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Tenders

Health insurance for AS “Gaso” employees and board members

Open
Deadline
26 days left
April 30, 2026
Contract Details
Category
Services
Reference
165592
Value
Not disclosed
Location
Latvia
Published
March 29, 2026
CPV Code
Project Timeline

Tender Published

March 29, 2026

Deadline for Questions

April 23, 2026

Submission Deadline

April 30, 2026

Tender Opening

April 30, 2026

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Budget
Not disclosed
Duration
24 months
Location
Latvia
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Health insurance for AS “Gaso” employees and board members

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Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for AS 'Gaso' health insurance requires a strong focus on demonstrating established experience, a robust provider network, and efficient claims management. While social and green procurement are not explicitly stated, incorporating value-added services and a clear commitment to employee well-being can differentiate bidders. The lack of specified evaluation criteria necessitates a comprehensive and well-structured bid that proactively addresses all stated requirements.

Key Winning Messages

Reliable and Comprehensive Health Coverage for AS 'Gaso' Employees and Board Members.

Seamless Claims Management and Exceptional Customer Support.

Proactive Partnership for Employee Well-being and Productivity.

Key Opportunities
The potential for a 24-month contract duration (1+1 year extension) offers long-term partnership potential, allowing for relationship building and service refinement.
The absence of specified evaluation criteria presents an opportunity to define the value proposition and proactively highlight strengths that may not be explicitly weighted.
While not mandated, offering value-added services (e.g., wellness programs, preventative care advice) can significantly differentiate a bid and align with the implicit goal of employee well-being.
Key Challenges
Lack of specified evaluation criteria makes it difficult to precisely target bid efforts for maximum scoring.

Develop a comprehensive bid that addresses all stated requirements with a high level of detail and clarity, assuming all are important. Focus on demonstrating superior performance in all mandatory and desirable areas.

The estimated value is not disclosed, making it challenging to tailor pricing strategies effectively.

Conduct thorough market research to understand typical pricing for similar corporate health insurance contracts in Latvia. Prepare a flexible pricing model that can be adjusted based on further information or competitive intelligence.

High competition is likely given the nature of the service and the potential for a multi-year contract.

Focus on clear differentiation through superior service delivery, a demonstrably stronger provider network, and a compelling narrative around employee well-being and partnership.

Ideal Bidder Profile
An established health insurance provider with a proven track record of serving corporate clients in Latvia, possessing a wide and accessible network of healthcare providers, a highly efficient and user-friendly claims processing system, and a strong financial standing. The ideal bidder will also be proactive in offering supplementary services that enhance employee well-being beyond basic coverage.
Key Requirements
Demonstrate experience in providing health insurance services to similar organizations.
Have a robust network of healthcare providers.
Have a system for managing claims and providing customer support.
Demonstrate financial stability and solvency.
Possess necessary licenses and authorizations to operate in the relevant jurisdiction.
Key Discriminators
Demonstrated proactive approach to employee well-being beyond basic coverage, such as integrated wellness programs or preventative health initiatives.
Exceptional customer service metrics and testimonials from similar corporate clients.
A highly efficient and transparent digital claims processing system with minimal turnaround times.
A demonstrably wider and more accessible network of specialized healthcare providers across Latvia.
Social Value Opportunities
Commitment to supporting local healthcare providers and promoting preventative health education for AS 'Gaso' employees and their families.
Bid Focus Areas
Technical Capability (Experience, Provider Network, Claims Management)

Provide detailed case studies of successful service delivery to comparable organizations. Map out the provider network with emphasis on accessibility and quality. Detail the claims management process with clear SLAs and customer support channels.

Financial Stability

Present robust financial statements and evidence of adequate insurance coverage. Highlight strong credit ratings or financial health indicators.

Eligibility and Exclusion Grounds

Ensure all mandatory exclusion grounds are meticulously addressed and documented. Provide clear evidence of legal registration and necessary licenses.

Recommendations6
Thoroughly Document Experience with Similar Organizations
CriticalHigh effort

Provide detailed case studies, client testimonials, and statistics demonstrating successful health insurance provision to organizations of comparable size and complexity to AS 'Gaso'. Quantify the benefits delivered.

Directly addresses a key technical capability requirement and builds credibility.
Proactively Define Value Proposition Given Unspecified Criteria
CriticalMed effort

Since evaluation criteria are not specified, assume all stated requirements are highly weighted. Structure the bid to clearly articulate the unique value proposition, emphasizing reliability, efficiency, and employee well-being.

Ensures all potential evaluation angles are covered and positions the bidder favorably.
Highlight Value-Added Services Beyond Basic Coverage
HighMed effort

Propose optional or integrated services such as wellness programs, mental health support, or preventative care initiatives. Frame these as contributing to employee productivity and retention for AS 'Gaso'.

Sets the bid apart from competitors offering only standard coverage.
Develop a Flexible Pricing Strategy
HighMed effort

Given the undisclosed estimated value, prepare a tiered or flexible pricing model. Conduct market research to benchmark pricing and be prepared to justify the proposed costs based on the value and service levels offered.

Mitigates risk associated with unknown budget constraints and competitive pricing.
Detail Claims Management and Customer Support Processes
CriticalHigh effort

Provide clear, step-by-step descriptions of the claims handling process, including turnaround times, communication channels, and customer support availability. Showcase user-friendly digital platforms if available.

Addresses a core operational requirement and demonstrates efficiency and client focus.
Integrate Social Value Commitment
MediumLow effort

While not mandatory, include a statement on supporting local healthcare infrastructure or promoting health education within the bid. This can be a subtle differentiator.

Aligns with broader public sector expectations and can be a positive, albeit minor, factor.
Competitive Positioning
Position as a long-term, reliable partner committed to the health and well-being of AS 'Gaso' employees, not just a service provider. Emphasize proactive engagement and continuous improvement of services.

Competitors

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Requirements & Qualifications

11 requirements across 5 categories

Submission (3)
Mandatory (1)
Compliance (2)
Technical (3)
Financial (2)
SUBMISSION REQUIREMENTS3
--Bids must be submitted by the specified deadline: 2026-04-30T09:00:00.
--Bids must be submitted in the required format (details to be provided in the procurement documents).
--Bids must include all requested documentation, including technical and financial proposals.
MANDATORY EXCLUSION GROUNDS1
--Bidders must not be subject to exclusion grounds as defined in the procurement regulations.
ELIGIBILITY REQUIREMENTS2
--Bidders must be legally registered entities capable of providing health insurance services.
--Bidders must have the necessary licenses and authorizations to operate in the relevant jurisdiction.
TECHNICAL CAPABILITY REQUIREMENTS3
--Bidders must demonstrate experience in providing health insurance services to similar organizations.
--Bidders must have a robust network of healthcare providers.
--Bidders must have a system for managing claims and providing customer support.
FINANCIAL REQUIREMENTS2
--Bidders must demonstrate financial stability and solvency.
--Bidders must provide evidence of adequate insurance coverage for their own operations.

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Documents

3 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
165592_PD.ANY_1_1_1_20260329153459.pdf -- 113.8 KB

This document outlines the requirements for bidders participating in a health insurance procurement process for AS Gaso employees and board members, detailing exclusion conditions, qualification criteria, and technical and financial proposal specifications.

NolikumsDOC
Nolikums-GASO-2026_26.edoc.bin -- 303.9 KB

This document contains the regulations for an open tender by AS "Gaso" for the health insurance of its employees and board members, including details on the tender subject, procedure, and access to documents.

Main tender pageHTM
index.html

This document contains the main data for the tender GASO 2026/26, which is an open competition for health insurance services for AS "Gaso" employees and board members, with a submission deadline of April 30, 2026.

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75
Good

Tender Quality Score

This tender for health insurance services is generally well-structured, with clear requirements and a reasonable timeline. However, the lack of disclosed financial value and specific evaluation criteria are notable drawbacks.

Score Breakdown

Legal Compliance75/100

The tender adheres to general procurement regulations with a clear procedure and proper CPV code. Deadlines appear reasonable, and the 'active' status suggests no immediate disputes. Regulatory compliance is assumed based on the provided information.

Clarity80/100

The description of the service is clear, and the AI-extracted requirements provide a good overview of what is expected. The existence of technical specifications and regulations documents further enhances clarity.

Completeness70/100

Most basic information is present, including deadlines, contract duration, and tender validity. However, the estimated value is not disclosed, which impacts overall completeness.

Estimated value not disclosed
Fairness85/100

The tender is an open competition with e-procurement characteristics, promoting fairness. Objective criteria are implied through technical and financial requirements, though specific evaluation criteria are missing. Document access is flagged as restricted, which is a concern.

Restricted document access
No evaluation criteria specified
Practicality65/100

The tender utilizes e-procurement, which is positive. However, the lack of explicit mention of e-submission and the URL for documents, along with the absence of financing information, reduces practicality.

No e-submission mentioned
Document URL not provided
Data Consistency90/100

Key fields such as title, reference, organization, and dates are populated consistently. The tender status is active, and no disputes are reported, indicating good data consistency.

Sustainability50/100

There is no explicit mention of green procurement, social aspects, or innovation within the provided tender details. The tender is not indicated as EU funded.

Not green procurement
No social criteria

Strengths

Clear description of services
Open competition procedure
E-procurement characteristics
Reasonable deadlines and contract duration

Concerns

Estimated value not disclosed
Restricted document access
Missing specific evaluation criteria

Recommendations

1. Disclose the estimated financial value of the tender.
2. Provide clear and accessible evaluation criteria.
3. Ensure full and unrestricted access to all tender documents.

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