Tenders

Tervishoiuteenuse osutaja kohustuslik vastutuskindlustus

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Submission Deadline Has Passed

This tender's submission deadline has passed and is no longer accepting applications. The information below is kept for reference purposes.

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Deadline
Expired
November 14, 2025
Contract Details
Category
Services
Reference
299800
Value
€475,000
Location
Estonia
Published
October 16, 2025
CPV Code
Project Timeline

Tender Published

October 16, 2025

Deadline for Questions

November 07, 2025

Submission Deadline

November 14, 2025

Tender Opening

November 14, 2025

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Budget
€475,000
Duration
Not specified
Location
Estonia
Type
Services
Market Benchmark
Avg. Winning Price
€844,224
Avg. Bids
3.1
Competition
Medium
SME Winners
69%
297 tenders analyzed

Original Tender Description

Tervishoiuteenuse osutaja kohustuslik vastutuskindlustus
Electronic Submission

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Requirements & Qualifications

15 requirements across 5 categories

Submission (3)
Mandatory (3)
Compliance (3)
Technical (3)
Financial (3)
SUBMISSION REQUIREMENTS3
--– Submit the entire offer electronically through the Estonian RHAD e-tender platform before the stated deadline.
--– Upload: signed ESPD, completed compliance checklist, fully completed risk questionnaire, technical specification confirmation, and priced bid form (annex).
--– Use only Estonian (or agreed alternate) language; all files in PDF unless XML forms are requested.
MANDATORY QUALIFICATIONS3
--– Valid insurance licence issued in an EU, EEA or WTO GPA member state authorising the underwriting of professional liability / medical malpractice risks.
--– Estonian market capacity to issue and service compulsory medical malpractice liability policies for hospitals.
--– No exclusion grounds (criminal convictions, tax/SS debts, conflict of interest, etc.) – ESPD self-declaration required.
COMPLIANCE REQUIREMENTS3
--– Complete and submit the electronic ESPD (v2.0 extended) via the Estonian e-procurement system.
--– Sign and return the compliance checklist (vastavustingimused) confirming: joint-bid authorisation (if applicable), price-structure adherence, sanctions compliance, and correct trade-secret markings.
--– Operate in full compliance with Estonian insurance and data-protection law for the entire contract period.
TECHNICAL REQUIREMENTS3
--– Provide compulsory professional liability insurance covering all licensed healthcare services of North Estonia Regional Hospital and the three other named North-Estonian hospitals.
--– Cover limits, retroactive date, territorial scope, exclusions and any patient-safety extensions must at minimum match the undisclosed technical specification and risk questionnaires published in the annexes (to be downloaded from the e-tender portal).
--– No variants or alternative policy wordings permitted – exact specification compliance is mandatory.
FINANCIAL REQUIREMENTS3
--– Demonstrate adequate financial standing (minimum solvency, turnover, claims-paying ability) via the ESPD financial ratios section; exact thresholds not stated, but figures must support a € 475 k estimated-risk premium.
--– Bid price must be all-inclusive (taxes, charges, administration, no hidden costs).
--– No bid bond or other guarantees are required.

Requirements Preview

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Documents

5 documents available with AI summaries

VastavustingimusedPDF
299800_vastavustingimused.pdf -- 35.8 KB

This is a compliance-checklist document for mandatory professional liability insurance for North Estonia Regional Hospital that merely collects bidders’ confirmations on joint-bid authorisations, price-structure adherence, sanctions compliance and trade-secret markings – it contains no technical requirements, qualification thresholds or award criteria, so insurers should proceed only if they can already provide Estonian-market medical-liability cover and are comfortable submitting the online attestations.

Hankepass rahvusvahelises formaadis (ESPD) v2.0 laiendatudXML
299800_ESPD_v2.0_laiendatud.xml -- 277.2 KB

ESPD (European Single Procurement Document) vorm, mida hankelepingu taotlejad peavad täitma ja esitama oma kvalifikatsiooni tõendamiseks.

Hindamiskriteeriumid ja hinnatavad näitajadPDF
299800_hindamiskriteeriumid.pdf -- 6.6 KB

This is a 100% price-only (lowest bid wins) mandatory professional liability insurance tender for four North Estonian hospitals, so only Estonian-licenced insurers that can underwrite medical malpractice coverage at the absolute minimum premium should bid.

Hankepass täiendatavate selgitustegaPDF
299800_hankepass_taiendavate_selgitustega.pdf -- 68.0 KB

This is only the blank ESPD template (not the actual tender conditions), so it merely shows that North Estonia Regional Hospital will require all bidders to fill in electronic declarations about exclusion grounds and minimum financial/technical capability—no specific cover limits, policy terms or qualification thresholds are disclosed yet.

Juhised pakkumuse esitamiseks RHADPDF
Juhised pakkumuse esitamiseks RHAD.pdf -- 189.7 KB

Mandatory open e-tender for North Estonia Regional Hospital’s compulsory medical malpractice liability insurance (covering all licensed healthcare services) restricted to insurers domiciled in EU/EEA/WTO GPA states, with no bid bond, no variants allowed, and award based on compliant submission against the technical specification and risk questionnaires in the annexes.

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