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Tenders

Health insurance for employees of the Aizkraukle Municipality and its institutions

Open
Deadline
9 days left
April 13, 2026
Contract Details
Category
Services
Reference
165876
Value
Not disclosed
Location
Zemgale, Latvia
Published
March 11, 2026
CPV Code
Project Timeline

Tender Published

March 11, 2026

Deadline for Questions

April 06, 2026

Submission Deadline

April 13, 2026

Tender Opening

April 13, 2026

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Budget
Not disclosed
Duration
Not specified
Location
Zemgale
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Health insurance for employees of the Aizkraukle Municipality and its institutions

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65%
Estimated Win ProbabilityModerate Fit

This tender requires a comprehensive health insurance solution for Aizkraukles municipality employees. A winning bid will focus on demonstrating robust technical capability, competitive pricing, and a clear understanding of the contracting authority's needs, leveraging the absence of explicit evaluation criteria to emphasize value and service excellence.

Key Winning Messages

Comprehensive and reliable health insurance tailored to the specific needs of Aizkraukles municipality employees, ensuring employee well-being and productivity.

Cost-effective and transparent pricing, delivering exceptional value for the contracting authority.

Proactive and responsive client service, fostering a strong partnership with the municipality.

Key Opportunities
Absence of specified evaluation criteria allows for emphasis on qualitative aspects and value proposition.
Opportunity to define and showcase superior service levels and client support beyond minimum requirements.
Leveraging the draft contract to propose mutually beneficial terms and demonstrate foresight.
Key Challenges
Lack of specified evaluation criteria makes it difficult to precisely target the scoring mechanism.

Focus on a holistic approach, addressing all stated requirements thoroughly and emphasizing the overall value and benefits of the proposed solution. Assume a balanced weighting across technical, financial, and service aspects.

Potential for a highly competitive market given the nature of public sector contracts.

Conduct thorough competitor analysis to identify their likely strengths and weaknesses. Differentiate by offering unique service features or a more compelling value proposition.

The 'Iepirkuma priekšmeta prasības, 1.versija' document is critical but not fully detailed in the AI summary, requiring careful review.

Prioritize a meticulous review of 'Iepirkuma priekšmeta prasības, 1.versija' and 'Nolikums' to ensure full understanding and compliance with all explicit and implicit requirements.

Ideal Bidder Profile
An established health insurance provider with a proven track record in public sector contracts, possessing strong financial stability, a wide network of healthcare providers, and a dedicated client management team experienced in managing group health insurance schemes.
Key Requirements
Compliance with Mandatory Exclusion Grounds
Meeting Eligibility Requirements
Demonstrating Technical Capability for Health Insurance Services
Satisfying Financial Requirements
Adherence to Submission Requirements (Iepirkuma priekšmeta prasības, 1.versija and Nolikums)
Understanding and Addressing Draft Contract Terms (Līguma projekts)
Key Discriminators
A highly personalized service model with dedicated account management and proactive health and wellness program suggestions.
Demonstrated experience in managing similar-sized public sector health insurance contracts, with strong testimonials.
Innovative digital tools for policy management, claims processing, and employee access to services.
Social Value Opportunities
Commitment to supporting local healthcare providers within Aizkraukles municipality where feasible, contributing to the local economy and community health infrastructure.
Bid Focus Areas
Technical Capability (Health Insurance Services)

Detail the breadth and depth of the insurance coverage, network of providers, claims processing efficiency, and customer support infrastructure. Highlight any unique benefits or enhancements to standard coverage.

Financial Proposal

Provide a clear, competitive, and transparent pricing structure. Offer options or tiered solutions if appropriate, demonstrating value for money. Clearly outline any potential cost savings or efficiencies for the municipality.

Service and Support

Emphasize the quality and responsiveness of client service, including dedicated account management, clear communication channels, and efficient claims handling. Propose a proactive approach to employee well-being.

Recommendations6
Thoroughly review 'Iepirkuma priekšmeta prasības, 1.versija' and 'Nolikums'
CriticalHigh effort

These documents are central to understanding all mandatory requirements, exclusion grounds, eligibility, technical, financial, and submission criteria. Any oversight here is fatal.

Ensures compliance and avoids disqualification.
Develop a value-driven proposal, assuming balanced evaluation
HighMed effort

Since evaluation criteria are not specified, assume a balanced weighting across technical capability, financial offer, and service quality. Focus on demonstrating superior value and client satisfaction.

Maximizes scoring potential across all assumed evaluation areas.
Highlight client service and proactive wellness initiatives
HighMed effort

Offer a dedicated account manager, streamlined claims process, and potentially propose optional employee wellness programs or educational resources that go beyond basic insurance coverage.

Sets the bid apart from competitors offering standard solutions.
Analyze the draft contract for potential negotiation points
MediumMed effort

Carefully review the 'Līguma projekts' to identify any clauses that could be improved or clarified to the benefit of both parties, demonstrating a proactive and collaborative approach.

Can lead to more favorable contract terms and a stronger partnership.
Incorporate local economic support
MediumLow effort

Commit to utilizing local healthcare providers within Aizkraukles municipality where possible, demonstrating a commitment to the local community and economy.

Addresses potential unstated social value expectations and enhances community relations.
Prepare for potential price sensitivity
HighMed effort

While not explicitly stated, public sector tenders often have a strong price component. Ensure the financial proposal is competitive and clearly articulates the value for money offered.

Increases competitiveness in pricing.
Competitive Positioning
Position as a trusted partner committed to the long-term health and well-being of Aizkraukles municipality employees, rather than just a transactional service provider. Emphasize reliability, expertise, and a proactive approach to service delivery.

Competitors

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Requirements & Qualifications

7 requirements across 5 categories

Submission (3)
Mandatory (1)
Compliance (1)
Technical (1)
Financial (1)
SUBMISSION REQUIREMENTS3
--[Requirements for submitting the bid as detailed in "Iepirkuma priekšmeta prasības, 1.versija" and "Nolikums"]
--EVALUATION CRITERIA
--[Evaluation criteria for health insurance services as detailed in "Iepirkuma priekšmeta prasības, 1.versija"]
MANDATORY EXCLUSION GROUNDS1
--[Requirements related to exclusion grounds as detailed in "Iepirkuma priekšmeta prasības, 1.versija"]
ELIGIBILITY REQUIREMENTS1
--[Requirements related to eligibility as detailed in "Iepirkuma priekšmeta prasības, 1.versija"]
TECHNICAL CAPABILITY REQUIREMENTS1
--[Requirements related to technical capability for health insurance services as detailed in "Iepirkuma priekšmeta prasības, 1.versija"]
FINANCIAL REQUIREMENTS1
--[Requirements related to financial standing as detailed in "Iepirkuma priekšmeta prasības, 1.versija"]

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Documents

4 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
165876_PD.ANY_1_1_1_20260311050844.pdf -- 102.6 KB

This document contains the procurement requirements, including exclusion conditions, selection criteria, technical and financial proposal requirements, and evaluation criteria for health insurance services for employees of the Aizkraukles municipality.

Līguma projektsDOC
Liguma_projekts.docx -- 42.0 KB

This document contains a draft contract for the health insurance of employees of the Aizkraukle municipality and its institutions, outlining terms, conditions, and payment procedures.

NolikumsDOC
Nolikums_AND_2026_21_.docx -- 93.7 KB

This document contains the regulations for an open tender procedure for the health insurance of employees of the Aizkraukle municipality and its institutions.

Main tender pageHTM
index.html

This document contains the basic data for an open tender procedure for health insurance services for employees of the Aizkraukles municipality and its institutions, with a submission deadline of April 13, 2026.

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75
Good

Tender Quality Score

This tender for employee health insurance is generally well-structured, with clear documentation and a reasonable deadline. However, the lack of disclosed value and specific evaluation criteria, along with potential document access restrictions, slightly impacts its overall quality.

Score Breakdown

Legal Compliance75/100

The tender adheres to general legal requirements with a clear procedure, proper CPV code, and no reported disputes. The deadline is reasonable. However, the absence of explicitly stated evaluation criteria in the main notice could be a minor compliance concern if not fully detailed in the attached documents.

Clarity80/100

The description of the service is clear. Key requirements are referenced in attached documents, which is standard practice. The main tender notice provides a good overview, but the specific evaluation criteria are not immediately visible, requiring users to access additional documents.

Completeness70/100

Most basic information is present, including title, reference, organization, and deadlines. The estimated value is not disclosed, which is a significant omission. Contract duration is also not explicitly stated in the main notice, though it can likely be inferred from the contract draft.

Estimated value not disclosed
Contract duration not explicitly stated in main notice
Fairness85/100

The tender is an open procedure, promoting broad participation. The use of e-procurement is positive. However, the 'Issues: Restricted document access' flag raises a concern about full document accessibility for all potential bidders. The lack of disclosed value also hinders a fair assessment of the opportunity.

Restricted document access flag
Estimated value not disclosed
Practicality65/100

The tender utilizes e-procurement, which is a positive aspect. However, the 'No e-submission' flag indicates a potential manual submission process or a lack of clarity on the e-submission platform. The contract start date is not specified, and financing information is absent.

No e-submission indicated
Contract start date not specified
Data Consistency90/100

Key fields such as title, reference, organization, and deadlines are populated. There are no reported suspensions or disputes. The dates provided (Reveal, Submission, Opening) are logically sequenced.

Sustainability50/100

There is no explicit mention of green procurement, social aspects, or innovation within the provided tender details. This suggests a lack of focus on sustainability criteria.

No green procurement criteria
No social criteria mentioned

Strengths

Clear service description and objective
Open procedure for broad participation
Use of e-procurement
Reasonable submission deadline
Proper CPV code provided

Concerns

Estimated value not disclosed
Potential restricted document access
Evaluation criteria not explicitly stated in main notice
Lack of sustainability considerations
Unclear e-submission process

Recommendations

1. Disclose the estimated contract value to enhance transparency and fairness.
2. Clarify the document access procedure and ensure all relevant documents are readily available to all potential bidders.
3. Incorporate specific sustainability criteria (e.g., green procurement, social aspects) into the tender requirements.

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