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Tenders

Employee health insurance.

Open
Deadline
10 days left
April 14, 2026
Contract Details
Category
Services
Reference
167470
Value
Not disclosed
Location
Latvia
Published
March 25, 2026
CPV Code
Project Timeline

Tender Published

March 25, 2026

Deadline for Questions

April 07, 2026

Submission Deadline

April 14, 2026

Tender Opening

April 14, 2026

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Budget
Not disclosed
Duration
Not specified
Location
Latvia
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Employee health insurance.

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Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for employee health insurance requires a clear demonstration of technical capability in providing comprehensive laboratory testing, particularly differentiating general and pregnancy-related services. While evaluation criteria are unspecified, a winning strategy will focus on demonstrating superior service delivery, competitive pricing (implied), and a robust understanding of the client's needs, even in the absence of explicit social or innovative aspects.

Key Winning Messages

Comprehensive and tailored health coverage with a focus on proactive employee well-being.

Reliable and efficient service delivery backed by a strong provider network.

Transparent and cost-effective insurance solutions designed for organizational success.

Key Opportunities
Detailed differentiation of laboratory tests can be a key differentiator if presented clearly and linked to cost-effectiveness or improved health outcomes.
The absence of specified evaluation criteria presents an opportunity to define value through the bid response, emphasizing aspects like service quality, responsiveness, and a clear understanding of the client's operational context.
The CPV code (66512200) indicates a specific focus on health insurance, allowing for a highly targeted and specialized bid.
Key Challenges
Lack of specified evaluation criteria makes it difficult to prioritize bid elements and understand the weighting of different aspects.

Assume a balanced evaluation focusing on technical merit, price (implicitly), and compliance. Proactively highlight strengths in all areas, particularly the technical capability regarding laboratory tests, and ensure a highly competitive price.

Absence of financial requirements means bidders must self-assess and present a financially sound and competitive offer.

Conduct thorough cost analysis to ensure profitability while offering a competitive price. Clearly articulate the financial stability and capacity of the bidding organization.

No explicit mention of social value or innovation means these aspects might not be directly rewarded, requiring careful integration to avoid over-investment.

Focus on core requirements. If any social value or innovative elements can be naturally integrated into the service offering (e.g., employee wellness programs as part of the insurance package), highlight them as added benefits rather than standalone initiatives.

Ideal Bidder Profile
A well-established insurance provider with a strong network of healthcare facilities and a proven track record in delivering employee health insurance solutions. The ideal bidder will have a sophisticated system for managing and reporting on laboratory test utilization and costs, and the capacity to offer flexible and tailored policy options.
Key Requirements
Comprehensive list of laboratory tests, differentiating between general care and pregnancy-related care.
Bidders must not be subject to mandatory exclusion grounds.
Bidders must be legally registered and authorized to provide employee health insurance services.
Submission in accordance with 'Atklāta konkursa nolikums' and 'Iepirkuma priekšmeta prasības, 1.versija'.
Key Discriminators
A highly detailed and transparent breakdown of laboratory test coverage, including cost-benefit analysis for general and pregnancy-related care.
Demonstrated proactive approach to employee health management beyond basic insurance coverage.
Exceptional customer service and claims processing efficiency, evidenced by testimonials or case studies.
Social Value Opportunities
Propose a wellness program component that encourages preventative health measures for employees, potentially leading to reduced claims and improved overall well-being.
Bid Focus Areas
Technical Capability (Laboratory Tests)High (assumed)

Provide an exhaustive and clearly categorized list of laboratory tests. For each category (general, pregnancy-related), detail the scope of coverage, any limitations, and how this comprehensive approach benefits the client's employees and potentially manages costs.

Compliance and EligibilityCritical

Ensure all mandatory exclusion grounds are addressed and explicitly confirmed as not applicable. Provide all necessary documentation for legal registration and authorization to operate.

Service Delivery and NetworkHigh (assumed)

Highlight the breadth and quality of the provider network, emphasizing accessibility and responsiveness. Detail the claims processing system and service level agreements (SLAs) for prompt resolution.

PricingHigh (assumed)

Develop a competitive pricing model that reflects the comprehensive coverage offered. Consider tiered options or flexible plans if appropriate, and clearly explain the value proposition.

Recommendations6
Thoroughly Document Laboratory Test Capabilities
CriticalHigh effort

Create a detailed and well-organized appendix listing all laboratory tests offered, clearly separating general care from pregnancy-related care. Include any specific conditions or limitations for each test. This directly addresses DOCUMENT 3 and is a core technical requirement.

Directly meets a critical technical requirement, providing a clear differentiator.
Proactively Define Value Proposition
HighMed effort

Since evaluation criteria are not specified, proactively articulate the unique value proposition of your offering. Focus on how your comprehensive laboratory coverage leads to better employee health outcomes, potential cost savings through early detection, and a streamlined administrative process for the client.

Helps shape the client's perception of value and can influence their evaluation process.
Emphasize Proactive Health Management
HighMed effort

While not explicitly requested, frame the insurance offering as a tool for proactive health management. Highlight how comprehensive lab testing supports early diagnosis and preventative care, which benefits both employees and the contracting authority through potentially lower long-term healthcare costs.

Positions the bidder as a strategic partner rather than just a service provider.
Rigorous Compliance Check
CriticalHigh effort

Conduct an exhaustive review of all mandatory exclusion grounds outlined in the procurement documents. Ensure all team members involved in the bid preparation are aware of and adhere to these requirements. Obtain necessary certifications and legal confirmations.

Prevents immediate disqualification.
Develop a Clear Pricing Strategy
MediumMed effort

Given the lack of specified financial requirements, develop a transparent and competitive pricing structure. Clearly outline what is included in the price and any potential add-ons or variations. This should be supported by a robust cost model.

Ensures competitiveness and client understanding of costs.
Integrate Wellness as Added Value
LowLow effort

If possible, incorporate a mention of employee wellness initiatives or resources that can be accessed through the insurance plan. This can be framed as a benefit that enhances the overall employee experience and indirectly supports the contracting authority's goals.

Adds a subtle positive dimension to the bid without requiring significant deviation from core requirements.
Competitive Positioning
Position the bid as the most comprehensive and technically adept solution for employee health insurance, specifically highlighting the detailed laboratory test coverage as a superior offering compared to generic plans. Emphasize reliability and a client-centric approach to service delivery.

Competitors

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Requirements & Qualifications

5 requirements across 5 categories

Submission (1)
Mandatory (1)
Compliance (1)
Technical (1)
Financial (1)
SUBMISSION REQUIREMENTS1
--Bidders must submit their offers in accordance with the procedures detailed in the "Atklāta konkursa nolikums" and "Iepirkuma priekšmeta prasības, 1.versija" documents.
MANDATORY EXCLUSION GROUNDS1
--Bidders must not be subject to exclusion grounds as outlined in the procurement documents.
ELIGIBILITY REQUIREMENTS1
--Bidders must be legally registered and authorized to provide employee health insurance services.
TECHNICAL CAPABILITY REQUIREMENTS1
--Bidders must be able to provide a comprehensive list of laboratory tests, differentiating between general care and pregnancy-related care.
FINANCIAL REQUIREMENTS1
--Not specified in the provided information.

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Documents

3 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
167470_PD.ANY_1_1_1_20260325171802.pdf -- 110.3 KB

This document outlines the exclusion criteria and selection requirements for bidders in a procurement process concerning electronic communications and employee health insurance.

Atklāta konkursa nolikumsXLS
ESAKARI_2026_03_nolikuma_pielikums_neapmaksaj... -- 47.4 KB

This document contains a list of laboratory tests for bidders to indicate which services are not included in their program, specifically differentiating between general care and pregnancy-related care.

Main tender pageHTM
index.html

This document contains the basic data for an open tender for employee health insurance, including identification numbers, deadlines, and contact information.

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75
Good

Tender Quality Score

This tender for employee health insurance is generally well-structured with clear documentation, but lacks transparency in financial details and specific evaluation criteria. The process is largely compliant with standard procurement practices.

Score Breakdown

Legal Compliance75/100

The tender adheres to standard legal requirements for an open procedure, including a clear CPV code and a reasonable submission deadline. No disputes are reported. The procedure appears compliant with general procurement regulations.

Clarity80/100

The tender title and description are clear. The requirements, particularly regarding technical capabilities (laboratory tests), are documented in attached files. However, the absence of specified evaluation criteria impacts overall clarity.

Missing evaluation criteria
Completeness70/100

Most basic information is present, including deadlines and duration of validity. However, the estimated value is not disclosed, and financial requirements are not specified, impacting completeness.

Estimated value not disclosed
Financial requirements not specified
Fairness85/100

The tender utilizes an e-procurement system, promoting accessibility. However, the 'Issues: Restricted document access' flag indicates a potential barrier to full document access for all potential bidders, which is a concern for fairness. Objective criteria are not explicitly stated.

Restricted document access
No evaluation criteria specified
Practicality65/100

The tender is active and uses e-procurement. However, the 'Issues: No e-submission' flag suggests a potential lack of a fully integrated e-submission process, which could reduce practicality. Financing information is not detailed.

No e-submission (implied by issues list)
Financing information not detailed
Data Consistency90/100

Key fields such as title, reference, organization, and deadlines are populated. The tender is active with no reported suspensions or disputes, and dates are logically ordered. The tender validity period is specified.

Sustainability50/100

There is no explicit mention of green procurement, social aspects, or innovation within the provided information. The tender does not indicate if it is EU funded.

Not green procurement
No social criteria

Strengths

Clear title and description
Reasonable submission deadline
CPV code provided
Documents available
Active e-procurement system

Concerns

Estimated value not disclosed
Missing evaluation criteria
Restricted document access
Lack of sustainability considerations

Recommendations

1. Disclose the estimated value of the contract.
2. Clearly define and publish the evaluation criteria.
3. Ensure full and unrestricted access to all tender documents.

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