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Ausschreibungen

Supplementary health insurance for employees

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Frist
Abgelaufen
2. März 2026
Vertragsdetails
Kategorie
Dienstleistungen
Referenz
305781
Wert
€72,000
Standort
Estonia, Estland
Veröffentlicht
13. Februar 2026
Organisation
CPV-Code
Bewertungskriterien
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Zeitplan des Projekts

Ausschreibung veröffentlicht

13. Februar 2026

Frist für Fragen

23. Februar 2026

Angebotsfrist

2. März 2026

Öffnung der Angebote

2. März 2026

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Budget
€72,000
Dauer
12 Monate
Standort
Estonia
Typ
Dienstleistungen
83
Qualitätsbewertung/100
Ausgezeichnet
Marktvergleich
Durchschn. Zuschlagspreis
€844,224
Durchschn. Angebote
3.1
Wettbewerb
Mittel
KMU-Gewinner
69%
297 analysierte Ausschreibungen

Ursprüngliche Ausschreibungsbeschreibung

The Ministry of the Interior (hereinafter referred to as the contracting authority) announces a public procurement for the purchase of supplementary health insurance for the employees of the Ministry of the Interior.
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Erfolgsstrategie

KI-gestützte Analyse der Anforderungen, Chancen und Herausforderungen dieser Ausschreibung. Erhalten Sie strategische Einblicke, um Ihre Gewinnwahrscheinlichkeit zu maximieren.

65%
Geschätzte GewinnwahrscheinlichkeitModerate Eignung

This tender for supplementary health insurance for the Ministry of Interior's employees presents a moderate competition opportunity. A winning strategy will focus on meticulous adherence to technical specifications, competitive pricing within the estimated value, and demonstrating robust operational capacity. While social value and innovation are not explicitly required, demonstrating a commitment to employee well-being through service design can be a subtle differentiator.

Wichtige Erfolgsbotschaften

Reliable and comprehensive supplementary health insurance tailored to public sector needs.

Cost-effective solution ensuring maximum value for the Ministry of Interior's budget.

Seamless service delivery and efficient administration for employee well-being.

Wichtige Chancen
Potential for competitive pricing to secure the contract, given the fixed estimated value.
Opportunity to showcase operational efficiency and customer service excellence through the service description.
Leveraging existing provider networks in Estonia for efficient service delivery.
Wichtige Herausforderungen
Lack of specified evaluation criteria makes it difficult to optimize bid strategy.

Focus on excelling in all explicitly stated requirements, particularly technical compliance and pricing. Assume a balanced approach where all mandatory and important aspects will be considered.

Potential for multiple bidders to offer similar standard insurance products, leading to price-based competition.

Clearly articulate any value-added services or unique aspects of the offering in the service description, even if not explicitly requested, to subtly differentiate. Highlight efficiency and reliability.

Strict adherence to the maximum procurement value of 72,000 EUR.

Develop a pricing model that is competitive and sustainable within this limit, ensuring profitability while offering comprehensive coverage.

Ideales Bieterprofil
An established insurance provider with a proven track record in group health insurance, particularly for public sector clients. The ideal bidder possesses strong financial stability, efficient claims processing capabilities, and a deep understanding of Estonian healthcare regulations and service providers. They should also have a streamlined administrative process for managing employee enrollments and policy adjustments.
Wichtige Anforderungen
Compliance with Technical Description (compensated services, self-liability, insurance period, max cost per employee)
Accurate and complete ESPD submission
Tender value not exceeding 72,000 EUR
Submission via e-RHR by the deadline
Detailed description of the offered service (Form 305781_vorm_pakutava teenuse kirjeldus.docx)
Wichtige Unterscheidungsmerkmale
Demonstrated understanding of the specific needs of public sector employees and their families.
Proactive approach to service management and communication, even if not explicitly required.
A clear and concise service description that highlights ease of use and accessibility for employees.
Chancen für soziale Werte
While not explicitly required, a commitment to promoting employee well-being through proactive health advice or access to preventative care resources could be subtly mentioned in the service description as a value-add.
Schwerpunkte des Angebots
Technical Compliance (Service Description, Coverage, Cost per Employee)

Meticulously align the offered service with every point in the 'Tehniline kirjeldus'. Ensure the 'pakutava teenuse kirjeldus' form is comprehensive and directly addresses all technical requirements, highlighting compliance and any minor enhancements.

Pricing

Develop a competitive price that is demonstrably within the 72,000 EUR limit. Analyze competitor pricing if possible, but prioritize offering strong value for money. Avoid being the highest bidder.

ESPD and Eligibility

Ensure the ESPD is completed accurately and without errors. All mandatory documents and information must be submitted correctly and on time to avoid disqualification.

Empfehlungen5
Master the Technical Description
KritischHoher Aufwand

Thoroughly analyze 'Tehniline kirjeldus' and ensure the proposed insurance plan precisely matches all specified coverages, self-liability limits, and adheres to the maximum cost per employee. Any deviation, however minor, could lead to disqualification.

Ensures compliance and avoids disqualification.
Optimize Pricing for Value
HochMittlerer Aufwand

Develop a pricing strategy that is competitive and clearly within the 72,000 EUR limit. While evaluation criteria are not specified, pricing is often a key factor in such tenders. Aim for a price that offers strong value for the Ministry.

Increases competitiveness and likelihood of winning.
Flawless ESPD and Documentation Submission
KritischHoher Aufwand

Pay extreme attention to detail when completing the ESPD and all required forms, especially '305781_vorm_pakutava teenuse kirjeldus.docx'. Ensure all information is accurate, consistent, and submitted via e-RHR before the deadline.

Prevents administrative disqualification.
Articulate Service Excellence in Description
MittelMittlerer Aufwand

Even without explicit innovation requirements, use the 'pakutava teenuse kirjeldus' to highlight the ease of administration, efficient claims processing, and responsive customer support. Frame these as benefits that contribute to employee satisfaction and operational efficiency for the Ministry.

Subtly differentiates the bid from purely price-focused competitors.
Proactive Communication on e-RHR
HochGeringer Aufwand

Utilize the e-RHR platform for all communications with the contracting authority. If any clarification is needed regarding the technical specifications or requirements, submit a formal query through e-RHR well in advance of the submission deadline.

Ensures clarity and avoids misunderstandings.
Wettbewerbspositionierung
Position the bid as the most reliable and cost-effective solution that meets all technical requirements precisely. Emphasize operational efficiency and a proven ability to manage group health insurance for public sector entities. Highlight a commitment to seamless service delivery for the Ministry's employees.

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Anforderungen & Qualifikationen

16 Anforderungen in 5 Kategorien

Einreichung (6)
Verpflichtend (1)
Konformität (3)
Technisch (5)
Finanziell (1)
SUBMISSION REQUIREMENTS6
--Submit the tender according to the submission conditions.
--For joint tenders, submit the power of attorney using form 305781_vorm_uhispakkujate volikiri.docx.
--Declare business secrets, if applicable.
MANDATORY EXCLUSION GROUNDS1
--Meet the qualification requirements, including grounds for exclusion, as stipulated in the ESPD (European Single Procurement Document).
ELIGIBILITY REQUIREMENTS3
--Submit the ESPD (European Single Procurement Document) outlining the contracting authority's conditions and the tenderer's qualification requirements.
--For joint tenders, submit a power of attorney for joint tenderers, specifying the joint tenderers, their representative, and confirming their joint and several liability for the performance of the framework agreement.
--Submit a list of management board members not registered in the Commercial Register.
TECHNICAL CAPABILITY REQUIREMENTS5
--The offered supplementary voluntary health insurance service must comply with the technical requirements specified in the technical description.
--The insurance period must comply with what is stipulated in the technical description.
--The offered service must adhere to the maximum cost per employee as specified in the technical description.
FINANCIAL REQUIREMENTS1
--The tender value must not exceed the maximum procurement value of 72,000 EUR.

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Dokumente

8 Dokumente mit KI-Zusammenfassungen verfügbar

VastavustingimusedPDF
305781_vastavustingimused.pdf -- 6.2 KB

This document outlines the conditions for submitting a bid, including requirements for joint bid authorization, declaration of business secrets, submission of a list of key personnel not visible in the Commercial Register, and a description of the offered service.

Hindamiskriteeriumid ja hinnatavad näitajadPDF
305781_hindamiskriteeriumid.pdf -- 4.3 KB

This document details the evaluation criteria and weighted methodology for additional employee health insurance offers, where higher proposed compensation limits for various services will receive more points.

Hankepass täiendatavate selgitustegaPDF
305781_hankepass_taiendavate_selgitustega.pdf -- 67.2 KB

This document is an explanatory ESPD (European Single Procurement Document) that introduces the contracting authority's specified conditions and the expected format of bidder responses, covering information about the tender, the contracting authority, and bidder qualification requirements.

Raamlepingu projektPDF
305781_raamlepingu projekt.pdf -- 550.2 KB

This document is a draft framework agreement for the Ministry of Interior's public procurement of additional health insurance for employees, outlining the contract terms, parties, service content, and estimated cost.

Riigihanke alusdokumentide (RHAD) üldosaPDF
305781_RHAD uldosa.pdf -- 489.4 KB

This document is the general part of the procurement documents for additional health insurance for Ministry of Interior employees, outlining the open procedure, communication via e-RHR, and a maximum contract value of 72,000 EUR.

Tehniline kirjeldusPDF
305781_tehniline kirjeldus.pdf -- 475.0 KB

This document outlines the technical requirements for the additional voluntary health insurance service to be provided to the Ministry of Interior's employees, including the insurance period, maximum cost per employee, and minimum coverage benefits.

Vorm: Pakutava teenuse kirjeldusDOC
305781_vorm_pakutava teenuse kirjeldus.docx -- 20.2 KB

This form requires bidders to provide a detailed description of the offered health insurance services, including covered services and deductibles, to ensure compliance with the technical specifications.

Vorm: Ühispakkujate volikiriDOC
305781_vorm_uhispakkujate volikiri.docx -- 23.5 KB

This form is required when submitting a joint bid to identify the joint bidders, designate their representative, and confirm their joint and several liability for the performance of the framework agreement.

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83
Ausgezeichnet

Qualitätsbewertung der Ausschreibung

This tender for employee health insurance demonstrates strong adherence to procurement best practices, featuring clear documentation, transparent evaluation criteria, and robust data consistency. While comprehensive in its core requirements, it lacks integration of sustainability considerations.

Bewertungsaufschlüsselung

Rechtliche Konformität90/100

The tender exhibits strong legal compliance, with a clearly defined open procedure, appropriate CPV codes, and no detected disputes or suspensions. The use of ESPD and e-procurement aligns with EU/national regulations, and the submission deadline of 17 days is reasonable.

Klarheit85/100

The tender's description is clear, and requirements are well-structured and understandable, as evidenced by the AI-extracted categories. Evaluation criteria are specified as 'relative_weighting' and further detailed in a dedicated document, ensuring transparency.

Vollständigkeit80/100

The tender provides comprehensive basic information, including financial details, timelines, and classification. All necessary documents are attached, and requirements and criteria are well-defined. The location information 'Täpne piirkond määramata' is a minor point of imprecision.

Fairness90/100

This tender appears fair and transparent, offering full document access, disclosed value, and reasonable deadlines. Evaluation criteria are objective, and e-procurement ensures equal access. Requirements are generic and do not suggest tailoring to a specific company.

Praktikabilität85/100

The tender supports electronic submission and provides the e-procurement portal URL. The contract duration is clearly specified. While the exact contract start date is not explicitly stated, this is a common practice and does not significantly hinder practicality.

Datenkonsistenz95/100

All key fields are populated, and there are no inconsistencies or logical discrepancies in the provided data, including dates and status. No suspensions or disputes are reported.

Nachhaltigkeit20/100

The tender does not include any specific green procurement, social aspects, or innovation focus. This is a common omission for insurance services but results in a low score for this category.

•Absence of green procurement criteria
•No social aspects integrated

Stärken

Clear and comprehensive documentation, including detailed technical specifications and evaluation criteria.
Transparent and objective evaluation criteria based on relative weighting and compensation limits.
Full disclosure of financial information and robust support for electronic submission.
Strong legal compliance with EU/national regulations, including ESPD and e-procurement.
Excellent data consistency across all provided information fields.

Bedenken

Absence of any green, social, or innovation-focused sustainability criteria.
Location information is not precisely defined ('Täpne piirkond määramata').
Contract start date is not explicitly stated, though duration is clear.

Empfehlungen

1. Integrate sustainability criteria, such as encouraging insurers with ethical investment policies or social responsibility initiatives.
2. Clarify the geographical scope of the insurance service, even if it covers the entire country.
3. Consider providing an estimated contract start date to aid bidder planning.

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