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Tenders

Right to provide compulsory third-party liability insurance (OCTA) services

Open
Deadline
6 days left
April 10, 2026
Contract Details
Category
Services
Reference
168716
Value
€200,000
Location
Latvia
Published
March 26, 2026
CPV Code
Project Timeline

Tender Published

March 26, 2026

Deadline for Questions

April 03, 2026

Submission Deadline

April 10, 2026

Tender Opening

April 10, 2026

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Budget
€200,000
Duration
12 months
Location
Latvia
Type
Services
75
Quality Score/100
Good
Market Benchmark
Avg. Winning Price
€139,128
Avg. Bids
2.6
Competition
Low
SME Winners
98%
1,731 tenders analyzed

Original Tender Description

Right to provide compulsory third-party liability insurance (OCTA) services

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Win Strategy

AI-powered analysis of this tender's requirements, opportunities, and challenges. Get strategic insights to maximize your win probability.

65%
Estimated Win ProbabilityModerate Fit

This tender for OCTA insurance services presents a moderate competition opportunity. A winning strategy will focus on demonstrating robust financial stability, proven technical capability in insurance provision, and a clear understanding of the contracting authority's needs, even in the absence of explicit evaluation criteria. Emphasis on reliability and efficient service delivery will be paramount.

Key Winning Messages

Reliable and Secure OCTA Insurance Provision for Emergency Medical Services

Proven Expertise and Financial Strength in Compulsory Third-Party Liability Insurance

Seamless Service Delivery and Efficient Claims Management

Key Opportunities
Absence of explicit evaluation criteria allows for a strong narrative around core strengths.
Focus on the specific needs of the Contracting Authority (Neatliekamās medicīniskās palīdzības dienests) can create differentiation.
The short contract duration (12 months) may favor bidders with flexible operational models.
Key Challenges
Lack of specified evaluation criteria makes it difficult to tailor the bid precisely to the authority's priorities.

Conduct thorough due diligence on the Contracting Authority's mission, past procurement behavior, and any publicly available strategic documents to infer their likely priorities. Focus on demonstrating excellence across all stated requirements and highlight reliability, efficiency, and financial soundness as universal indicators of quality.

Potential for high competition from established players in the Latvian insurance market.

Focus on clear, concise, and compelling evidence of meeting all mandatory requirements. Highlight any unique strengths or efficiencies that can be quantified or clearly demonstrated, even if not explicitly asked for in the evaluation criteria. Leverage any existing relationships or positive past performance with public sector entities.

Ideal Bidder Profile
An established insurance provider with a strong track record in offering compulsory third-party liability (OCTA) insurance, particularly to public sector or large institutional clients. The ideal bidder will possess significant financial reserves, a well-developed operational infrastructure for claims management and policy administration, and a demonstrated ability to meet stringent regulatory and contractual obligations. Experience with Latvian insurance regulations is a significant advantage.
Key Requirements
Mandatory Exclusion Grounds Compliance
Eligibility Requirements Fulfillment
Technical Capability in OCTA Insurance
Financial Stability and Capacity
Submission Requirements Adherence
Key Discriminators
Demonstrated experience with public sector contracts and understanding of their specific administrative and reporting needs.
Proactive risk management strategies for insurance provision.
Exceptional customer service and responsiveness tailored to institutional clients.
A clear and robust financial model demonstrating long-term solvency and capacity to underwrite the contract.
Social Value Opportunities
While 'Social Aspects: No' is stated, consider a brief mention of commitment to ethical business practices and fair treatment of policyholders, aligning with general public sector expectations.
Bid Focus Areas
Mandatory Exclusion Grounds

Ensure absolute compliance. Conduct thorough internal checks and provide all necessary documentation to prove no exclusion grounds apply. This is a pass/fail element and non-compliance leads to immediate disqualification.

Eligibility Requirements

Meticulously address each eligibility criterion. Provide clear, verifiable evidence for all requirements, ensuring all documentation is up-to-date and correctly formatted as per the 'Iepirkuma priekšmeta prasības, 1.versija'.

Technical Capability

Detail the bidder's experience, expertise, and infrastructure for providing OCTA insurance. Quantify capacity, highlight key personnel qualifications, and describe operational processes for policy issuance, claims handling, and customer support. Reference past successful projects or similar contracts.

Financial Requirements

Present strong evidence of financial stability. This includes audited financial statements, credit ratings (if applicable), and proof of sufficient capital reserves to underwrite the contract. Demonstrate a clear understanding of the estimated contract value and the ability to manage financial obligations.

Submission Requirements

Adhere strictly to all formatting, submission method, and deadline requirements. Double-check all forms and attachments for completeness and accuracy. A flawless submission demonstrates attention to detail and professionalism.

Recommendations6
Thoroughly Review 'Iepirkuma priekšmeta prasības, 1.versija'
CriticalHigh effort

This document is central to understanding all mandatory requirements, exclusion grounds, eligibility, technical, and financial criteria. A meticulous review is essential for a compliant bid.

Ensures bid meets all fundamental requirements, avoiding disqualification.
Infer Contracting Authority Priorities
HighMed effort

Given the lack of explicit evaluation criteria, research the 'Neatliekamās medicīniskās palīdzības dienests' (Emergency Medical Services) to understand their operational context, mission, and potential implicit priorities (e.g., reliability, cost-effectiveness, minimal disruption). Tailor the bid narrative to align with these inferred priorities.

Increases bid relevance and perceived value to the authority.
Highlight Operational Efficiency and Reliability
HighMed effort

Focus on demonstrating streamlined processes for policy issuance, claims handling, and customer support. Quantify efficiency gains or service level agreements (SLAs) where possible. For a public service provider, reliability and minimal disruption are key.

Sets the bidder apart as a dependable and efficient service provider.
Ensure Robust Financial Documentation
CriticalHigh effort

Provide comprehensive and up-to-date financial statements, proof of solvency, and any other financial assurances requested or implied by the tender. The estimated value is €200,000, so demonstrating capacity to underwrite this is vital.

Meets a critical requirement and builds confidence in the bidder's ability to fulfill the contract.
Prepare for Potential Competition
MediumMed effort

Assume other experienced insurance providers will bid. Focus on a clear, concise, and compelling bid that directly addresses all requirements and subtly highlights strengths without overstating or making unsubstantiated claims.

Increases the likelihood of standing out in a competitive field.
Incorporate Ethical Business Practice Statement
LowLow effort

Even though 'Social Aspects: No' is specified, a brief statement on commitment to ethical operations, fair claims handling, and responsible business conduct can subtly reinforce the bidder's suitability for a public sector contract.

Adds a layer of corporate responsibility without deviating from stated requirements.
Competitive Positioning
Position as a stable, experienced, and highly reliable provider of OCTA insurance, specifically tailored to the needs of public sector entities. Emphasize a proven track record of meeting contractual obligations and delivering consistent service quality. Highlight financial strength and operational capacity as key differentiators against potentially smaller or less established competitors.

Competitors

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Requirements & Qualifications

5 requirements across 5 categories

Submission (1)
Mandatory (1)
Compliance (1)
Technical (1)
Financial (1)
SUBMISSION REQUIREMENTS1
--[Details to be found in 'Iepirkuma priekšmeta prasības, 1.versija']
MANDATORY EXCLUSION GROUNDS1
--[Details to be found in 'Iepirkuma priekšmeta prasības, 1.versija']
ELIGIBILITY REQUIREMENTS1
--[Details to be found in 'Iepirkuma priekšmeta prasības, 1.versija']
TECHNICAL CAPABILITY REQUIREMENTS1
--[Details to be found in 'Iepirkuma priekšmeta prasības, 1.versija']
FINANCIAL REQUIREMENTS1
--[Details to be found in 'Iepirkuma priekšmeta prasības, 1.versija']

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Documents

5 documents available with AI summaries

Iepirkuma priekšmeta prasības, 1.versijaPDF
168716_PD.ANY_1_1_1_20260326052915.pdf -- 97.2 KB

This document outlines the requirements for bidders, including exclusion conditions, selection criteria, technical and financial proposal requirements, and evaluation criteria for a tender related to OCTA insurance services.

Tehniskā specifikācijaDOC
4.pielikums_Tehniskā specifikācija.docx -- 23.0 KB

No content extracted

LīgumsDOC
7.pielikums_Līgums_projekts.docx -- 59.0 KB

This document contains a draft contract for providing compulsory third-party liability insurance (OCTA) services, outlining the terms, obligations, and payment procedures between the Emergency Medical Services and the insurer.

NolikumsDOC
NOLIKUMS.docx -- 49.6 KB

This document contains the regulations for an open tender by the Emergency Medical Service for OCTA insurance services.

Main tender pageHTM
index.html

This document contains the basic data for tender NMPD 2026/6, which is an open competition for the right to provide compulsory third-party liability (OCTA) insurance services.

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75
Good

Tender Quality Score

This tender for OCTA insurance services is generally well-structured with clear basic information and a reasonable timeline. However, concerns exist regarding the accessibility of full documentation and the explicit specification of evaluation criteria.

Score Breakdown

Legal Compliance75/100

The tender adheres to general legal compliance by having a clear procedure, a specified CPV code (though broad), and no reported disputes. The deadlines appear reasonable within the context of an open procedure. Regulatory compliance is assumed based on the presence of standard tender documents.

Clarity80/100

The core service required (OCTA insurance) is clear. However, the detailed requirements are referenced in external documents ('Iepirkuma priekšmeta prasības, 1.versija'), which, if not fully accessible, could impact clarity. The absence of explicitly stated evaluation criteria within the main notice reduces overall clarity on how bids will be assessed.

Evaluation criteria not explicitly specified in the main notice.
Completeness70/100

Most basic information is present, including estimated value, duration, and deadlines. However, the critical 'Iepirkuma priekšmeta prasības, 1.versija' document is essential for understanding the full scope of requirements, and its accessibility is flagged as an issue. The lack of explicit evaluation criteria also detracts from completeness.

Full documentation access is restricted.
Evaluation criteria are not specified.
Fairness85/100

The tender is an open procedure with a disclosed estimated value, promoting fairness. The use of e-procurement is a positive aspect. However, the flagged issue of restricted document access significantly impacts fairness, as potential bidders may not have equal access to all necessary information. The absence of explicitly stated evaluation criteria also raises concerns about objective assessment.

Restricted document access.
No evaluation criteria specified.
Practicality65/100

The tender utilizes e-procurement, which is a positive for practicality. The contract duration and estimated value are specified. However, the lack of a direct URL for the main tender documents and the potential for restricted access to key requirement documents hinder practicality. Financing information is not explicitly detailed.

Restricted document access.
No direct URL for key documents.
Data Consistency90/100

Key fields such as title, reference, organization, value, and deadlines are populated consistently. The tender status is active, and there are no reported suspensions or disputes. Dates appear logically ordered.

Sustainability50/100

The tender does not explicitly mention any green procurement, social aspects, or innovation focus. It is not indicated as EU funded. This suggests a lack of emphasis on sustainability criteria.

No green procurement mentioned.
No social criteria mentioned.

Strengths

Clear basic information (title, reference, organization, value, deadlines).
Open procedure and e-procurement utilized.
Reasonable timeline and contract duration specified.
CPV code provided.

Concerns

Restricted document access.
Evaluation criteria not explicitly specified.
Lack of explicit sustainability criteria (green, social, innovation).

Recommendations

1. Ensure full and unrestricted access to all tender documents, especially 'Iepirkuma priekšmeta prasības, 1.versija'.
2. Clearly state the evaluation criteria within the main tender notice or accessible documents.
3. Consider incorporating specific sustainability criteria to align with modern procurement practices.

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