specific exclusion grounds detailed in provided summaries]
ELIGIBILITY REQUIREMENTS1
--[No specific eligibility requirements detailed in provided summaries]
TECHNICAL CAPABILITY REQUIREMENTS1
--[No specific technical capability requirements detailed in provided summaries]
FINANCIAL REQUIREMENTS1
--[No specific financial requirements detailed in provided summaries]

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Documents

2 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
167100_PD.ANY_1_1_1_20260302150748.pdf -- 95.7 KB

This document outlines the tender requirements for voluntary land vehicle insurance (KASKO) for the Latvian Republic Prosecutor's Office, including exclusion conditions, selection criteria, technical and financial proposal requirements, and evaluation criteria.

Nolikums ar pielikumiemDOC
2026_9_Nolikums.docx -- 142.8 KB

This document contains the regulations for a public procurement tender for voluntary land vehicle insurance (KASKO) in Riga, 2026, detailing submission procedures and requirements.

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73
Good

Tender Quality Score

This tender for voluntary motor vehicle insurance (KASKO) is generally well-structured, with a clear description and readily available documentation. However, it lacks transparency regarding the estimated value and specific evaluation criteria, impacting fairness and completeness.

Score Breakdown

Legal Compliance75/100

The tender appears to comply with basic legal requirements, including providing a CPV code and a reasonable submission deadline. The procedure is specified as open competition. No immediate regulatory compliance issues are evident from the provided summary, though full details would be in the attached documents. The absence of disclosed disputes is a positive indicator.

Clarity80/100

The tender title and description are clear. Key documents outlining submission procedures and subject matter requirements are available. However, the explicit documentation of evaluation criteria is flagged as missing, which could reduce overall clarity for potential bidders.

•Missing specified evaluation criteria
Completeness70/100

Most basic information such as title, reference, organization, and deadlines is present. The estimated value, however, is not disclosed, which is a significant omission. While documents detailing submission and subject matter requirements are attached, the lack of disclosed value and specific evaluation criteria affects overall completeness.

•Estimated value not disclosed
Fairness75/100

The tender is an open procedure, which is a fair mechanism. However, the estimated value is not disclosed, and evaluation criteria are not specified, which reduces transparency and potentially fairness. Document access is generally indicated, but a 'restricted document access' flag suggests potential limitations for some users. The CPV code is present, and it's an e-procurement characteristic.

•Estimated value not disclosed
•Missing evaluation criteria
Practicality65/100

The tender is marked as 'E-Procurement,' suggesting an electronic submission process. However, a specific 'No e-submission' flag is present, which creates a contradiction and needs clarification. The contract start date and financing information are not explicitly detailed in the provided summary. The duration of the contract is also missing.

•Contradiction regarding e-submission (marked E-Procurement but flagged 'No e-submission')
•Missing contract start date
Data Consistency90/100

Key fields such as title, reference, organization, and deadlines are populated logically. The CPV code and NUTS code are present. There are no indications of suspension or disputes. Dates appear to be consistent within the provided information.

Sustainability40/100

The tender does not appear to include any specific requirements or considerations for green procurement, social aspects, or innovation. This indicates a lack of focus on sustainability objectives, which is common in many public tenders but a missed opportunity for broader impact.

•No green procurement criteria
•No social criteria

Strengths

Clear title and description
Reasonable submission deadline
CPV code provided
Attached tender documents

Concerns

Estimated value not disclosed
Missing evaluation criteria
Potential restricted document access
Contradiction regarding e-submission

Recommendations

1. Disclose the estimated tender value for increased transparency.
2. Clearly specify the evaluation criteria to guide bidders and ensure fairness.
3. Clarify the e-submission process to avoid confusion.

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