CR14 tervisekindlustus

This compliance-only document merely sets mandatory “check-box” rules—no conditional offers, joint-bid authorisation if applicable, price structure fixed on the form, any trade secrets justified, and equivalence evidence provided—so any Estonian health insurer that can submit a fully conforming, lump-sum offer for the CR14 employer medical/health cover service should proceed, while others lacking rigid documentary compliance should skip.

This is a single-lot, non-divisible tender by the Estonian Defence Investment Centre for mandatory CR14 employer medical and health insurance services, awarded 100% on lowest-cost evaluation with no e-auction, so only fully licensed insurers able to meet the full service scope at the most competitive price should bid.

This open procurement by Riigi Kaitseinvesteeringute Keskus seeks a single contractor to provide mandatory comprehensive health insurance for long-term overseas postings of Ministry of Defence employees and their accompanying family members, with no stated technical/financial qualification thresholds in the published excerpt.

This draft contract template—issued by Riigi Kaitseinvesteeringute Keskus for the “CR14 tervisekindlustus” procurement—simply sets the framework for a single-lot health-insurance service agreement with CR14, making bidders responsible for compliant delivery (including any subcontractors) but revealing no mandatory technical requirements, qualification thresholds, or award criteria, so firms should wait for the full tender documents to decide whether to bid.

Tender for mandatory 2026-2028 health insurance service to up-to-80 CR14 employees, requiring insurers to offer two fixed-price packages (€750/yr 100% cover or €300/yr 50% cover + optional Stebby sport benefit) with annual premium hikes capped at 2.5% and no reduction in coverage limits, so only licensed health insurers able to flexibly insure an unspecified, fluctuating headcount should bid.

This tender document is a bid form (Lisa 2) for CR14 employer medical and health insurance services, requiring insurers to specify their offered annual coverage limits and co-payment rates for seven healthcare categories, with minimum mandatory coverage levels ranging from €50 (vaccination) to €1,000 (outpatient family/specialist care) and maximum co-payment rates between 20-30%.

This mandatory Estonian defence-procurement seeks a single contractor to provide comprehensive employer medical/health insurance (ambulatory, dental, psychiatric, optical, rehab, preventive, drugs) for the CR14 staff, scored 100 % on a value-point system: up to 70 points for the highest annual benefit limits offered (with floors already set) and the rest for lowest co-payment percentages, so only insurers that can commit to the published minimum coverage levels and beat competitors on both higher limits and lower co-pays should bid.