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Tenders

Voluntary health insurance service (open simplified)

Open
Deadline
10 days left
April 14, 2026
Contract Details
Category
Open Procedure
Reference
7128631
Value
€76,000
Location
Siauliai County, Lithuania
Published
March 28, 2026
CPV Code
Project Timeline

Tender Published

March 26, 2026

Deadline for Questions

April 07, 2026

Submission Deadline

April 14, 2026

Tender Opening

April 14, 2026

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Budget
€76,000
Duration
16 months
Location
Siauliai County
Type
Open Procedure
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€276,725
Avg. Bids
2.6
Competition
Low
SME Winners
68%
317 tenders analyzed

Original Tender Description

Voluntary health insurance service (open simplified)
Green Procurement

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65%
Estimated Win ProbabilityModerate Fit

This tender for voluntary health insurance services presents a moderate opportunity. A winning bid will focus on demonstrating robust service delivery, cost-effectiveness, and a clear understanding of the contracting authority's needs, despite the lack of specified evaluation criteria. Proactive engagement and a well-structured proposal are key.

Key Winning Messages

Reliable and Cost-Effective Voluntary Health Insurance Solutions

Commitment to Service Excellence and Member Satisfaction

Sustainable and Responsible Service Delivery

Key Opportunities
Lack of specified evaluation criteria allows for proactive definition of value.
Green Procurement requirement offers a chance for differentiation through sustainable practices.
Relatively low estimated value and short duration may deter larger, more complex competitors, potentially reducing competition.
Key Challenges
Absence of specified evaluation criteria makes it difficult to tailor the bid effectively.

Assume a balanced approach prioritizing price, technical capability, and adherence to all stated requirements. Proactively highlight strengths in all potential evaluation areas. Consider requesting clarification from the contracting authority if possible.

Potential for a high number of bidders due to the open nature of the tender and lack of explicit barriers.

Focus on clear, concise, and compelling proposal writing. Ensure all mandatory requirements are met flawlessly. Differentiate through service quality, customer support, and innovative (though not explicitly required) value-adds.

Ideal Bidder Profile
An established insurance provider with a proven track record in delivering voluntary health insurance solutions, particularly within the Lithuanian market. The ideal bidder will possess strong financial stability, efficient operational processes, and a commitment to customer service, capable of offering competitive pricing and demonstrating value beyond the basic service requirements.
Key Requirements
Mandatory Exclusion Grounds Compliance
Submission of all required documentation as per Tender Structure XML - Cycle 1
Demonstration of capability to provide voluntary health insurance services
Adherence to Green Procurement principles
Key Discriminators
Demonstrable commitment to Green Procurement beyond minimum requirements.
Exceptional customer service model and member support.
Competitive pricing structure that clearly demonstrates value for money.
Proactive and transparent communication throughout the tender process.
Social Value Opportunities
Commit to using digital platforms for policy management and communication to reduce paper waste, aligning with Green Procurement. Offer accessible customer support channels, including options for individuals with disabilities.
Bid Focus Areas
Price

Offer a competitive price that reflects the estimated value, ensuring profitability while being attractive. Clearly articulate the value proposition associated with the price.

Technical Capability

Provide clear evidence of experience in delivering voluntary health insurance. Detail operational processes, claims handling, and customer support mechanisms. Highlight any accreditations or certifications.

Green Procurement

Detail specific initiatives to minimize environmental impact, such as digital operations, sustainable office practices, and potentially partnerships with eco-conscious providers. Reference the CPV code and how the service aligns with sustainable health outcomes.

Recommendations6
Meticulous Compliance with Exclusion Grounds
CriticalMed effort

Thoroughly review and address all mandatory exclusion grounds. Any failure here will lead to immediate disqualification. Ensure all declarations and supporting documents are accurate and up-to-date.

Ensures eligibility to proceed in the tender process.
Proactive Value Proposition Development
CriticalHigh effort

Given the absence of specified evaluation criteria, develop a strong value proposition that implicitly addresses likely evaluation factors such as price, service quality, and operational efficiency. Clearly articulate benefits for Šiaulių apskaitos centras and its members.

Maximizes perceived value and strengthens the bid's competitiveness.
Emphasize Green Procurement Initiatives
HighMed effort

Go beyond basic compliance with Green Procurement. Detail specific, measurable actions taken to reduce environmental impact in service delivery. This can be a significant differentiator.

Enhances bid appeal and aligns with public sector sustainability goals.
Clarify Submission Requirements
HighMed effort

Carefully review 'Tender Structure XML - Cycle 1' and any other provided documentation to ensure a complete and correctly formatted submission. If any ambiguity exists, consider requesting clarification from the contracting authority.

Prevents disqualification due to procedural errors.
Competitive Pricing Analysis
MediumMed effort

Conduct thorough market research to understand typical pricing for similar voluntary health insurance services in Lithuania. Aim for a price that is competitive yet sustainable, reflecting the estimated value.

Increases the likelihood of winning on price and ensures profitability.
Digital Service Delivery & Accessibility
MediumLow effort

Highlight the use of digital platforms for policy management and member communication to minimize paper usage. Ensure customer support is accessible to all individuals, including those with disabilities.

Demonstrates commitment to sustainability and inclusivity.
Competitive Positioning
Position the bid as offering a superior balance of cost-effectiveness, reliable service delivery, and a commitment to environmental responsibility. Highlight the bidder's agility and customer-centric approach as key advantages over potentially larger, less flexible competitors.

Competitors

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Requirements & Qualifications

5 requirements across 5 categories

Submission (1)
Mandatory (1)
Compliance (1)
Technical (1)
Financial (1)
SUBMISSION REQUIREMENTS1
--No information provided regarding specific submission requirements.
MANDATORY EXCLUSION GROUNDS1
--No information provided regarding specific mandatory exclusion grounds.
ELIGIBILITY REQUIREMENTS1
--No information provided regarding specific eligibility requirements.
TECHNICAL CAPABILITY REQUIREMENTS1
--No information provided regarding specific technical capability requirements.
FINANCIAL REQUIREMENTS1
--No information provided regarding specific financial requirements.

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Documents

12 documents available with AI summaries

0_Pirkimo sąlygos.docxDOC
0_Pirkimo sąlygos.docx -- 60.3 KB

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1_priedas_Techninė_specifikacija.docxDOC
1_priedas_Techninė_specifikacija.docx -- 43.8 KB

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2_priedas_Pasiūlymo_forma.docxDOC
2_priedas_Pasiūlymo_forma.docx -- 28.0 KB

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3 priedas Kokybės kriterijai ir jų vertinimas.docxDOC
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4 priedas_Viešojo_pirkimo_sutarties_projektas.docxDOC
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6_priedas_pašalinimo_pagrindai.docxDOC
6_priedas_pašalinimo_pagrindai.docx -- 29.2 KB

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7 priedas Kvalifikacijos reikalavimai tiekejui.docxDOC
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8_priedas_Informavimas_apie_asmens_duomenų_tvarkymą.docxDOC
8_priedas_Informavimas_apie_asmens_duomenų_tv... -- 16.4 KB

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Inicijavimo_pažyma_su_metaduomenimis.pdfPDF
Inicijavimo_pažyma_su_metaduomenimis.pdf -- 190.7 KB

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NoticePDF
Notice_7128631.pdf

This document contains a tender notice for voluntary health insurance services in Šiauliai, Lithuania, with an estimated value of 76,000 Euros and a submission deadline of April 14, 2026.

Tender Structure XML - Cycle 1XML
c4t_7128631_1.xml

This document contains the structure for a complete tender submission, including a mandatory file upload, for voluntary health insurance services.

5_priedas_EBVPD.zipZIP
5_priedas_EBVPD.zip -- 83.8 KB

This document contains the procurement conditions for voluntary health insurance services, including technical specifications, offer forms, and contract drafts.

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75
Good

Tender Quality Score

This tender for voluntary health insurance services is generally well-structured, with clear basic information and a disclosed estimated value. However, it lacks specific details on evaluation criteria and submission requirements, impacting its overall completeness and practicality.

Score Breakdown

Legal Compliance75/100

The tender adheres to open procedure (2014/24/ES) and provides a CPV code. Deadlines are specified, though the submission deadline might be considered short. No disputes are reported. The procedure is classified as 'OPEN' without further specification, which is standard.

Clarity80/100

The title and description are clear. The estimated value and contract duration are specified. However, the absence of explicit evaluation criteria and detailed submission requirements reduces overall clarity for potential bidders.

Missing evaluation criteria
Completeness70/100

Most basic information is present, including title, reference, organization, estimated value, and duration. Two documents are provided, one being a contract notice and the other a form template. However, the lack of detailed requirements for exclusion, eligibility, technical, financial, and submission aspects leaves significant gaps.

Missing specific requirements for exclusion, eligibility, technical, financial, and submission
Fairness85/100

The tender is an open procedure, suggesting a fair process. The estimated value is disclosed, and the procedure is e-procurement. Criteria are not specified, which could be a concern, but there are no indications of requirements tailored to specific companies.

Practicality65/100

The tender utilizes e-procurement, which is positive. A contract duration and tender validity period are provided. However, the lack of explicit financing information and the absence of a clear contract start date (implied by submission deadline and validity) could be improved. The 'form_template' document is essential but its content is not detailed here.

Missing financing information
Contract start date not explicitly stated
Data Consistency90/100

Key fields such as title, reference, organization, value, and dates are populated. There are no reported disputes or suspensions. The dates provided (submission deadline, opening date, tender valid) are logically sequenced.

Sustainability50/100

There is no mention of green procurement, social aspects, innovation, or EU funding in the provided information. This indicates a lack of focus on sustainability criteria.

No green procurement criteria
No social criteria

Strengths

Clear basic information and estimated value
Open procedure and e-procurement utilized
CPV code and NUTS code provided
Logical date sequencing

Concerns

Missing evaluation criteria
Lack of detailed submission requirements
Absence of sustainability considerations
Potentially short submission deadline

Recommendations

1. Specify clear evaluation criteria to enhance clarity and fairness.
2. Provide detailed requirements for all submission aspects (exclusion, eligibility, technical, financial) to improve completeness.

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