Tenders

CR14 tervisekindlustus

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This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
October 30, 2025
Contract Details
Category
Services
Reference
300599
Value
€125,000
Location
Estonia
Published
October 14, 2025
CPV Code
Project Timeline

Tender Published

October 14, 2025

Deadline for Questions

October 23, 2025

Submission Deadline

October 30, 2025

Tender Opening

October 30, 2025

Contract Start Date

January 01, 2026

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Budget
€125,000
Duration
Not specified
Location
Estonia
Type
Services
Market Benchmark
Avg. Winning Price
€844,224
Avg. Bids
3.1
Competition
Medium
SME Winners
69%
297 tenders analyzed

Original Tender Description

CR14 tööandja ravi- ja tervisekindlustuse teenus vastavalt riigihanke alusdokumentides sätestatud tingimustele.
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Requirements & Qualifications

30 requirements across 5 categories

Submission (4)
Mandatory (4)
Compliance (5)
Technical (13)
Financial (4)
SUBMISSION REQUIREMENTS4
--– Complete and sign the Excel bid form (Lisa 2) without altering its structure.
--– Attach ESPD (Extended Single Procurement Document) v2.0; omitting any section causes rejection.
--– Include signed draft contract (CR14 tervisekindlustuse teenuse hankeleping.docx) with no deviations.
MANDATORY QUALIFICATIONS4
--– Hold a valid Estonian health-insurance licence (or EU equivalent with proof of Estonian market access).
--– Demonstrate prior experience in underwriting employer group medical/health schemes for government or defence-related entities.
--– Show capacity to insure a fluctuating headcount (up to 80 CR14 employees) for 2026-2028.
COMPLIANCE REQUIREMENTS5
--– Submit only fully conforming lump-sum offers—conditional or partial bids are rejected.
--– If bidding as a consortium, attach signed joint-bid authorisation form.
--– Justify (in Estonian) any information claimed as trade secret.
TECHNICAL REQUIREMENTS13
--– Offer two fixed-price packages:
--– Package A: €750 per employee/year → 100 % cover.
--– Package B: €300 per employee/year → 50 % cover + optional Stebby sport benefit.
FINANCIAL REQUIREMENTS4
--– Bid price must be all-inclusive (taxes, fees, commissions) in euros.
--– Total annual premium quoted on the provided “Lisa 2 – Pakkumuse vorm” form; no alternative pricing formats accepted.
--– Offer must remain valid for ≥ 90 days after submission deadline.

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Documents

8 documents available with AI summaries

VastavustingimusedPDF
300599_vastavustingimused.pdf -- 7.7 KB

This compliance-only document merely sets mandatory “check-box” rules—no conditional offers, joint-bid authorisation if applicable, price structure fixed on the form, any trade secrets justified, and equivalence evidence provided—so any Estonian health insurer that can submit a fully conforming, lump-sum offer for the CR14 employer medical/health cover service should proceed, while others lacking rigid documentary compliance should skip.

Hankepass rahvusvahelises formaadis (ESPD) v2.0 laiendatudXML
300599_ESPD_v2.0_laiendatud.xml -- 292.2 KB

Rahvusvahelises formaadis (ESPD) v2.0 laiendatud hankepassi vorm, mida hankelepingu kandidaadid peavad täitma ja esitama.

Hindamiskriteeriumid ja hinnatavad näitajadPDF
300599_hindamiskriteeriumid.pdf -- 2.7 KB

This is a single-lot, non-divisible tender by the Estonian Defence Investment Centre for mandatory CR14 employer medical and health insurance services, awarded 100% on lowest-cost evaluation with no e-auction, so only fully licensed insurers able to meet the full service scope at the most competitive price should bid.

Hankepass täiendatavate selgitustegaPDF
300599_hankepass_taiendavate_selgitustega.pdf -- 72.3 KB

This open procurement by Riigi Kaitseinvesteeringute Keskus seeks a single contractor to provide mandatory comprehensive health insurance for long-term overseas postings of Ministry of Defence employees and their accompanying family members, with no stated technical/financial qualification thresholds in the published excerpt.

CR14 tervisekindlustuse teenuse hankelepingDOC
CR14 tervisekindlustuse teenuse hankeleping.d... -- 55.3 KB

This draft contract template—issued by Riigi Kaitseinvesteeringute Keskus for the “CR14 tervisekindlustus” procurement—simply sets the framework for a single-lot health-insurance service agreement with CR14, making bidders responsible for compliant delivery (including any subcontractors) but revealing no mandatory technical requirements, qualification thresholds, or award criteria, so firms should wait for the full tender documents to decide whether to bid.

Lisa 1 - Tehniline kirjeldus_CR14 tervisekindlustusXLS
Lisa 1 - Tehniline kirjeldus_CR14 tervisekind... -- 27.9 KB

Tender for mandatory 2026-2028 health insurance service to up-to-80 CR14 employees, requiring insurers to offer two fixed-price packages (€750/yr 100% cover or €300/yr 50% cover + optional Stebby sport benefit) with annual premium hikes capped at 2.5% and no reduction in coverage limits, so only licensed health insurers able to flexibly insure an unspecified, fluctuating headcount should bid.

Lisa 2 - Pakkumuse vormXLS
Lisa 2 - Pakkumuse vorm.xlsx -- 21.3 KB

This tender document is a bid form (Lisa 2) for CR14 employer medical and health insurance services, requiring insurers to specify their offered annual coverage limits and co-payment rates for seven healthcare categories, with minimum mandatory coverage levels ranging from €50 (vaccination) to €1,000 (outpatient family/specialist care) and maximum co-payment rates between 20-30%.

Pakkumuse hindamise metoodikaDOC
Pakkumuse hindamise metoodika.docx -- 28.2 KB

This mandatory Estonian defence-procurement seeks a single contractor to provide comprehensive employer medical/health insurance (ambulatory, dental, psychiatric, optical, rehab, preventive, drugs) for the CR14 staff, scored 100 % on a value-point system: up to 70 points for the highest annual benefit limits offered (with floors already set) and the rest for lowest co-payment percentages, so only insurers that can commit to the published minimum coverage levels and beat competitors on both higher limits and lower co-pays should bid.

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