Tenders

Eesti Energia töötaja ravi- ja tervisekindlustus

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This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
October 10, 2025
Contract Details
Category
Services
Reference
299091
Value
€1,600,000
Location
Estonia
Published
September 05, 2025
Organization
CPV Code
Project Timeline

Tender Published

September 05, 2025

Deadline for Questions

October 03, 2025

Submission Deadline

October 10, 2025

Tender Opening

October 10, 2025

Contract Start Date

January 01, 2026

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Budget
€1,600,000
Duration
12 months
Location
Estonia
Type
Services
Market Benchmark
Avg. Winning Price
€844,224
Avg. Bids
3.1
Competition
Medium
SME Winners
69%
297 tenders analyzed

Original Tender Description

Eesti Energia AS tööandja ravi- / tervisekindlustuse teenus vastavalt riigihanke alusdokumentides sätestatud tingimustele.
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Requirements & Qualifications

24 requirements across 5 categories

Submission (5)
Mandatory (4)
Compliance (8)
Technical (4)
Financial (3)
SUBMISSION REQUIREMENTS5
--Submit all RHAD documents unaltered through the Estonian e-procurement portal.
--Include signed “Jah/Ei” exclusion declarations.
--Attach evidence of €50 k+ corporate health-insurance contract(s) from last 3 years.
MANDATORY QUALIFICATIONS4
--Hold a valid Estonian health-insurance licence issued by Finantsinspektsioon (Estonian Financial Supervision Authority).
--Have executed at least one employee health- or risk-insurance contract ≥ €50 000 in the last 3 years.
--Be a regulated insurer (no brokers or intermediaries accepted).
COMPLIANCE REQUIREMENTS8
--Cover Eesti Energia AS plus 8 named subsidiaries for 12 months.
--Start cover on 1 Jan 2026 (or 12 days after contract signature if delayed) and run exactly 12 months.
--Offer two fixed-benefit packages with:
TECHNICAL REQUIREMENTS4
--Provide automated data exchange (API or CSV) ready to integrate within 5 calendar days before each new month.
--Secure all REST APIs with OAuth2 / JWT and key-rotation (mandatory NFR_1.1.16).
--Support Microsoft Entra ID for internal user authorisation (strongly required NFR_1.1.2).
FINANCIAL REQUIREMENTS3
--Bid price = total 12-month net cost (excluding taxes) for the entire workforce; lowest net cost wins.
--Price must be entered strictly in the provided “Hindamiskriteeriumid ja hinnatavad näitajad” Excel template—no alterations.
--No partial or lot-based bids; single all-inclusive offer only.

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Documents

9 documents available with AI summaries

VastavustingimusedPDF
299091_vastavustingimused.pdf -- 11.2 KB

Eesti Energia seeks a mandatory 12-month employee health-insurance service from 1 Jan 2026, requiring bidders to confirm full compliance with all tender terms, submit pricing strictly in the provided “Hindamiskriteeriumid ja hinnatavad näitajad” template, and guarantee automated data exchange (API or CSV) within 5 days before each new month—only insurers able to meet these non-negotiable integration and pricing rules should bid.

Vorm 1 IntegratsioonXLS
Vorm 1 Integratsioon.xlsx -- 19.0 KB

Eesti Energia otsib 2026. aastaks töötajate ravi- ja tervisekindlustuse teenuse pakkujat, kellel peab olema võimekus automaatseks andmevahetuseks (pakkuja peab suutma pakkuda API-d või kasutada hankija pakutavat liidest/CSV-vormingut) – see on kohustuslik hindamiskriteerium.

Vorm 2 ArveldamineXLS
Vorm 2 Arveldamine.xlsx -- 18.9 KB

Eesti Energia’s 2026 employee health-insurance tender (12-month service from 1 Jan 2026) is open to any insurer that can confirm—by ticking one “YES” box—whether it already has direct-billing agreements with 3-4 or 1-2 healthcare providers (no minimum is mandatory, but bidders must list the providers they can bill directly).

Vorm 3 NFR (Mittefunktsionaalsed nõuded)XLS
Vorm 3 NFR (mittefunktsionaalsed nõuded).xlsx -- 54.3 KB

This document sets mandatory security requirements for Eesti Energia’s employee health-insurance platform: bidders MUST secure all REST APIs with OAuth2/JWT and key-rotation (NFR_1.1.16) and SHOULD use Microsoft Entra ID for internal user authorization (NFR_1.1.2), so only vendors that can demonstrate proven EntraID integration and robust API-security credentials should bid.

Hindamiskriteeriumid ja hinnatavad näitajadPDF
299091_hindamiskriteeriumid.pdf -- 13.5 KB

Eesti Energia otsib 2026. aastaks töötajate ravi- ja tervisekindlustuse paketti, kus pakkuja PEAB pakkuma vähemalt 100–200 € limiidiga ja 20 % omavastutusega hüvitisi prillidele, taastusravile, profülaktilistele uuringutele ja hambaravile; hanke võitja selgub madalaima kogukulu (ilma maksudeta) põhjal, seega sobivad vaid kindlustusfirmad, mis suudavad garanteerida nii minimaalsed limiidid kui ka kõige konkurentsivõimelisema hinna.

Kõrvaldamise alused ja kvalifitseerimistingimusedPDF
299091_korvaldamise_alused_ja_kvalifitseerimi... -- 7.8 KB

Mandatory: valid Estonian health-insurance licence (Finantsinspektsioon) and ≥1 employee health/risk-insurance contract ≥€50k in last 3 years; exclusion grounds checked via “Jah/Ei” declarations—bid only if you are a regulated insurer with recent corporate cover experience.

Juhised pakkujateleDOC
Juhised pakkujatele.docx -- 46.9 KB

Mandatory 12-month employee health-insurance service for Eesti Energia AS starting 1 Jan 2026 (or 12 days after contract signing if delayed); bidders must submit all required RHAD documents unaltered via e-procurement portal and meet the full insurer qualification terms set out in the separate “Kõrvaldamise alused ja kvalifitseerimistingimused” document—no lotting, no partial bids.

Tehniline kirjeldusDOC
Tehniline kirjeldus.docx -- 156.3 KB

Eesti Energia AS (plus 8 named subsidiaries) is tendering a mandatory 12-month employee & family health-insurance service for 2026, requiring bidders to offer two fixed-benefit packages (with specified EUR limits, 10–20 % co-payment and past claims data provided) and to prove capacity to cover ~€0.8 M annual claims across outpatient, dental, optical, preventive and inpatient care.

Tehnilise kirjelduse lisa 1XLS
Tehnilise kirjelduse lisa 1.xlsx -- 42.0 KB

This document is merely an empty invoice-template spreadsheet (listing employee ID, name, period and two optional benefit packages 200/400) that Eesti Energia will later use to reconcile monthly health-insurance premiums—so it contains no tender requirements, evaluation criteria or qualification information for bidders.

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