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Tenders

Property and third-party liability insurance

Open
Deadline
5 days left
April 09, 2026
Contract Details
Category
Services
Reference
168985
Value
Not disclosed
Location
Pieriga, Latvia
Published
March 24, 2026
CPV Code
Project Timeline

Tender Published

March 24, 2026

Deadline for Questions

April 02, 2026

Submission Deadline

April 09, 2026

Tender Opening

April 09, 2026

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Budget
Not disclosed
Duration
12 months
Location
Pieriga
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Property and third-party liability insurance

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Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for property and civil liability insurance presents a moderate competition opportunity. A winning strategy will focus on demonstrating superior technical capability in property insurance and efficient claims management, while leveraging the lack of explicit evaluation criteria to emphasize value and partnership. Proactive engagement with the contracting authority is crucial for understanding implicit priorities.

Key Winning Messages

Comprehensive and tailored insurance solutions for Mārupes novada pašvaldība's diverse property portfolio, ensuring optimal risk protection and operational continuity.

Proactive risk management and efficient claims handling, minimizing disruption and maximizing value for the municipality.

A collaborative partnership focused on long-term value and responsive service delivery.

Key Opportunities
Lack of specified evaluation criteria allows for a broader value proposition beyond just price.
Opportunity to influence implicit evaluation by understanding the municipality's priorities through engagement.
Demonstrating expertise in property management and maintenance services can differentiate the bid.
The 12-month duration suggests a need for a responsive and agile provider, not necessarily the lowest long-term cost.
Key Challenges
Absence of explicit evaluation criteria makes it difficult to precisely tailor the bid for maximum scoring.

Conduct thorough due diligence on the contracting authority's past procurement behavior and engage in pre-bid clarification meetings to infer their priorities. Focus on demonstrating clear benefits across all stated requirements and the draft contract.

Potential for price-driven competition if no other clear differentiators are emphasized.

While price is a factor, emphasize the total value proposition, including superior service, risk mitigation, and efficient claims handling, to justify a competitive price.

The lack of disclosed estimated value makes it harder to gauge the scale and complexity of the requirement.

Carefully analyze the provided list of objects and their details to estimate the potential insurance sums and overall risk exposure. This will inform the pricing strategy.

Ideal Bidder Profile
An established insurance provider with a strong track record in municipal or public sector property and civil liability insurance. The ideal bidder possesses robust risk assessment capabilities, efficient claims handling processes, and a dedicated team experienced in managing diverse property portfolios. They should also demonstrate a commitment to client service and proactive risk mitigation.
Key Requirements
Minimum requirements for property insurance.
Services related to property management and maintenance.
Financial offer.
List of objects with their details (insurance sums, areas, construction information).
Exclusion conditions mentioned in 'Iepirkuma priekšmeta prasības, 1.versija'.
Selection criteria mentioned in 'Iepirkuma priekšmeta prasības, 1.versija'.
Evaluation criteria mentioned in 'Iepirkuma priekšmeta prasības, 1.versija'.
Draft contract terms and conditions.
Key Discriminators
Demonstrated experience in insuring municipal or public sector properties with similar characteristics.
A proactive risk assessment and mitigation plan tailored to the specific properties listed.
A highly responsive and dedicated claims management team with a proven track record of swift resolution.
A clear understanding of the municipality's operational needs and how insurance services can support them.
Social Value Opportunities
While 'Social Aspects: No' is stated, consider a commitment to supporting local employment within the insurance claims handling or administrative functions related to this contract, if feasible and aligned with the bidder's operations.
Bid Focus Areas
Technical Capability (Property Insurance & Management/Maintenance Services)

Provide detailed evidence of past successful property insurance contracts, highlighting expertise in managing diverse property types. Clearly articulate the value-added services in property management and maintenance, demonstrating how these contribute to risk reduction and cost savings for the municipality.

Financial Offer

Develop a competitive pricing strategy that reflects the value of comprehensive coverage and services. Ensure the pricing is transparent and justifiable, considering the potential for claims and the cost of risk mitigation.

Understanding of Contractual Obligations

Thoroughly review the 'Līguma projekts' and ensure the bid explicitly addresses all key terms, conditions, and payment procedures. Highlight any proposed efficiencies or value-adds that align with the draft contract's intent.

Recommendations7
Thoroughly Analyze Property Details
CriticalHigh effort

Scrutinize the provided list of objects and their details (insurance sums, areas, construction information). This is fundamental for accurate risk assessment and competitive pricing.

Ensures accurate pricing and demonstrates diligence.
Infer Implicit Evaluation Criteria
CriticalMed effort

Since evaluation criteria are not specified, actively seek to understand the Mārupes novada pašvaldība's priorities through pre-bid clarification meetings or by analyzing their past procurement practices. Focus on demonstrating value across all stated requirements.

Maximizes bid relevance and appeal.
Highlight Risk Management Expertise
HighMed effort

Emphasize proactive risk assessment and mitigation strategies. Detail how your services will help prevent claims and reduce potential losses for the municipality.

Positions the bidder as a strategic partner, not just an insurer.
Detail Property Management & Maintenance Value
HighMed effort

Clearly articulate the benefits of your property management and maintenance services in relation to insurance. Show how these services contribute to asset preservation and reduce insurance risks.

Addresses a specific technical capability requirement and adds value.
Address Exclusion Grounds Proactively
MediumLow effort

Carefully review all mandatory exclusion grounds mentioned in 'Iepirkuma priekšmeta prasības, 1.versija' and ensure full compliance. Prepare supporting documentation in advance.

Prevents disqualification.
Consider Local Employment Commitment
LowLow effort

Although social aspects are not explicitly required, a subtle commitment to local employment in service delivery (e.g., claims adjusters, administrative support) can be a positive differentiator if aligned with bidder's capabilities.

Potential minor positive perception boost.
Develop a Clear Claims Handling Process
MediumMed effort

Outline a streamlined and efficient claims handling process, emphasizing speed, transparency, and minimal disruption to the municipality's operations.

Demonstrates operational excellence and client focus.
Competitive Positioning
Position the bid as a comprehensive partnership offering not just insurance, but also proactive risk management and efficient service delivery, going beyond a purely transactional relationship. Emphasize the long-term value and stability your company brings to the Mārupes novada pašvaldība.

Competitors

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Requirements & Qualifications

11 requirements across 5 categories

Submission (6)
Mandatory (1)
Compliance (1)
Technical (2)
Financial (1)
SUBMISSION REQUIREMENTS6
--Financial offer.
--List of objects with their details (insurance sums, areas, construction information).
--[Requirements for technical and financial proposal mentioned in 'Iepirkuma priekšmeta prasības, 1.versija']
MANDATORY EXCLUSION GROUNDS1
--[No specific exclusion grounds mentioned in the provided text]
ELIGIBILITY REQUIREMENTS1
--[No specific eligibility requirements mentioned in the provided text]
TECHNICAL CAPABILITY REQUIREMENTS2
--Minimum requirements for property insurance.
--Services related to property management and maintenance.
FINANCIAL REQUIREMENTS1
--[No specific financial requirements mentioned in the provided text]

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Documents

6 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
168985_PD.ANY_1_1_1_20260324153341.pdf -- 95.1 KB

This document outlines the tender requirements for property and civil liability insurance, including exclusion conditions, selection criteria, technical and financial proposal requirements, and evaluation criteria.

Tehniskā specifikācijaDOC
2_pielikums_Tehniska_specifikacija.docx -- 31.9 KB

This document contains the technical specifications for the civil liability insurance of the customer, outlining minimum requirements for property insurance and services related to property management and maintenance.

Finanšu piedāvājums-Objektu sarakstsXLS
3.pielikums_Finansu_piedavajums_Objektu sarak... -- 45.9 KB

This document contains a financial offer and a list of objects with their details, including insurance sums, areas, construction information, and proposed prices for insurance policies.

Līguma projektsDOC
Liguma_projekts_MNP_2026_31.docx -- 47.9 KB

This document contains a draft contract for the insurance of real estate by Mārupes novada pašvaldība, outlining terms, conditions, and payment procedures.

NoteikumiDOC
NOTEIKUMI_MNP_2026_31.docx -- 67.2 KB

This document contains the rules for a public procurement tender for the insurance of real estate and civil liability by the Mārupe municipality.

Main tender pageHTM
index.html

This document contains the basic data for a tender for real estate and civil liability insurance, including identification numbers, deadlines, and contact information.

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75
Good

Tender Quality Score

This tender for insurance services is generally well-structured with clear documentation, but lacks specific details on evaluation criteria and financial requirements, and has restricted document access.

Score Breakdown

Legal Compliance75/100

The tender adheres to general legal compliance by having a clear procedure, a proper CPV code, and no reported disputes. Deadlines appear reasonable within the context of the provided information. However, the lack of explicit evaluation criteria and potential for restricted document access could raise minor concerns.

Missing explicit evaluation criteria
Clarity80/100

The description of the services is clear, and the requirements are documented across several attached files. However, the absence of specific financial requirements and detailed eligibility criteria could lead to some ambiguity for potential bidders.

Lack of specific financial requirements
Absence of detailed eligibility criteria
Completeness70/100

Most basic information is present, including deadlines, contract duration, and attached documents. However, the estimated value is not disclosed, and specific financial and eligibility requirements are missing, impacting overall completeness.

Estimated value not disclosed
Missing specific financial requirements
Fairness85/100

The tender utilizes e-procurement, which promotes fairness. The criteria for selection and evaluation are mentioned as being in 'Iepirkuma priekšmeta prasības, 1.versija', suggesting objective criteria. However, the 'Issues: Restricted document access' flag indicates a potential barrier to full document access for all parties.

Restricted document access
Practicality65/100

The tender is active and uses e-procurement, which is positive. However, the specific method of e-submission is not detailed, and financing information is not provided. The contract start date is also not explicitly stated.

No specific e-submission method detailed
Financing information not provided
Data Consistency90/100

Key fields such as title, reference, organization, and deadlines are populated. There are no reported suspensions or disputes, and the dates provided are logical. The CPV code is present, though it is a broad category.

Sustainability50/100

The tender does not explicitly mention green procurement, social aspects, or innovation. It is also not indicated as EU funded, which limits the sustainability score.

No explicit green procurement criteria
No explicit social criteria

Strengths

Clear description of services
Well-structured documentation with multiple relevant files
Use of e-procurement
Reasonable submission deadline
Proper CPV code provided

Concerns

Estimated value not disclosed
Missing specific financial and eligibility requirements
Restricted document access
Lack of explicit evaluation criteria
No explicit sustainability considerations

Recommendations

1. Disclose the estimated value of the contract.
2. Provide detailed financial and eligibility requirements.
3. Ensure full and unrestricted access to all tender documents.

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