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Tenders

HEALTH INSURANCE FOR EMPLOYEES OF THE INSTITUTIONS OF AUGŠDAUGAVA MUNICIPALITY

Open
Deadline
6 days left
April 10, 2026
Contract Details
Category
Services
Reference
167351
Value
Not disclosed
Location
Latgale, Latvia
Published
March 10, 2026
CPV Code
Project Timeline

Tender Published

March 10, 2026

Deadline for Questions

April 03, 2026

Submission Deadline

April 10, 2026

Tender Opening

April 10, 2026

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Budget
Not disclosed
Duration
12 months
Location
Latgale
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

HEALTH INSURANCE FOR EMPLOYEES OF THE INSTITUTIONS OF AUGŠDAUGAVA MUNICIPALITY

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Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for employee health insurance in Augšdaugava municipality presents a moderate competition opportunity. A winning strategy will focus on demonstrating robust technical capability, particularly in network coverage and service quality, while leveraging a competitive pricing model. Given the lack of specified evaluation criteria, a strong emphasis on meeting all mandatory requirements and clearly articulating value will be crucial.

Key Winning Messages

Comprehensive and accessible healthcare network for Augšdaugava municipality employees.

Cost-effective and value-driven health insurance solutions.

Reliable and responsive service delivery.

Key Opportunities
The absence of specified evaluation criteria presents an opportunity to define value through a strong technical proposal and competitive pricing, rather than solely focusing on pre-defined weighting.
The detailed 'Pielikums pie nolikuma 1.pielikuma Tehniskās specifikācijas - Tehniskā piedāvājuma (Līgumiestāžu saraksts)' allows for a highly tailored technical solution that directly addresses the contracting authority's implied needs for specific medical services.
The 12-month contract duration allows for a focused and efficient service delivery model, potentially leading to lower administrative overhead and more competitive pricing.
Key Challenges
The lack of specified evaluation criteria makes it difficult to precisely tailor the bid to the contracting authority's priorities, requiring a comprehensive approach that addresses all potential areas of interest.

Develop a bid that excels in all key areas: technical capability, financial competitiveness, and clear service delivery. Emphasize the benefits of the proposed solution in terms of employee well-being and municipal efficiency.

The 'Iepirkuma priekšmeta prasības, 1.versija' document is crucial for understanding specific requirements, and any misinterpretation or omission could lead to disqualification.

Conduct a thorough review of 'Iepirkuma priekšmeta prasības, 1.versija' by multiple team members, seeking clarification from the contracting authority if any ambiguities exist.

The absence of disclosed estimated value means pricing strategy needs to be carefully calibrated to be competitive without being overly aggressive, risking profitability.

Conduct thorough market research on similar public sector health insurance contracts in Latvia and develop a robust cost model that allows for competitive pricing while ensuring a sustainable profit margin.

Ideal Bidder Profile
An established health insurance provider with a strong network of medical institutions in the LV005 region (Augšdaugava municipality), a proven track record in public sector tenders, and the capacity to offer flexible and cost-effective insurance plans. The ideal bidder will also have a proactive customer service approach and a clear understanding of municipal employee needs.
Key Requirements
Compliance with all mandatory exclusion grounds.
Meeting all specified eligibility requirements.
Demonstrating technical capability through a comprehensive list of contracting medical institutions and their services, as detailed in 'Pielikums pie nolikuma 1.pielikuma Tehniskās specifikācijas - Tehniskā piedāvājuma (Līgumiestāžu saraksts)'.
Adhering to all financial requirements outlined in 'Iepirkuma priekšmeta prasības, 1.versija'.
Strict adherence to submission requirements, including proposal format and content, as detailed in 'Iepirkuma priekšmeta prasības, 1.versija', and meeting the submission deadline of 2026-04-10 11:00:00.
Key Discriminators
A demonstrably superior network of medical institutions in terms of breadth, depth, and geographical coverage within the Augšdaugava municipality, exceeding the minimum requirements.
A proactive and personalized approach to employee health and wellness programs integrated into the insurance offering.
Exceptional customer service and claims processing efficiency, supported by clear service level agreements (SLAs).
Social Value Opportunities
While 'SOCIAL ASPECTS: No' is indicated, consider offering optional wellness workshops or health education sessions for municipal employees as a value-added service, demonstrating a commitment to employee well-being beyond basic insurance coverage. This can be framed as enhancing productivity and reducing long-term healthcare costs for the municipality.
Bid Focus Areas
Technical Capability (Network and Services)

Ensure the proposed list of medical institutions is comprehensive, geographically relevant to Augšdaugava municipality, and covers a wide range of essential and specialized medical services. Highlight any unique or high-quality providers within the network. Clearly map proposed services to the requirements in 'Pielikums pie nolikuma 1.pielikuma Tehniskās specifikācijas - Tehniskā piedāvājuma (Līgumiestāžu saraksts)'.

Financial Proposal (Pricing)

Develop a competitive pricing structure that offers clear value for money. Consider tiered options or flexible benefit packages that can be tailored to different employee groups if permissible. Ensure transparency in pricing and clearly outline what is included.

Service Delivery and Administration

Clearly articulate the proposed claims processing procedures, customer support mechanisms, and communication channels. Emphasize efficiency, ease of use for employees, and responsiveness to the contracting authority's needs.

Recommendations5
Thoroughly Analyze 'Iepirkuma priekšmeta prasības, 1.versija'
CriticalHigh effort

Dedicate significant time to dissecting 'Iepirkuma priekšmeta prasības, 1.versija' to fully understand all mandatory exclusion grounds, eligibility, technical, financial, and submission requirements. Seek clarification from the contracting authority on any ambiguous points.

Ensures bid compliance and avoids disqualification.
Develop a Value-Centric Technical Proposal
HighHigh effort

Leverage the detailed 'Pielikums pie nolikuma 1.pielikuma Tehniskās specifikācijas - Tehniskā piedāvājuma (Līgumiestāžu saraksts)' to showcase a superior and comprehensive network of medical institutions. Highlight the quality and accessibility of services, demonstrating a clear benefit to municipal employees.

Strengthens the bid's technical merit and perceived value.
Propose Proactive Employee Wellness Initiatives
HighMed effort

Although social aspects are not explicitly required, propose optional wellness programs (e.g., health seminars, preventative care information) as a value-add. Frame this as a way to improve employee health, reduce absenteeism, and ultimately benefit the municipality.

Creates a positive impression and differentiates from competitors.
Conduct Competitive Pricing Analysis
MediumMed effort

Without an estimated value, conduct thorough market research on similar public sector health insurance tenders in Latvia to inform a competitive yet profitable pricing strategy. Consider offering flexible benefit options if the tender allows.

Ensures a competitive bid that is financially viable.
Establish Clear Service Level Agreements (SLAs)
HighMed effort

Define clear and measurable SLAs for claims processing, customer service response times, and network accessibility. This demonstrates a commitment to reliable service delivery and provides a benchmark for performance.

Builds trust and assures the contracting authority of service quality.
Competitive Positioning
Position your offering as the most comprehensive and accessible health insurance solution for Augšdaugava municipality employees, emphasizing the quality and breadth of your medical network. Highlight any unique partnerships or specialized services that competitors may not offer. Focus on demonstrating a clear understanding of the municipality's needs and a commitment to employee well-being.

Competitors

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Requirements & Qualifications

7 requirements across 5 categories

Submission (2)
Mandatory (1)
Compliance (1)
Technical (2)
Financial (1)
SUBMISSION REQUIREMENTS2
--[Submission requirements, including proposal format and content, will be detailed in the 'Iepirkuma priekšmeta prasības, 1.versija' document]
--[The deadline for submission is 2026-04-10T11:00:00]
MANDATORY EXCLUSION GROUNDS1
--[Specific exclusion grounds will be detailed in the 'Iepirkuma priekšmeta prasības, 1.versija' document]
ELIGIBILITY REQUIREMENTS1
--[Specific eligibility requirements will be detailed in the 'Iepirkuma priekšmeta prasības, 1.versija' document]
TECHNICAL CAPABILITY REQUIREMENTS2
--[Requirements related to the list of contracting medical institutions and their services will be detailed in 'Pielikums pie nolikuma 1.pielikuma Tehniskās specifikācijas - Tehniskā piedāvājuma (Līgumiestāžu saraksts)']
--[General technical capability requirements will be detailed in the 'Iepirkuma priekšmeta prasības, 1.versija' document]
FINANCIAL REQUIREMENTS1
--[Specific financial requirements will be detailed in the 'Iepirkuma priekšmeta prasības, 1.versija' document]

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Documents

4 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
167351_PD.ANY_1_1_1_20260310052155.pdf -- 96.3 KB

This document outlines the requirements for a tender concerning health insurance for employees of the Augšdaugava municipality administration, including exclusion conditions, selection criteria, technical and financial proposal requirements, and evaluation methods.

Nolikums, tai skaitā Līguma projektsDOC
ANPCA_2026_5_NOLIKUMS.docx -- 145.4 KB

This document contains the regulations and draft contract for an open tender procedure for the health insurance of employees of Augšdaugava municipality institutions.

Pielikums pie nolikuma 1.pielikuma Tehniskās specifikācijas - Tehniskā piedāvāju...XLS
Ligumiestazu_saraksts.xlsx -- 14.5 KB

This document contains a list of contracting medical institutions and their services, forming part of the technical specification for a health insurance tender.

Main tender pageHTM
index.html

This document contains the basic data for tender ANPCP 2026/5, which is an open competition for health insurance services for employees of Augšdaugava municipality institutions, with a submission deadline of April 10, 2026.

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75
Good

Tender Quality Score

This tender for employee health insurance is generally well-structured with clear documentation, but lacks specific evaluation criteria and details on financial aspects. The process is largely digital, but document access could be improved.

Score Breakdown

Legal Compliance75/100

The tender adheres to standard procurement procedures with a clear open competition format and proper CPV code. Deadlines appear reasonable for the scope. No disputes are noted. Regulatory compliance is assumed based on the structure.

Clarity80/100

The core subject of the tender is clear, and the existence of detailed technical specifications and contract drafts is indicated. However, the absence of specified evaluation criteria within the main notice reduces overall clarity for potential bidders.

No evaluation criteria specified
Completeness70/100

Most basic information is present, including the organization, type of service, and duration. However, the estimated value is not disclosed, which is a significant omission for completeness. Key requirements are referenced in attached documents.

Estimated Value: Not disclosed
Fairness85/100

The tender utilizes e-procurement, promoting accessibility. Objective criteria are implied through technical specifications, but explicit evaluation criteria are missing. The value not being disclosed could be a concern for some bidders, though it's not explicitly tailored to specific companies.

Missing evaluation criteria
Practicality65/100

The tender is active and uses e-procurement, which is positive. However, the 'Main tender page' document is the only direct URL provided, and the specific submission process details are within other documents. Financing information is not explicitly detailed.

No e-submission (implied, details in documents)
Financing info not explicitly detailed
Data Consistency90/100

Key fields such as title, reference, organization, and deadlines are populated. Dates are logical, and there are no indications of suspension or disputes. The tender is active and has a defined validity period.

Sustainability50/100

There is no explicit mention of green procurement, social aspects, or innovation within the provided information. The tender is not indicated as EU funded.

Not green procurement
No social criteria

Strengths

Clear open competition procedure
Detailed technical specifications and contract draft available
E-Procurement utilized
CPV code and NUTS code provided

Concerns

Estimated value not disclosed
Evaluation criteria not explicitly specified
Potential for restricted document access (implied by 'Issues')
Lack of sustainability considerations

Recommendations

1. Disclose the estimated value of the contract.
2. Clearly outline the evaluation criteria in the main tender notice or a summary document.
3. Consider incorporating sustainability aspects into future tenders.

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