United Kingdom240 days leftOpen

Provision of Insurance and Related Services to Two Rivers Housing

Tender Overview

ORGANIZATION

Two Rivers Housing

LOCATION

United Kingdom, United Kingdom

VALUE

£4,936,875

DEADLINE

September 30, 2026 at 23:00

CATEGORY

Other

CPV CODE

66510000

REFERENCE

001714-2026

Project Timeline

Contact Information

View Original

Original Tender Description

The programme will require Insurance and related services for risks that may include but not be limited to: property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime and employment practices liability. This list is to be decided at the sole discretion of Two Rivers Housing Association. To view this notice, please click here: https://www.delta-esourcing.com/delta/viewNotice.html?noticeId=1005226478
⚠️

MANDATORY EXCLUSION GROUNDS

  • (No explicit requirements provided in the tender notice.)

ELIGIBILITY REQUIREMENTS

  • Be a legitimate and legally authorized provider of insurance and related services.
🔧

TECHNICAL CAPABILITY REQUIREMENTS

  • Demonstrate capability to provide comprehensive insurance and related services.
  • Be able to cover risks including, but not limited to: property damage and business interruption, employers liability, public liability, products liability, property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, and employment practices liability.
  • Be flexible and capable of meeting the final scope of services as decided by Two Rivers Housing Association.
💰

FINANCIAL REQUIREMENTS

  • (No explicit requirements provided in the tender notice.)
📋

SUBMISSION REQUIREMENTS

  • Submit the bid by the deadline: 2026-09-30 23:00:00.
  • Access full tender details via the provided Delta e-sourcing link to understand complete submission instructions and required documentation.

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PDF
Official PDF Version
PDF001714-2026_official.pdf
Summary:
This document is a tender notice from Two Rivers Housing seeking comprehensive insurance and related services across multiple lots, detailing the scope, estimated value, and providing a link to the full tender details.

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67
Good

Tender Quality Score

This tender provides essential basic information but lacks detailed documentation and specific requirements within the notice itself, heavily relying on an external link for full details. This limits a comprehensive initial assessment of fairness and completeness.

Score Breakdown

Legal Compliance100/100

The tender mentions 'MANDATORY EXCLUSION GROUNDS', which is a standard legal requirement. The 'Competitive flexible procedure' suggests adherence to a recognized procurement framework. However, the absence of explicit financial requirements and detailed evaluation criteria in the provided extract could be a concern if not fully elaborated in the external documents.

Clarity40/100

The description of required services is broad, using phrases like 'may include but not be limited to' and stating the final scope is 'at the sole discretion of Two Rivers Housing Association'. While this offers flexibility, it introduces significant ambiguity for bidders regarding the exact scope and potential liabilities.

Ambiguous scope definition ('may include but not be limited to', 'sole discretion').
Completeness83/100

The provided tender notice is significantly incomplete. It explicitly states 'No explicit requirements provided in the tender notice' for mandatory exclusion grounds and financial requirements. Crucially, 'No documents attached' and 'Missing evaluation criteria' are noted, directing bidders to an external link for full details, meaning the notice itself is not self-contained.

Missing detailed mandatory exclusion grounds in the notice.
Missing explicit financial requirements in the notice.
Fairness60/100

The broad and discretionary nature of the technical capability requirements, combined with the lack of explicit financial requirements and evaluation criteria in the notice, could potentially disadvantage smaller or less established bidders. It also makes it difficult for bidders to prepare competitive offers and for the procuring entity to ensure objective evaluation.

Vague scope definition and high discretion for the procuring entity.
Lack of explicit financial requirements.
Practicality40/100

The requirement for bidders to be 'flexible and capable of meeting the final scope of services as decided by Two Rivers Housing Association' places a significant burden on bidders to anticipate potential changes or broad interpretations. While flexibility is often desired, it needs clearer boundaries for practical and efficient bidding. The reliance on an external link for all details is standard but means the initial notice is not very informative.

High degree of flexibility required from bidders without clear scope boundaries, potentially increasing bid preparation effort and risk.
Data Consistency100/100

The provided data within the tender notice is internally consistent. The description of services aligns with the technical capability requirements listed.

Sustainability0/100

The tender notice does not include any explicit green procurement, social, or innovation criteria. Automated checks also flagged the absence of these considerations.

Absence of sustainability criteria.
Absence of social criteria.

Strengths

Clear title, reference number, organization, and tender type.
Estimated value and contract duration are provided.
CPV code specified for classification.
Description of required insurance types is comprehensive, albeit broad.
Open procedure encourages wide participation.

Concerns

Significant lack of detailed requirements (financial, evaluation criteria, mandatory exclusion grounds) in the notice itself.
Reliance on an external link for all crucial tender documents and instructions.
Ambiguous and highly discretionary scope definition for services.
Absence of sustainability, social, or innovation criteria.
Potential for subjective evaluation due to missing explicit evaluation criteria.

Recommendations

1. Publish all essential tender documents, including detailed requirements, evaluation criteria, and terms of reference, directly within the e-procurement system or as attachments to the notice.
2. Clarify the scope of services with more specific parameters or provide a clear methodology for how the 'final scope' will be decided and communicated to bidders.
3. Consider incorporating sustainability, social, or innovation criteria where relevant to the insurance services.

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B
Tender Quality Score
67/ 100 · Good

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